Patents by Inventor William E. Wheeler
William E. Wheeler has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20240127220Abstract: A method includes receiving, from a customer device while the customer device depicts a login page for an account, information regarding the customer device including a customer device token and information regarding the contactless card including an encrypted contactless card token that is received by the customer device from a contactless communication with the contactless card; authenticating, while the customer device depicts the login page for the account, a customer associated with the contactless card based on the information regarding the customer device, an indication that the customer has logged into the customer device, and the information regarding the contactless card by: decrypting the encrypted contactless card token; identifying the customer; verifying that the customer is logged in to the customer device; and providing access to the account by sending an instruction to the customer device to display online account information in place of the login page.Type: ApplicationFiled: December 22, 2023Publication date: April 18, 2024Applicant: Wells Fargo Bank, N.A.Inventors: Deana Cook, Darrell L. Suen, William E. Wheeler
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Patent number: 11941608Abstract: A method, apparatus, and system of activating and using a contactless card are disclosed. More particularly, a transaction card that includes a contactless enabled chip having a customer-specific uniform resource locator (URL) stored thereon, where the contactless enabled chip is configured to communicate the customer-specific URL to a mobile device via a contactless communication to activate the transaction card for use in a transaction.Type: GrantFiled: December 4, 2019Date of Patent: March 26, 2024Assignee: Wells Fargo Bank, N.A.Inventors: Deana Cook, Darrell L. Suen, William E. Wheeler
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Patent number: 11928666Abstract: A method, apparatus, and system of activating and using a contactless card are disclosed. More particularly, a method of accessing an account is disclosed. The method includes receiving, by a transaction card processing circuit from a customer device, information regarding the customer device and information regarding a contactless card associated with the account, where the information regarding the contactless card is received by the customer device via a contactless communication with the contactless card, authenticating a customer associated with the contactless card based on the information regarding the customer device and the information regarding the contactless card, and providing access to the account by the customer device based on the authentication.Type: GrantFiled: December 4, 2019Date of Patent: March 12, 2024Assignee: Wells Fargo Bank, N.A.Inventors: Deana Cook, Darrell L. Suen, William E. Wheeler
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Publication number: 20240037532Abstract: A payer user device includes a near field communication transceiver and a digital payment application configured to detect, via the near field communication transceiver, one or more nearby payee user devices, receive, via the near field communication transceiver, an anonymous tokenized identifier and an alias of a payee user device of the one or more nearby payee user devices that provides a provider computing system information to identify an anonymous account associated with one or more of the nearby payee user devices where the anonymous tokenized identifier and the alias enable a user associated with the anonymous account to maintain anonymity with a user of the payer user device, and add the anonymous tokenized identifier to a stored list of payees on the payer user device where the anonymous tokenized identifier enables the payer user device to provide the anonymous tokenized identifier to the provider computing system for a payment.Type: ApplicationFiled: October 2, 2023Publication date: February 1, 2024Applicant: Wells Fargo Bank, N.A.Inventors: Carrie A. Hanson, Jeff Parker, Matthew Pearce, Benjamin Soccorsy, Philip Sprague, Andrew Struck-Marcell, Shari Van Cleave, William E. Wheeler
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Patent number: 11775955Abstract: Systems and methods include a payer user device including a near field communication transceiver configured to facilitate communications with devices within a threshold range from the payer user device, and a digital payment application that detects one or more payee user devices, receives a selection of a payee user device, receives a tokenized identifier that provides a provider computing system information to identify an account associated with a user of the payee user device, and adds the tokenized identifier to a stored list of payees on the payer user device.Type: GrantFiled: December 20, 2019Date of Patent: October 3, 2023Assignee: Wells Fargo Bank, N.A.Inventors: Carrie A. Hanson, Jeff Parker, Matthew Pearce, Benjamin Soccorsy, Philip Sprague, Andrew Struck-Marcell, Shari Van Cleave, William E. Wheeler
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Publication number: 20230267449Abstract: A mobile device includes a wireless chip, a display, a processor, and a memory storing instructions that, when executed by the processor, cause the processor to perform operations. The operations include: based on a first short-range wireless communication, receiving a customer-specific uniform resource locator (URL) from the contactless card via a wireless chip; automatically navigating to a website associated with the customer-specific URL; receiving authentication information and automatically populating one or more fields on a graphical user interface (GUI); displaying, by the display, an indication of activation of the contactless card; receiving and accepting a prompt to register the mobile device with the activated contactless card; and based on at least a second short range wireless communication between the registered mobile device and the contactless card, providing a second GUI including an online login portal for accessing an account that is associated with the contactless card.Type: ApplicationFiled: May 2, 2023Publication date: August 24, 2023Applicant: Wells Fargo Bank, N.A.Inventors: Deana Cook, Darrell L. Suen, William E. Wheeler
