Abstract: A change card includes a plurality of bays which is configured to hold a combination of coins that allows a user to make exact change for any purchase and/or to receive all of the change resulting from a purchase. The change card includes a body on which the plurality of bays is disposed. Each of the bays is adapted to releasably receive a coin. The change card may be configured to be about the same size as a credit card. A change card configured for use in the United States may include a predetermined number of bays consisting of four bays for receiving pennies, one bay for receiving a nickel, two bays for receiving dimes, and three bays for receiving quarters, which totals 10 coins. Accordingly, exact change may be made for a purchase of given dollar amount and any fractional amount in cents, ranging from 1¢ to 99¢ with only these 10 coins.