Abstract: A system and method for administering an insurance policy in general accounts and in separate accounts including a modified stable value protected investment including an improved surrender payment protocol. The system and method includes tracking the value of investments and an MSVP value in a life insurance contract after a termination of life insurance coverage has occurred. When the system determines that the value of the MSVP equals a predetermined value (e.g., zero) or that a maturity date for the policy or stable value protected investment has occurred, the system causes an amount equal to the value of the MSVP division to be paid to the contractholder. Upon such payment, the MSVP product provider shall have no further liability under the MSVP. The contractholder may have an option to elect at any time to receive a payment amount equal to the value of the underlying assets of the stable value protected investment. In such event, the MSVP product provider shall have no further liability under the MSVP.

Abstract: A system and method for administering an insurance policy in general accounts and in separate accounts including a modified stable value protected investment including an improved surrender payment protocol. The system and method includes tracking the value of investments and an MSVP value in a life insurance contract after a termination of life insurance coverage has occurred. When the system determines that the value of the MSVP equals a predetermined value (e.g., zero) or that a maturity date for the policy or stable value protected investment has occurred, the system causes an amount equal to the value of the MSVP division to be paid to the contractholder. Upon such payment, the MSVP product provider shall have no further liability under the MSVP. The contractholder may have an option to elect at any time to receive a payment amount equal to the value of the underlying assets of the stable value protected investment. In such event, the MSVP product provider shall have no further liability under the MSVP.

Abstract: A storage system having an outer housing assembly including an elongated housing having a non-rotatable curved inner structure. A top assembly is attached to an upper end of the elongated housing, and a lower assembly is attached to a lower end of the elongated housing. An arcuate housing door rotates within the top assembly and the lower assembly concentrically about a longitudinal axis and partially within and adjacent to the non-rotatable curved inner structure. An upper end of the arcuate housing door rotates around a circular plate attached to the top assembly about the longitudinal axis. The arcuate housing door rotates between a closed position that prevents access to an internal compartment within the elongated housing and an open position that provides an access opening of approximately 180 degrees about the longitudinal axis into the internal compartment within the elongated housing.

Abstract: A storage system for securing a weapon or valuable item. The storage system has an outer housing assembly including an elongated housing, an arcuate housing door and a handle assembly. The elongated housing has a non-rotatable curved inner structure. The handle assembly rotates the arcuate housing door concentrically about a longitudinal axis and partially within and adjacent to the non-rotatable curved inner structure. A rotational pivot of the handle assembly is aligned with the longitudinal axis and rotates the arcuate housing door about the longitudinal axis between a closed position that prevents access to an internal compartment within the elongated housing, and an open position that provides an access opening of approximately 180 degrees about the longitudinal axis into the internal compartment within the elongated housing.

Abstract: A storage system for securing a weapon or valuable item. The storage system has an outer housing assembly including an elongated housing, an arcuate housing door and a handle assembly. The elongated housing has a non-rotatable curved inner structure. The handle assembly rotates the arcuate housing door concentrically about a longitudinal axis and partially within and adjacent to the non-rotatable curved inner structure. A rotational pivot of the handle assembly is aligned with the longitudinal axis and rotates the arcuate housing door about the longitudinal axis between a closed position that prevents access to an internal compartment within the elongated housing, and an open position that provides an access opening of approximately 180 degrees about the longitudinal axis into the internal compartment within the elongated housing.

Abstract: A storage system having an outer housing assembly including an elongated housing with a curved structure and a cylindrical housing secured adjacent to the curved structure partially within the elongated housing. The cylindrical housing rotates between a closed position and an open position. In the closed position, access to the internal compartment within the cylindrical housing is prevented. In the open position, an access opening into the internal compartment within the cylindrical housing is provided. A locking mechanism is provided in the cylindrical housing to prevent rotation or permit rotation of the cylindrical housing when the locking mechanism is in a locked position or an unlocked position respectively. In the locked position, the locking mechanism prevents the cylindrical housing from rotating into the open position.

