Patents by Inventor William Chandler
William Chandler has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20240101274Abstract: An electric pushback vehicle includes a frame having a forward portion and a rear portion. The vehicle further includes front drive axle and a rear drive axle configured to communicate power to ground engaging members. A traction battery is housed within the electric pushback vehicle and provides electric power to an electric motor to drive an output shaft. A transmission is connected to receive mechanical power from the electric motor through a torque converter.Type: ApplicationFiled: October 13, 2020Publication date: March 28, 2024Inventors: Trevor Douglas ROEBUCK, Brian Wallace YODER, Patrick Dwaine WARDEN, Chase Cherek SCHOFIELD, Robert Charles BRADLEY, Anthony Christopher MORRIS, Joshua David BARNES, William Cole KOSTER, Ian Kendall BALK, James Chandler LIGGETT
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Patent number: 11847666Abstract: A computer device and method for processing data to detect modifications to insured property. Received is specification data regarding modifications to be made to insured property in connection with an insurance claim. Also received is data from one or more sensor devices associated with the insured property indicative of a status regarding modifications made to the insured property. Analysis is performed on the received specification and data to determine whether one or more predefined conditions for the insurance claim is satisfied regarding the modifications to be made to the insured property.Type: GrantFiled: August 22, 2022Date of Patent: December 19, 2023Assignee: United Services Automobile Association (USAA)Inventors: Michael J. Allen, Ramsey Devereaux, Spencer Read, David S. Franck, Teddy J. Voutour, Shanna Limas, William Chandler, Michael P. Burns, Daniela Wheeler, Kathleen L. Swain, Cleburne R. Burgess
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Patent number: 11532006Abstract: The present disclosure relates generally to a system that includes a storage component that stores data and a processor. The processor may install an application using a portion of the storage component, partition the portion of the storage component from a remaining portion of the storage component, and execute the application via the portion of the storage component.Type: GrantFiled: September 29, 2021Date of Patent: December 20, 2022Assignee: United Services Automobile Association (USAA)Inventors: Michael J. Allen, Kathleen L. Swain, Cleburne R. Burgess, Ramsey Devereaux, Spencer Read, David S. Franck, Teddy J. Voutour, Shanna Limas, William Chandler, Michael P. Burns, Daniela Wheeler
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Patent number: 11526948Abstract: A computer system and method for processing insurance claim data to identify and recommend insurance policy modifications using informatic data from one or more informatic sensor devices relating to a dwelling. Analytical analysis is performed on the received informatic data to determine a dwelling assessment value regarding an insurance risk relating to the dwelling. Electronic data relating to an insurance policy associated with the dwelling is received by a computer processor and is electronically analyzed to determine insurance coverage and liability values for the dwelling as prescribed by the insurance policy. Predefined business rules are utilized by a computer processor using at least the dwelling assessment value and the determined insurance coverage and liability values for the dwelling to determine, and preferably recommend, one or more insurance products for inclusion with the insurance policy to mitigate insuree liability regarding the dwelling.Type: GrantFiled: September 15, 2020Date of Patent: December 13, 2022Assignee: United Services Automobile Association (USAA)Inventors: Michael J. Allen, Ramsey Devereaux, Spencer Read, David S. Franck, William Chandler, Daniela Wheeler, Kathleen L. Swain, Cleburne R. Burgess
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Patent number: 11526949Abstract: A computer device and method for processing data to determine suggested modifications to the policy terms or conditions contingent upon informatic data relating to habits and activities of inhabitants of an insured property or location. Informatic data relating to an insured property or location is electronically received from at least one informatic sensor device and is analyzed to determine behavioral habits and activities of one or more inhabitants associated with the insured property so as to identify one or more risks associated with the insured property or location. Electronic data is received for one or more terms of an insurance policy associated with the insured property and is analyzed to determine suggested modifications to the policy terms or conditions based upon the determined behavioral habits and activities of the one or more inhabitants associated with the insured property.Type: GrantFiled: January 13, 2021Date of Patent: December 13, 2022Assignee: United Services Automobile Association (USAA)Inventors: Michael J. Allen, Ramsey Devereaux, Spencer Read, David S. Franck, William Chandler, Daniela Wheeler, Kathleen L. Swain, Justin D. Haslam
