Abstract: Systems and methods including one or more processing modules and one or more non-transitory storage modules storing computing instructions configured to run on the one or more processing modules and perform acts of receiving an online query from an electronic device of a user, the online query comprising natural language of the user, determining an intent of the online query as at least one of a product-related intent or a non-product-related intent, predicting an entity from the online query if the intent of the online query is determined to be a product-related intent, mapping the entity predicted from the online query to product metadata associated with one or more products, and coordinating a display of product information of the one more products on the electronic device. The entity can include a product name, a product attribute, a product price range, an average customer review, or a product brand.

Abstract: Methods and systems for transaction division are disclosed herein. An example system may allow the cost of a cart of items (e.g., one or more items) to be easily shared among multiple consumers. In order to partition the cost with other potential payees, the system may provide an interface that allows an initial consumer to send notifications that invite other potential participants to share the cost of the cart based on amounts specified by the initial consumer. The system may also determine when the total cost of the cart has been received and notify the seller accordingly. In some instances, the system may generate a token that corresponds to the transaction for the cart of items and use the generated token to detect when other portions of the total cost for the cart are received.

Abstract: Techniques for automated mobile transaction processing are provided. A consumer traverses to a web portal or other type of enterprise terminal device of an enterprise and proceeds to shop. During checkout, the portal contacts a transaction service and is delivered back an identifying barcode or Quick Response (QR) code. The consumer uses a mobile device to scan the code and send it to the transaction service. Previously registered payment details of the consumer are located and payment is received from the consumer. The portal is notified that payment is completed by the transaction service.

Abstract: Embodiments of systems and methods for fraud prevention in an online distribution network are disclosed. In certain embodiments, service providers that provide forms in association with merchant's web sites for submission of transactions may implement pro-active threat detection based on an aggregate view of transactions in that distributed computer network.

Abstract: A system and method of tokenizing sensitive cardholder payment information for use in cashless transactions includes receiving a request to process a cashless transaction between a merchant and a purchaser using first payment data stored with an electronic wallet provider on behalf of the purchaser. First payment data is retrieved from the electronic wallet provider. The first payment data is tokenized into a payment token, and provided to the merchant for use in completing the cashless transaction using the payment token. The payment token is detokenized into second payment data being indicative of payment token authenticity. Payment for the cashless transaction is processed using the second payment data, and the merchant is provided with a response indicating either the success or failure of the payment processing.

Abstract: On receiving simplified settlement data generated form settlement data and ID data for downloading electronic-receipt data from an electronic-receipt server, both from a settlement-processing apparatus, a portable terminal records the simplified settlement data in association with the ID data. The display unit of the portable terminal displays the simplified settlement data thus recorded. The portable terminal downloads electronic-receipt data from the electronic-receipt server by using the ID data recorded in association with the simplified settlement data, when the input unit is operated, thereby commanding that the electronic receipt related to the simplified settlement data displayed by the display unit should be downloaded. The electronic-receipt data is recorded in the electronic-receipt recording unit. The display unit displays the electronic receipt on the basis the electronic-receipt data recorded in the electronic-receipt recording unit.

Abstract: Systems, methods, and apparatuses for implementing authentication of a user login to an external website from a community in a cloud based computing environment. An exemplary system having at least a processor and a memory therein includes means for identifying a first domain where a user is to be allowed to login to an external web page hosted thereon, and means for connecting the external web page with a community of a cloud computing environment hosted on a second domain different than the identified first domain, the connecting means handling how the connected community authenticates the user when the user logs into the external web page and providing one of a plurality of login experiences for the user based on conditions determined at run time.

Abstract: The disclosed embodiments provide a system that verifies user access to accounts.

Abstract: Embodiments of the present disclosure relate generally to the generation and presentation of merchant insights to a brick-and-mortar merchant. More specifically, one or more embodiments of the present disclosure relate to detecting and identifying users visiting a merchant's retail location, determining product preferences of the identified users that relate to the merchant, and providing merchant insights to the merchant based on the determined product preferences.

Abstract: Disclosed are systems and methods for limiting access of a user profile to dangerous content in a social network service. The described system produces a social graph for a given user profile in the social network service, and identifies clusters of objects (e.g., other user profiles, contents) within the social graph. The described system analyzes whether certain objects in the social graph should be characterized as suspicious based on their clustering and on a database of known forbidden objects. The described system may further learn and add unknown objects to the database of forbidden objects.

Abstract: A system, a medium, and a method are provided to split data paths among various devices in data communications system. In some instances, the server device receives a request from a remote device such as a website server or a checkout device, where the request indicates a user request to purchase one or more items. An account management component of the server device determines a user account associated with the user request and identifies a user device associated with the user account, such as the user's smartphone. An authentication component of the server device generates an electronic message that indicates that the user must authenticate the request such that the request may be processed and initiates a transmittal of the electronic message to the user's smartphone. The user may accept or authenticate the request to process the request.