Abstract: A locking mechanism for a rotating cylindrical assembly in a weapons storage system. The locking mechanism includes a shaft fixed to a base. A sear hub is concentrically fixed to the shaft and has a notch on a peripheral surface. A stop rotates on the rotating cylindrical assembly between a first locked position and a second unlocked position. A stop plate is concentrically fixed to the shaft that has a first arm that engages the stop shaft in the first locked position, and a second arm that engages the stop shaft in the second unlocked position. A sear lock is provided that pivots into and out of the notch in the sear hub. A lock body is provided that pivotally attached to the sear lock. When the lock body is actuated, the projection of the sear lock is thrust into a notched indentation in the sear hub thereby blocking the sear hub from being rotated.

Abstract: A locking mechanism for a rotating cylindrical assembly in a weapons storage system. The locking mechanism includes a shaft fixed to a base. A sear hub is concentrically fixed to the shaft and has a notch on a peripheral surface. A stop rotates on the rotating cylindrical assembly between a first locked position and a second unlocked position. A stop plate is concentrically fixed to the shaft that has a first arm that engages the stop shaft in the first locked position, and a second arm that engages the stop shaft in the second unlocked position. A sear lock is provided that pivots into and out of the notch in the sear hub. A lock body is provided that pivotally attached to the sear lock. When the lock body is actuated, the projection of the sear lock is thrust into a notched indentation in the sear hub thereby blocking the sear hub from being rotated.

Abstract: A storage system having an outer housing assembly including an elongated housing with a curved structure and a cylindrical housing secured adjacent to the curved structure partially within the elongated housing. The cylindrical housing rotates between a closed position and an open position. In the closed position, access to the internal compartment within the cylindrical housing is prevented. In the open position, an access opening into the internal compartment within the cylindrical housing is provided. A locking mechanism is provided in the cylindrical housing to prevent rotation or permit rotation of the cylindrical housing when the locking mechanism is in a locked position or an unlocked position respectively. In the locked position, the locking mechanism prevents the cylindrical housing from rotating into the open position.

Abstract: Method and system to track, reconcile and administer the values of life insurance policies in separate accounts, including Stable Value Protected funds. Accordingly, targeted returns are translated into unit values on a daily basis for each fund. Additionally the system tracks restrictions (e.g., timing, amount of withdrawal and amount of reallocations) on a premium-by-premium basis, and tracks the book value, market value, duration and targeted return on a client-by-client basis. The system calculates and tracks the payments and credits applicable to a withdrawal or reallocation request, in addition to the liquidation schedules for each fund based on the payment amounts and credits of specific funds. Additionally, daily unit values are calculated given a periodic targeted return (i.e., a quarterly targeted return).

Abstract: Method and system to track, reconcile and administer the values of life insurance policies in separate accounts, including Stable Value Protected funds. Accordingly, targeted returns are translated into unit values on a daily basis for each fund. Additionally the system tracks restrictions (e.g., timing, amount of withdrawal and amount of reallocations) on a premium-by-premium basis, and tracks the book value, market value, duration and targeted return on a client-by-client basis. The system calculates and tracks the payments and credits applicable to a withdrawal or reallocation request, in addition to the liquidation schedules for each fund based on the payment amounts and credits of specific funds. Additionally, daily unit values are calculated given a periodic targeted return (i.e., a quarterly targeted return).

Abstract: Method and system to track, reconcile and administer the values of life insurance policies in separate accounts, including Stable Value Protected funds. Accordingly, targeted returns are translated into unit values on a daily basis for each fund. Additionally the system tracks restrictions (e.g., timing, amount of withdrawal and amount of reallocations) on a premium-by-premium basis, and tracks the book value, market value, duration and targeted return on a client-by-client basis. The system calculates and tracks the payments and credits applicable to a withdrawal or reallocation request, in addition to the liquidation schedules for each fund based on the payment amounts and credits of specific funds. Additionally, daily unit values are calculated given a periodic targeted return (i.e., a quarterly targeted return).

Abstract: Method and system to track, reconcile and administer the values of life insurance policies in separate accounts, including Stable Value Protected funds. Accordingly, targeted returns are translated into unit values on a daily basis for each fund. Additionally the system tracks restrictions (e.g., timing, amount of withdrawal and amount of reallocations) on a premium-by-premium basis, and tracks the book value, market value, duration and targeted return on a client-by-client basis. The system calculates and tracks the payments and credits applicable to a withdrawal or reallocation request, in addition to the liquidation schedules for each fund based on the payment amounts and credits of specific funds. Additionally, daily unit values are calculated given a periodic targeted return (i.e., a quarterly targeted return).