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Patent number: 11461850Abstract: A system may include sensors associated with structures, such that the sensors acquire data sets associated with the structures. The processor receives the data sets from the sensors, determines environmental conditions associated with the structures over a period of time, and determines a structural condition associated with one of the structures based on the data sets. The processor also determines a maintenance condition associated with the one of the structures based on one of the data sets, determines operating parameters associated with appliances within the structure based on the one of the data sets, and determines habits of occupants associated with the one of the structures based on the one of the data sets. The processor then adjusts properties of an insurance policy associated with the one of the structures based on the environmental conditions, the structural condition, the maintenance condition, the operating parameters, the habits, or any combination thereof.Type: GrantFiled: June 9, 2020Date of Patent: October 4, 2022Assignee: United Services Automobile Association (USAA)Inventors: Michael J. Allen, Ramsey Devereaux, Spencer Read, David S. Franck, Shanna Limas, William Chandler, Daniela Wheeler, Kathleen L. Swain, Cleburne R. Burgess
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Patent number: 11423429Abstract: A computer device and method for processing data to detect modifications to insured property. Received is specification data regarding modifications to be made to insured property in connection with an insurance claim. Also received is data from one or more sensor devices associated with the insured property indicative of a status regarding modifications made to the insured property. Analysis is performed on the received specification and data to determine whether one or more predefined conditions for the insurance claim is satisfied regarding the modifications to be made to the insured property.Type: GrantFiled: December 21, 2020Date of Patent: August 23, 2022Assignee: United Services Automobile Association (USAA)Inventors: Michael J. Allen, Ramsey Devereaux, Spencer Read, David S. Franck, Teddy J. Voutour, Shanna Limas, William Chandler, Michael P. Burns, Daniela Wheeler, Kathleen L. Swain, Cleburne R. Burgess
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Patent number: 11416941Abstract: A computer device and method for managing multiple electronic sensors is provided where a server receives building condition data from a motion sensor, analyzes the received data, and activates (or reconfigures) a camera sensor to capture an image of the inhabitants present within the building; the server then identifies the inhabitant of the building and retrieves profile data associated with the identified inhabitant; the server then, based on the profile data, generates an instruction to modify one or more conditions within the building (e.g., the environmental conditions of the building) and transmits the instruction to one or more devices (e.g., an environmental device) within the building.Type: GrantFiled: February 14, 2018Date of Patent: August 16, 2022Assignee: United Services Automobile Association (USAA)Inventors: Michael J. Allen, Ramsey Devereaux, Spencer Read, David S. Franck, William Chandler, Justin D. Haslam
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Patent number: 11151657Abstract: Systems and methods include: receiving informatics data from one or more sensors installed at a first set of one or more properties; aggregating and analyze the informatics data to generate one or more favorability scores based upon the informatics data; based upon the one or more favorability scores, determining a set of one or more insurance policy offers for a target property separate from the first set of one or more properties; and providing the set of one or more insurance policy offers for the target property to an insurance policyholder of the target property.Type: GrantFiled: November 30, 2016Date of Patent: October 19, 2021Assignee: United Services Automobile Association (USAA)Inventors: Michael J. Allen, Ramsey Devereaux, Spencer Read, David S. Franck, William Chandler, Daniela Wheeler, Kathleen L. Swain
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Patent number: 11138672Abstract: The present disclosure relates generally to a system that includes a storage component that stores data and a processor. The processor may install an application using a portion of the storage component, partition the portion of the storage component from a remaining portion of the storage component, and execute the application via the portion of the storage component.Type: GrantFiled: January 14, 2019Date of Patent: October 5, 2021Assignee: United Services Automobile Association (USAA)Inventors: Michael J. Allen, Kathleen L. Swain, Cleburne R. Burgess, Ramsey Devereaux, Spencer Read, David S. Franck, Teddy J. Voutour, Shanna Limas, William Chandler, Michael P. Burns, Daniela Wheeler
