Abstract: The present application discloses an information processing method. The method includes: acquiring a resource package parameter determined by a sender client; invoking an interface with a second server, and acquiring a current conversion rate that is between the first-type resource and a second-type resource and is issued by the second server; calculating a quantity of second-type resources equal in value to the first quantity of first-type resources according to the conversion rate, and using the quantity as a second quantity; deducting the second quantity of second-type resources from a second-type resource account of the sender client, and generating at least one resource package, a sum of quantities corresponding to the at least one resource package being equal to the first quantity; and distributing the at least one resource package to at least one receiver client by using the link information.

Abstract: The present application discloses an information processing method. The method includes: acquiring a resource package parameter determined by a sender client; invoking an interface with a second server, and acquiring a current conversion rate that is between the first-type resource and a second-type resource and is issued by the second server; calculating a quantity of second-type resources equal in value to the first quantity of first-type resources according to the conversion rate, and using the quantity as a second quantity; deducting the second quantity of second-type resources from a second-type resource account of the sender client, and generating at least one resource package, a sum of quantities corresponding to the at least one resource package being equal to the first quantity; and distributing the at least one resource package to at least one receiver client by using the link information.

Abstract: While displaying the conversation interface of an instant messaging conversation between a first user and a second user, a first client device receives a user request for generating a virtual-item-package. The first client device replaces display of the conversation interface with a virtual-item-package generation interface, including: if the request is for generating a media enhanced virtual-item-package, presenting an affordance for recording an audio and/or video message concurrently with one or more input fields for entering one or more virtual-item-package parameters in the virtual-item-package generation interface; and if the request is for generating a textual virtual-item-package, presenting a text input field for entering a textual message concurrently with the one or more input fields for entering the one or more virtual-item-package parameters, without concurrently presenting the affordance for recording an audio and/or video message in the virtual-item-package generation interface.

Abstract: A resource sharing method is performed at a mobile terminal, the method including the following steps: obtaining configured user identifier; obtaining multimedia data; obtaining a resource sharing request, and associating the user identifier with the multimedia data according to the resource sharing request; generating a resource sharing instruction according to an association relationship between the user identifier and the multimedia data; and executing the resource sharing instruction.

Abstract: A resource sharing method is performed at a mobile terminal, the method including: configuring a to-be-shared resource by using a processor, to obtain data needed for obtaining a resource; obtaining a user identifier of a currently logged-in social networking application; obtaining a resource sharing message image template, a user-defined visible element, and configuration information of the visible element that are associated with the user identifier; drawing a resource sharing message image according to the resource sharing message image template, the visible element, and the configuration information, and displaying the resource sharing message image on a social network propagation page of the social networking application; and transferring, by using a social network, a resource sharing message corresponding to the resource sharing message image, the resource sharing message including the data needed for obtaining a resource.

Abstract: A resource sharing method is performed at a mobile terminal, the method including: receiving a resource sharing message configuration file that is delivered in a pre-configured delivery time period; obtaining a theme activity time period according to the resource sharing message configuration file; displaying a resource sharing message configuration portal in the theme activity time period; detecting an operation on the resource sharing message configuration portal, and entering a resource sharing message configuration page; obtaining, according to a configuration performed on the resource sharing message configuration page, a resource sharing message template matching the theme activity time period and resource information matching the resource sharing message template; generating a resource sharing message according to the obtained resource sharing message template and resource information, the resource sharing message including data for obtaining a resource; and sharing the resource sharing message.

Abstract: A method, system, and apparatus for facilitating a payment transaction is disclosed. A server receives an event-setup request from an event organizer to set up an event-based payment session to obtain payments for one or more attendees of a subsequent event. In response to receiving the event set-up request: the server sets up the event-based payment session in accordance with the event-setup request; and provides a payment invitation corresponding to the payment session to each of one or more invitees of the subsequent event in accordance with the event-setup request. The server then receives from at least a first invitee of the one or more invitees, a conditional acceptance to the payment invitation, the acceptance being conditioned on one or more predefined criteria.

Abstract: While displaying the conversation interface of an instant messaging conversation between a first user and a second user, a first client device receives a user request for generating a virtual-item-package. The first client device replaces display of the conversation interface with a virtual-item-package generation interface, including: if the request is for generating a media enhanced virtual-item-package, presenting an affordance for recording an audio and/or video message concurrently with one or more input fields for entering one or more virtual-item-package parameters in the virtual-item-package generation interface; and if the request is for generating a textual virtual-item-package, presenting a text input field for entering a textual message concurrently with the one or more input fields for entering the one or more virtual-item-package parameters, without concurrently presenting the affordance for recording an audio and/or video message in the virtual-item-package generation interface.