Abstract: Method and system to track, reconcile and administer the values of life insurance policies in separate accounts, including Stable Value Protected funds. Accordingly, targeted returns are translated into unit values on a daily basis for each fund. Additionally the system tracks restrictions (e.g., timing, amount of withdrawal and amount of reallocations) on a premium-by-premium basis, and tracks the book value, market value, duration and targeted return on a client-by-client basis. The system calculates and tracks the payments and credits applicable to a withdrawal or reallocation request, in addition to the liquidation schedules for each fund based on the payment amounts and credits of specific funds. Additionally, daily unit values are calculated given a periodic targeted return (i.e., a quarterly targeted return).

Abstract: The present invention is a powered lift platform including a platform, at least one guide rail section in operative contact with the platform, each of the at least one guide rail sections comprising at least one guide rail and in which a first end of each of the guide rail sections is configured to removably attach to a second end of a second guide rail section. The invention also includes a lift mechanism supported by the platform, a lift guide in operative contact with the lift mechanism and attached to the upper portion of the upper guide rail, a power supply to operate the lift mechanism. In a preferred embodiment, at least one wheel is operatively attached to the powered lift platform. Also presented is a method for securing the powered lift platform to a columnar-like support. Also presented is an extendable standoff.

Abstract: Method and system to track, reconcile and administer the values of life insurance policies in separate accounts, including Stable Value Protected funds. Accordingly, targeted returns are translated into unit values on a daily basis for each fund. Additionally the system tracks restrictions (e.g., timing, amount of withdrawal and amount of reallocations) on a premium-by-premium basis, and tracks the book value, market value, duration and targeted return on a client-by-client basis. The system calculates and tracks the payments and credits applicable to a withdrawal or reallocation request, in addition to the liquidation schedules for each fund based on the payment amounts and credits of specific funds. Additionally, daily unit values are calculated given a periodic targeted return (i.e., a quarterly targeted return).

Abstract: A coupling between a driving and a driven shaft includes a rigid tube to which are attached by bonding, in axially spaced apart relation at least two flexible annular elements of elastomeric material, the annular elements being of various shapes; the outer periphery of each ring is bonded to an attachment ring which is attachable to a flange of a connecting hub with each hub mounted or connected to one the shafts; in one form the tube is split axially and is adjustably attachable to the periphery of the rings.

Abstract: A coupling between a driving and a driven shaft includes a rigid tube to which are attached by bonding, in axially spaced apart relation at least two flexible annular elements of elastomeric material, the annular elements being of various shapes; the outer periphery of each ring is bonded to an attachment ring which is attachable to a flange of a connecting hub with each hub mounted or connected to one the shafts; in one form the tube is split axially and is adjustably attachable to the periphery of the rings.

Abstract: Method and system to track, reconcile and administer the values of life insurance policies in separate accounts, including Stable Value Protected funds. Accordingly, targeted returns are translated into unit values on a daily basis for each fund. Additionally the system tracks restrictions (e.g., timing, amount of withdrawal and amount of reallocations) on a premium-by-premium basis, and tracks the book value, market value, duration and targeted return on a client-by-client basis. The system calculates and tracks the payments and credits applicable to a withdrawal or reallocation request, in addition to the liquidation schedules for each fund based on the payment amounts and credits of specific funds. Additionally, daily unit values are calculated given a periodic targeted return (i.e., a quarterly targeted return).

Abstract: Method and system to track, reconcile and administer the values of life insurance policies in separate accounts, including Stable Value Protected funds. Accordingly, targeted returns are translated into unit values on a daily basis for each fund. Additionally the system tracks restrictions (e.g., timing, amount of withdrawal and amount of reallocations) on a premium-by-premium basis, and tracks the book value, market value, duration and targeted return on a client-by-client basis. The system calculates and tracks the payments and credits applicable to a withdrawal or reallocation request, in addition to the liquidation schedules for each fund based on the payment amounts and credits of specific funds. Additionally, daily unit values are calculated given a periodic targeted return (i.e., a quarterly targeted return).