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Patent number: 10983056Abstract: Embodiments of a cell culture monitoring system are disclosed that may include a device having collimating and filtering components to elicit and detect fluorescence from a substrate located within a reaction vessel. The device may be used to detect changes in pH and dissolved oxygen levels in a liquid contained in the reaction vessel due to growth of living cells. Excitation light beams can be generated and collimated by a beam combiner and directed into the reaction vessel so as to be incident upon the substrate to cause the substrate to fluoresce. Some embodiments include use of expected wavelength offsets and shifted filters/mirrors to improve functionality and reduce space of device components.Type: GrantFiled: April 26, 2019Date of Patent: April 20, 2021Assignee: Scientific Industries, Inc.Inventors: Michael Tolosa, William Chandler, Douglas J. Koebler, Joseph G. Cremonese, Brookman P. March
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Patent number: 10977736Abstract: A computer device and method for processing data to determine suggested modifications to the policy terms or conditions contingent upon informatic data relating to habits and activities of inhabitants of an insured property or location. Informatic data relating to an insured property or location is electronically received from at least one informatic sensor device and is analyzed to determine behavioral habits and activities of one or more inhabitants associated with the insured property so as to identify one or more risks associated with the insured property or location. Electronic data is received for one or more terms of an insurance policy associated with the insured property and is analyzed to determine suggested modifications to the policy terms or conditions based upon the determined behavioral habits and activities of the one or more inhabitants associated with the insured property.Type: GrantFiled: October 3, 2017Date of Patent: April 13, 2021Assignee: United Services Automobile Association (USAA)Inventors: Michael J. Allen, Ramsey Devereaux, Spencer Read, David S. Franck, William Chandler, Daniela Wheeler, Kathleen L. Swain, Justin D. Haslam
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Patent number: 10872348Abstract: A computer device and method for processing data to detect modifications to insured property. Received is specification data regarding modifications to be made to insured property in connection with an insurance claim. Also received is data from one or more sensor devices associated with the insured property indicative of a status regarding modifications made to the insured property. Analysis is performed on the received specification and data to determine whether one or more predefined conditions for the insurance claim is satisfied regarding the modifications to be made to the insured property.Type: GrantFiled: December 16, 2019Date of Patent: December 22, 2020Assignee: United Services Automobile Association (USAA)Inventors: Michael J. Allen, Ramsey Devereaux, Spencer Read, David S. Franck, Teddy J. Voutour, Shanna Limas, William Chandler, Michael P. Burns, Daniela Wheeler, Kathleen L. Swain, Cleburne R. Burgess
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Patent number: 10783588Abstract: A computer system and method for processing insurance claim data to identify and recommend insurance policy modifications using informatic data from one or more informatic sensor devices relating to a dwelling. Analytical analysis is performed on the received informatic data to determine a dwelling assessment value regarding an insurance risk relating to the dwelling. Electronic data relating to an insurance policy associated with the dwelling is received by a computer processor and is electronically analyzed to determine insurance coverage and liability values for the dwelling as prescribed by the insurance policy. Predefined business rules are utilized by a computer processor using at least the dwelling assessment value and the determined insurance coverage and liability values for the dwelling to determine, and preferably recommend, one or more insurance products for inclusion with the insurance policy to mitigate insuree liability regarding the dwelling.Type: GrantFiled: March 5, 2018Date of Patent: September 22, 2020Assignee: United Services Automobile Association (USAA)Inventors: Michael J. Allen, Ramsey Devereaux, Spencer Read, David S. Franck, William Chandler, Daniela Wheeler, Kathleen L. Swain, Cleburne R. Burgess
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Patent number: 10713726Abstract: A system may include sensors associated with structures, such that the sensors acquire data sets associated with the structures. The processor receives the data sets from the sensors, determines environmental conditions associated with the structures over a period of time, and determines a structural condition associated with one of the structures based on the data sets. The processor also determines a maintenance condition associated with the one of the structures based on one of the data sets, determines operating parameters associated with appliances within the structure based on the one of the data sets, and determines habits of occupants associated with the one of the structures based on the one of the data sets. The processor then adjusts properties of an insurance policy associated with the one of the structures based on the environmental conditions, the structural condition, the maintenance condition, the operating parameters, the habits, or any combination thereof.Type: GrantFiled: November 30, 2016Date of Patent: July 14, 2020Assignee: United Services Automobile Association (USAA)Inventors: Michael J. Allen, Ramsey Devereaux, Spencer Read, David S. Franck, Shanna Limas, William Chandler, Daniela Wheeler, Kathleen L. Swain, Cleburne R. Burgess