Abstract: A resource sharing method is performed at a mobile terminal, the method including: receiving a resource sharing message configuration file that is delivered in a pre-configured delivery time period; obtaining a theme activity time period according to the resource sharing message configuration file; displaying a resource sharing message configuration portal in the theme activity time period; detecting an operation on the resource sharing message configuration portal, and entering a resource sharing message configuration page; obtaining, according to a configuration performed on the resource sharing message configuration page, a resource sharing message template matching the theme activity time period and resource information matching the resource sharing message template; generating a resource sharing message according to the obtained resource sharing message template and resource information, the resource sharing message including data for obtaining a resource; and sharing the resource sharing message.

Abstract: A resource sharing method is performed at a mobile terminal, the method including the following steps: obtaining configured user identifier; obtaining multimedia data; obtaining a resource sharing request, and associating the user identifier with the multimedia data according to the resource sharing request; generating a resource sharing instruction according to an association relationship between the user identifier and the multimedia data; and executing the resource sharing instruction.

Abstract: A resource sharing method is performed at a mobile terminal, the method including: configuring a to-be-shared resource by using a processor, to obtain data needed for obtaining a resource; obtaining a user identifier of a currently logged-in social networking application; obtaining a resource sharing message image template, a user-defined visible element, and configuration information of the visible element that are associated with the user identifier; drawing a resource sharing message image according to the resource sharing message image template, the visible element, and the configuration information, and displaying the resource sharing message image on a social network propagation page of the social networking application; and transferring, by using a social network, a resource sharing message corresponding to the resource sharing message image, the resource sharing message including the data needed for obtaining a resource.

Abstract: Provided are compositions and methods relating to hydrophobic agent loaded-micelle. The micelles comprise surfactant (such as poloxamer) and have hydrophobic agents incorporated therein. The compositions substantially lack surfactant that is not associated with the micelles. The compositions are able to achieve high hydrophobic agent: surfactant molar ratio. The compositions can be used for drug delivery and imaging applications.

Abstract: Provided are compositions and methods relating to hydrophobic agent loaded-micelle. The micelles comprise surfactant (such as poloxamer) and have hydrophobic agents incorporated therein. The compositions substantially lack surfactant that is not associated with the micelles. The compositions are able to achieve high hydrophobic agent:surfactant molar ratio. The compositions can be used for drug delivery and imaging applications.

Abstract: A method, system, and apparatus for facilitating a payment transaction is disclosed. A server receives an event-setup request from an event organizer to set up an event-based payment session to obtain payments for one or more attendees of a subsequent event. In response to receiving the event set-up request: the server sets up the event-based payment session in accordance with the event-setup request; and provides a payment invitation corresponding to the payment session to each of one or more invitees of the subsequent event in accordance with the event-setup request. The server then receives from at least a first invitee of the one or more invitees, a conditional acceptance to the payment invitation, the acceptance being conditioned on one or more predefined criteria.

Abstract: Systems and methods are provided for safe payments. For example, a payment operation event of deducting a preset amount initiated by a payer account based on a third-party payment platform is received; first feature information of the payer account and second feature information of a corresponding payee account are acquired; the preset amount is deducted from a first balance of the payer account according to the payment operation event; if the payment operation event is valid is determined according to the first feature information of the payer account and the second feature information of the payee account; and in response to the payment operation event being determined to be valid, the preset amount is added to a second balance of the payee account.

Abstract: A method and system for online authentication and payment are disclosed. The method includes collecting facial data of a user in real time, the user being associated with a user account; comparing the collected facial data with facial data associated with the user account; and receiving data related to a purchase order, the purchase order data including a payment account number and a payment amount. The method further includes sending the purchase order data to a payment module and making, by the payment module, a payment based on the purchase order data. The method and system consistent with the present disclosure may authenticate a user before conducting an online transaction and improve the user experience in conducting online transactions.

Abstract: Method and device of processing a transaction are disclosed. The method includes: receiving a transaction request from a first transaction device, wherein the transaction request specifies a transaction account associated with a user and a transaction awaiting execution; in accordance with the received transaction request, identifying a second transaction device associated with the transaction account; acquiring first physiological biometric verification data from the first transaction device; acquiring second physiological biometric verification data from the second transaction device; verifying the acquired first and second physiological biometric verification data against stored physiological biometric information associated with the transaction account; and approving the requested transaction upon successful verification of the received first and second physiological biometric verification data.

Abstract: Secure payment methods, apparatus, and systems are disclosed herein. A payment server receives a payment request submitted by a transaction client terminal, the payment request containing transaction ordering information and facial image information of a payer. The payment server obtains user identification information of the payer according to a recognition of the facial image information of the payer. The payment server obtains location information of the payer according to the user identification information of the payer. The payment server determines whether the payer is located within a transaction region of the transaction client terminal. The payment server processes a payment transaction, when the payer is determined to be located within the transaction region. The disclosed method solves problems including that the personal identity code is hard to be memorized and/or vulnerable to be stolen. Payment safety and transaction efficiency are therefore significantly improved.