Abstract: This application discloses a value transfer method performed by a wearable device. The method includes: obtaining a value transfer request; displaying verification prompt information matching the value transfer request in a virtual environment of the wearable device; obtaining interactive data generated by a target object in the virtual environment based on the verification prompt information; performing value transfer verification based on the interactive data; and performing value transfer according to the value transfer request after the value transfer verification succeeds. This reduces operation complexity of the target object during value transfer verification, and does not require the target object to remove the wearable device, thereby ensuring the user experience and helping balance the user experience and value transfer security.