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Patent number: 11694188Abstract: A method, apparatus, and system of activating and using a contactless card are disclosed. A mobile device includes a wireless chip structured to allow short-range wireless communications (e.g., a near-field communication), a processor, and a memory storing instructions. The mobile device is configured to communicate with a contactless card via a short-range wireless communication and receive a customer-specific uniform resource locator (URL) from the contactless card via a wireless chip. In response, the mobile device is configured to automatically open a web browser and navigate to a website associated with the customer-specific URL. The customer-specific URL identifying the client associated with the contactless card. The mobile device then prompts, via a GUI on the display, a user for authentication information, and based on a verification of the authentication information, display a confirmation page indicating activation of the contactless card.Type: GrantFiled: August 5, 2020Date of Patent: July 4, 2023Assignee: Wells Fargo Bank, N.A.Inventors: Deana Cook, Darrell L. Suen, William E. Wheeler
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Patent number: 11599871Abstract: A method, apparatus, and system of activating and using a contactless card are disclosed. More particularly, a transaction card including a contactless enabled chip having payment information and identity information stored thereon, where the contactless enabled chip is configured to communicate the identity information to a mobile device via a contactless communication, and where the identity information comprises a cryptographic key, cryptographic token, or a digital certificate is disclosed.Type: GrantFiled: December 4, 2019Date of Patent: March 7, 2023Assignee: Wells Fargo Bank, N.A.Inventors: Deana Cook, Darrell L. Suen, William E. Wheeler
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Patent number: 11551200Abstract: A method, apparatus, and system of activating and using a contactless card are disclosed. A method includes receiving a transaction card application for a contactless transaction card from an applicant; issuing a contactless transaction card based on the transaction card application, wherein the contactless transaction card comprises a uniform resource locator (URL) embedded thereon; and activating the contactless transaction card in response to receiving information from a contactless communication between the contactless transaction card and a customer device, wherein the contactless communication causes access to a web site associated with the URL.Type: GrantFiled: December 4, 2019Date of Patent: January 10, 2023Assignee: Wells Fargo Bank, N.A.Inventors: Deana Cook, Darrell L. Suen, William E. Wheeler
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Patent number: 6467652Abstract: A disposable bag for a liquid shipping container has a multi ply region arranged to be inflated as the bag empties in such a way as to form a sump at the bag bottom for discharge of pumpable material from the sump.Type: GrantFiled: January 2, 2002Date of Patent: October 22, 2002Assignee: A. R. Arena Products, Inc.Inventors: Donald E. Wilcox, William E. Wheeler
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Publication number: 20020056725Abstract: A disposable bag for a liquid shipping container has a multi ply region arranged to be inflated as the bag empties in such a way as to form a sump at the bag bottom for discharge of pumpable material from the sump.Type: ApplicationFiled: January 2, 2002Publication date: May 16, 2002Inventors: Donald E. Wilcox, William E. Wheeler
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Patent number: 5425910Abstract: A fiber-reinforced resin wall of a collapsible shipping container large enough and strong enough for shipping about 300 gallons of liquid is made by compression molding a laminate formed of a glass fiber mat sandwiched between resin webs. This material is arranged in a central region of a compression mold cavity for a wall of the container so that the flow of material during compression molding runs laterally from a central region to side edge regions of the molded wall. Horizontal corrugations extend in the same direction as the lateral flow of material and are not intersected by any transverse ribs so that the flow along the horizontal corrugations is not deviated from the lateral direction. This laterally orients the fibers and optimizes the strength of the wall in the horizontal direction, which is important for bulk shipping requirements.Type: GrantFiled: February 22, 1994Date of Patent: June 20, 1995Assignee: A. R. Arena Products, Inc.Inventor: William E. Wheeler
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Patent number: 5287981Abstract: A collapsible container for making and transporting cheese is made with four interlocking wall panels. Each of the panels is molded from a resin material with ribbed construction and with locking elements for engaging adjacent panels. The locking elements provide mechanical interlocks against relative movements of the panels along two axes that extend normal to the panels and frictional interlocks against relative movements of the panels along a third axis that extends normal to the other two axes. The mechanical interlocks also transmit a preload torque that resists angular diverging movements between the panels about the third axis. The preload torque bows the panels toward an interior space of the container before the container is filled with cheese.Type: GrantFiled: January 27, 1993Date of Patent: February 22, 1994Assignee: A. R. Arena Products, Inc.Inventor: William E. Wheeler
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Patent number: 4408780Abstract: An improved book which is bound ready to be covered or cased consists of a pack of signatures plus front and back end sheets, with the signatures closed along the spine and a multiplicity of closely spaced, wide open notches penetrating the entire spine and all the closed sides of sheets in the pack to greatly enlarge the area of the spine to which adhesive may be applied. A wrap-around coating of adhesive covers the surfaces of the notches, the spine between the notches, and the faces of the end sheets between the notches.Type: GrantFiled: April 22, 1981Date of Patent: October 11, 1983Assignee: R. R. Donnelley & Sons CompanyInventors: Don E. Detterman, Ronald S. Danhoff, William E. Wheeler