Abstract: A system and method to optimize dynamic review generation. A client device of a user is selected to provide a review of a merchant. A weighted event factor associated with multiple websites is identified. The system and method identify an input parameter provided by the merchant to be used with the weighted event factor to determine a first website of the multiple websites to receive the review of the merchant. A communication object is transmitted to the client device to redirect the client device to the first website to submit the review.

Abstract: Digital image capture session and metadata association techniques are described. In one example, a user input is received to initiate an image capture session. At least one digital image is captured using a digital camera during the image capture session. Audio input data is also collected using an audio input device during the image capture session and is converted into text data, e.g., speech-to-text. Metadata is generated based on the text data and associated with the at least one digital image. The at least one digital image is output as having the associated metadata as completion of the image capture session.

Abstract: Various methods, systems, and devices are described for performing money transfers to one or more payees from one or more payors using a money transfer system. A party, such as a payor, a payee, or a third party may create a set of payee rules. The same or a different party may also create a set of payor rules. The payee rules may comprise conditions which, when satisfied, permit a payee to receive funds from a funds pool. The payor rules may comprise conditions which, when satisfied, permit a payor to provide funds to the funds pool. The money transfer system may determine whether requests from a payor and a payee comply with the payor rules and the payee rules, respectively. Based on the determination, the payor and/or payee may be permitted to complete their requested transaction, or their transaction may be denied.

Abstract: The present disclosure is directed to systems and methods that enable adjusting of focal point of maps displaying network sites of an enterprise network for access by an authorized network controller, based on network provider's access privilege. In one aspect a method includes receiving an access request to access a network controller management dashboard for managing network sites of a network; determining an access privilege associated with the access request; identifying one or more network sites for the access request based on the access privilege; and providing an interactive visual rendering of the one or more network sites by adjusting a focal point of a map of the network sites to display only the one or more network sites.

Abstract: A computer-implemented method for enhancing authorization of prepaid payment cards is provided. The method is implemented using an authorization computing device in communication with a memory. The method includes storing a plurality of transaction histories associated with a plurality of prepaid payment cards, receiving an authorization request for a payment transaction between a cardholder and an originating merchant initiated using a prepaid payment card, determining a transaction history associated with the prepaid payment card based on the plurality of transaction histories, calculating a prepaid risk score for the payment transaction based on the authorization request and the determined transaction history, and transmitting the prepaid risk score to the originating merchant.

Abstract: A client device provides to a user, in an application associated with a social-networking service provided by a server system, a link to a page associated with a third-party service provider. The third-party service provider is distinct from the social-networking service. In response to user selection of the link, the page is loaded within the application. The page includes script for calling one or more application programming interfaces (APIs) of the server system. The client device calls the one or more APIs to obtain information associated with the user from the server system. The client device displays the page within the application, and uses the information associated with the user to conduct a transaction with the third-party service provider through the page.

Abstract: A device may receive transaction data relating to a transaction event associated with a user and a merchant. The transaction data may include a merchant identifier and a transaction amount. The device may process the merchant identifier to determine whether the transaction event is associated with a rate-based service. The device may obtain, based on determining that the transaction event is associated with the rate-based service, location data from a user device associated with the user. The device may determine, based on the location data, a distance or a duration associated with the rate-based service. The device may determine, based on the distance or the duration, a transaction estimate for the rate-based service. The device may determine whether the transaction amount corresponds to the transaction estimate and perform one or more actions based on determining whether the transaction amount corresponds to the transaction estimate.

Abstract: Technology is disclosed for transferring money anonymously between a sender and a recipient by use of a token. In some embodiments, the disclosed technology involves communication between a mobile payment application (“App”) and a payment service system (PSS). Upon the recipient's request, the App, installed on the recipient's device, generates the token, and provides the token to both the recipient and the PSS. The PSS receives both the token and the recipient's identification information from the App, associates the token with the identification information, and stores such association. The recipient, on the other hand, transfers the token to the sender, who forwards it to the PSS to request a money transfer. The PSS receives the token and identifies the recipient's identification information based on the previously stored association with the token. With the identification information, the PSS determines the recipient's financial account to execute the money transfer.

Abstract: A device receives documents from various sources, and processes the documents, with an optical character recognition engine, to generate digitized documents. The device processes the digitized documents, with a first machine learning model, to detect languages utilized in the digitized documents, and processes the digitized documents, in other languages that are different than a common language and with a second machine learning model, to translate the digitized documents, in the other languages, into the common language and to generate translated digitized documents. The device processes the translated digitized documents and untranslated digitized documents, with a classification model, to generate classified documents, and processes the classified documents, with a third machine learning model, to generate extracted information from the classified documents.

