Abstract: A portable electronic device (10) including a virtual image display (20) positioned within a housing (11) or a remote unit (30), capable of providing an image of information contained on a smart card (18) as well as transactions processed in response to data transmitted by a two-way voice transceiver (24) between a host database (118) and the portable electronic device (10). A sensor (19) constructed to have the smart card (18) positioned adjacent thereto in data sensing juxtaposition and electronics (22) connected to the sensor (19) for processing data between the host database (118) and the portable electronic device (10), and for reading and writing data to the smart card (18). The two-way voice communications transceiver (24) for transmitting and receiving data between the portable electronic device (10) and the host database (118), and the virtual image display (20) for supplying image data.

Abstract: A smart card device (10) including a portable housing (11) with a viewing aperture (25) and a virtual image display (30) positioned to provide an image at the aperture (25) of information contained on a smart card (13) as well as transactions processed in response to data transmitted by a transceiver (17) between a host database (96) and the smart card device (10). A sensor (15) in the housing (11) constructed to have the smart card (13) with data stored thereon positioned adjacent thereto in data sensing juxtaposition and electronics (16) mounted in the housing (11) and connected to the sensor (15) for processing data between the host database (96) and the smart card device (10), the electronics (16) further connected to the sensing structure (15) for reading and writing data thereto, the communications transceiver (17) for transmitting and receiving data between the smart card device (10) and the host database (96), and the virtual image display (30) for supplying image data.