Abstract: A method of operating an online dynamic-bidding exchange for use in a reverse auction. The exchange includes a server system that includes a database, and a client system coupled to the server system via a communications network. The method includes determining a lowest credible price of a product, and receiving one or more offers to sell the product from a seller and storing the offers to sell in the database, wherein the offers to sell is embodied as a reserve price. The method also includes determining a sales price of the product based on a comparison of the lowest credible price and the competing reserve prices, transmitting the sales price from the server system to the client system, and displaying the sales price to a buyer via the client system.

Abstract: A method of operating an online dynamic-bidding exchange for use in a reverse auction. The exchange includes a server system that includes a database, and a client system coupled to the server system via a communications network. The method includes determining a lowest credible price of a product, and receiving one or more offers to sell the product from a seller and storing the offers to sell in the database, wherein the offers to sell is embodied as a reserve price. The method also includes determining a sales price of the product based on a comparison of the lowest credible price and the competing reserve prices, transmitting the sales price from the server system to the client system, and displaying the sales price to a buyer via the client system.

Abstract: Apparatus for interfacing with a personal communication device having at least one device transceiver. The apparatus includes a first portion having a first wireless transceiver configured to communicate with the device transceiver using a first wireless connection to facilitate transmitting incoming communication data from the communication device to a user through the first portion. The apparatus also includes a second portion having a second wireless transceiver configured to communicate with the device transceiver using a second wireless connection maintained simultaneously to the first wireless connection to facilitate transmitting outgoing communication data from the user to the communication device through the second portion.