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Patent number: 10552911Abstract: A computer device and method for processing data to detect modifications to insured property. Received is specification data regarding modifications to be made to insured property in connection with an insurance claim. Also received is data from one or more sensor devices associated with the insured property indicative of a status regarding modifications made to the insured property. Analysis is performed on the received specification and data to determine whether one or more predefined conditions for the insurance claim is satisfied regarding the modifications to be made to the insured property.Type: GrantFiled: May 9, 2014Date of Patent: February 4, 2020Assignee: United Services Automobile Association (USAA)Inventors: Michael J. Allen, Ramsey Devereaux, Spencer Read, David S. Franck, Teddy J. Voutour, Shanna Limas, William Chandler, Michael P. Burns, Daniela Wheeler, Kathleen L. Swain, Cleburne R. Burgess
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Patent number: 10510119Abstract: A computer device and method for processing data to detect modifications to insured property. Received is specification data regarding modifications to be made to insured property in connection with an insurance claim. Also received is data from one or more sensor devices associated with the insured property indicative of a status regarding modifications made to the insured property. Analysis is performed on the received specification and data to determine whether one or more predefined conditions for the insurance claim is satisfied regarding the modifications to be made to the insured property.Type: GrantFiled: May 9, 2014Date of Patent: December 17, 2019Assignee: United Services Automobile Association (USAA)Inventors: Michael J. Allen, Ramsey Devereaux, Spencer Read, David S. Franck, Teddy J. Voutour, Shanna Limas, William Chandler, Michael P. Burns, Daniela Wheeler, Kathleen L. Swain, Cleburne R. Burgess
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Patent number: 10510121Abstract: A computer device and method for processing maintenance related data for performing maintenance analytics on insured property. Informatic data is received from one or more sensor devices relating to a property covered by an insurance policy. Analysis is performed on the received informatic data to determine one or more conditions associated with the property. Predefined business rules are applied using the determined one or more conditions associated with the property to determine a maintenance profile for the property indicating one or more of maintenance history and repair or maintenance requirements for the property.Type: GrantFiled: December 18, 2015Date of Patent: December 17, 2019Assignee: United Stated Automobile Association (USAA)Inventors: Michael J. Allen, Ramsey Devereaux, Spencer Read, David S. Franck, Teddy J. Voutour, William Chandler, Michael P. Burns, Kathleen L. Swain, Cleburne R. Burgess
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Publication number: 20190250103Abstract: Embodiments of a cell culture monitoring system are disclosed that may include a device having collimating and filtering components to elicit and detect fluorescence from a substrate located within a reaction vessel. The device may be used to detect changes in pH and dissolved oxygen levels in a liquid contained in the reaction vessel due to growth of living cells. Excitation light beams can be generated and collimated by a beam combiner and directed into the reaction vessel so as to be incident upon the substrate to cause the substrate to fluoresce. Some embodiments include use of expected wavelength offsets and shifted filters/mirrors to improve functionality and reduce space of device components.Type: ApplicationFiled: April 26, 2019Publication date: August 15, 2019Inventors: Michael Tolosa, William Chandler, Douglas J. Koebler, Joseph G. Cremonese, Brookman P. March
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Patent number: 10379047Abstract: Embodiments of a cell culture monitoring system are disclosed that may include a device having collimating and filtering components to elicit and detect fluorescence from a substrate located within a reaction vessel. The device may be used to detect changes in pH and dissolved oxygen levels in a liquid contained in the reaction vessel due to growth of living cells. Excitation light beams can be generated and collimated by a beam combiner and directed into the reaction vessel so as to be incident upon the substrate to cause the substrate to fluoresce. Some embodiments include use of expected wavelength offsets and shifted filters/mirrors to improve functionality and reduce space of device components.Type: GrantFiled: November 30, 2016Date of Patent: August 13, 2019Assignee: Scientific Industries, Inc.Inventors: Michael Tolosa, William Chandler, Douglas J. Koebler, Joseph G. Cremonese, Brookman P. March