Abstract: A method for accessing communication in chat sessions for cart generation is discussed. The method includes accessing, via a chat bot, a chat text in a chat session by a chat application instance to another chat application instance. The method includes determining intent for purchasing a product from a merchant based on an analysis of the chat text. In response to determining the intent, the method determines a locator for an online store of the merchant from the chat text. The method includes accessing, using the locator, the online store to determine product features of the product. Based on the product features and the chat text, a cart is generated for an order of the product for the online store. The method provides, via the chat bot, an indication of the cart to the chat session to obtain, from the first chat application instance, authorization to order the cart.

Abstract: Techniques for implementing assess to Android applications and native Window application on Android devices and systems. A processor board includes a processor that is configured to run a full version of a Windows operating system and Windows applications. The processor board is configured to be communicatively coupled to the processor board in an Android device, such as a Smartphone or tablet. Upon operations and when the processor board is communicatively coupled to the Android device, a user of the Android device is enabled to selectively run Android applications and Windows applications, with the Windows applications being executed natively on the processor board. The processor board may be implemented in a computing card that is approximately the size of a credit card or smaller, which in turn may be coupled to the Android device via a backpack or similar means. The processor board may also be disposed within the same housing as the Android device.

Abstract: Disclosed herein are various embodiments for systems and methods for self-payment and verification of the purchase of retail goods and services. According to an embodiment of the invention, a method for verifying the purchase using a mobile electronic device in wireless communication with a payment verification system and a code generating system is provided, the method comprising the steps of: receiving from a consumer information identifying an item for purchase; receiving from a consumer information identifying payment means for purchasing the item for purchase; processing the information identifying the item for purchase and information identifying payment means and generating a unique QR code indicating a purchase of the item; sending the unique QR code to a mobile device for display by a consumer to the vendor of the item for purchase.

Abstract: A vehicle group control device includes: a first vehicle-to-vehicle distance estimation unit configured to estimate a first vehicle-to-vehicle distance which is a vehicle-to-vehicle distance between the first vehicle and the second vehicle; a second vehicle-to-vehicle distance recognition unit configured to recognize a second vehicle-to-vehicle distance which is a vehicle-to-vehicle distance between a reference interruption vehicle and the first vehicle; and the number of interruption vehicles estimation unit configured to estimate the number of interruption vehicles between the first vehicle and the second vehicle based on the first vehicle-to-vehicle distance and the second vehicle-to-vehicle distance.

Abstract: Techniques for redeeming accumulated rewards points at a service provider that is independent from a provider of the accumulated rewards points are described herein. The service provide may authenticate a user having an account at the service provider and then associate the user account with a user account at one or more points providers. The service provider may then determine a number of accumulated and available rewards points for the user account(s) at the points provider(s). The service provider may then allow the user to redeem one or more of the rewards points when conducting a transaction with the independent service provider.

Abstract: Disclosed in some examples are methods, systems and machine-readable mediums which allow for more secure authentication attempts by implementing authentication systems with credentials that include interspersed noise symbols in positions determined by the user. These systems secure against eavesdroppers such as shoulder-surfers or man-in-the middle attacks as it is difficult for an eavesdropper to separate the noise symbols from legitimate credential symbols.

Abstract: In accordance with embodiments, there are provided mechanisms and methods for publicly providing web content of a tenant using a multi-tenant on-demand database service. These mechanisms and methods for publicly providing web content of a tenant using a multi-tenant on-demand database service can allow the web content to be published by a tenant using the multi-tenant on-demand database service for use by non-tenants of the multi-tenant on-demand database service.

Abstract: A computer program, a system, and a method facilitate transactions of taxpayer-specific items of information between taxpayers and third parties in a virtual venue. A set of taxpayer information related, at least in part, to a filed tax return of the taxpayer is received. The set of taxpayer information is filtered to obtain a marketable information set, which in turn includes taxpayer-specific items. A third-party value is obtained for each taxpayer-specific item, and the taxpayer is presented a sale value for each taxpayer-specific item. The taxpayer is presented an option to select at least one taxpayer-specific item to be sold in the virtual venue and an option for the taxpayer to select at least one third party to which to sell said at least one taxpayer-specific item. Upon the selection of the options by the taxpayer, the transaction is then processed and completed.

Abstract: A device receives network segment information identifying network segments associated with a network, and receives endpoint host session information identifying sessions associated with endpoint hosts communicating with the network. The device generates, based on the network segment information and the endpoint host session information, a data structure that includes information associating the network segments with the sessions associated with the endpoint hosts. The device updates the data structure based on changes in the sessions associated with the endpoint hosts and based on changes in locations of the endpoint hosts within the network segments, and identifies, based on the data structure, a particular endpoint host, of the endpoint hosts, that changed locations within the network segments. The device determines a threat policy action to enforce for the particular endpoint host, and causes the threat policy action to be enforced, by the network, for the particular endpoint host.

Abstract: In some embodiments, techniques for managing interaction permissions for an object in a shared virtual environment are provided. The techniques may determine whether to present an object in a limited-interaction mode or in an interactive mode based on a permission condition. The permission condition may include a proximity condition that specifies a proximity threshold between two objects within the shared virtual environment that should be met in order to provide the object in the interactive mode. The proximity threshold may specify a distance between an avatar of an owning user of the object and the object; a distance between an avatar of an owning user of the object and an avatar of a user being presented the object, or other distances.

Abstract: A system, method, and computer-readable storage medium configured to identify travel by payment cardholders using an internet service, and more particularly to reduce fraudulent transactions involving payment cards by generating a white list for travel associated with a payment cardholder.

Abstract: Disclosed in some examples are methods, systems and machine-readable mediums which allow for more secure authentication attempts by implementing authentication systems with credentials that include interspersed noise symbols in positions determined by the user. These systems secure against eavesdroppers such as shoulder-surfers or man-in-the middle attacks as it is difficult for an eavesdropper to separate the noise symbols from legitimate credential symbols.

Abstract: This disclosure is directed to methods, apparatuses, and systems for scaling inventory management systems to accommodate peak capacity loads. For example, some high-demand, high-volume inventory can provided in a limited time period, attracting network traffic that can overwhelm third party providers with limited network or processing capacity. An inventory database at the third party provider can be mirrored at the service provider, such that the inventory database can be copied to the service provider and stored as a mirror database. User requests can be made against the mirror database at the service provider. The user can select inventory to order, which can reserve the inventory until payment information is provided and confirmed at the service provider. Subsequently, the service provider can synchronize the order with the third party provider in accordance with the limited capacity of the third party provider.

Abstract: The present subject matter relates generally to systems and methods for adding interactive functionality to a website, other digital media objects, and computer processor applications. Systems and methods for adding functionality to content served by a first server, may include receiving, at a second server, a request from a client-computer for code to add purchase functionality to the content. The code may be sent to the client-computer based on the request. A further request may be received from the client-computer containing information about objects identified in the content as relating to the purchase functionality and a request for information about the objects. Information about the objects may be sent to the client-computer based on the further request. An instruction to complete the purchase may be received from the client-computer, and a confirmation of the completion of the purchase may be sent to the client-computer.

Abstract: A data processing method comprises storing, in one or more data repositories, information on a plurality of supplier entities according to a supplier ontology including for each particular supplier entity at least three different supplier attributes comprising a supplier detail, a timestamp specifying at least one of when the supplier detail expires or when the supplier detail was last updated, and an electronic identifier usable to contact the particular supplier entity; using supplier trigger monitoring instructions of a procurement system executed on a server computer that is coupled to the one or more data repositories, storing a plurality of opportunity triggers each comprising a trigger type and a numeric value; monitoring, without receiving an explicit request from a computing device, and based at least in part on information from the one or more data repositories, whether one or more of the plurality of opportunity triggers is satisfied, in response to determining, for a particular opportunity trigger

Abstract: Embodiments of the invention can relate to methods, systems, apparatuses directed to integration of computing networks, especially within supply chains, and use of information from these integrated networks to generate analytics. To generate such analytics, an analysis computer or payment processing network may receive purchase data. In various embodiments the purchase data may include a product identifier that is associated with a product or service that is involved in the purchase. Once the purchase transaction with the product identifier is received, consumption of inventory at the merchant or supplier may be tracked. Tracking the consumption of inventory may involve storing and using a relationship between the product identifier and the inventory.

Abstract: A method, apparatus, and computer readable storage utilize optical character recognition to authentic a transaction. Optical character recognition is used on a physical instrument and data obtained from the optical character recognition is used to query a remote database. Identification information from the remote database is compared with data obtained from the optical character recognition to determine whether there is an inconsistency of data.

Abstract: Provided are a withdrawal management DB server, a deposit management DB server, and an AP sewer. The withdrawal management DB server includes a withdrawal table, a remittance table, a withdrawal/remittance table, and a remittance completion table. The deposit management DB sewer includes a deposit table, a remittance reception table, and a deposit/remittance table. The AP server registers withdrawal data related to an account number on the withdrawing side to the withdrawal table, registers a remittance ID to the remittance table, and registers a withdrawal ID and the remittance ID to the withdrawal/remittance table in remittance processing. The AP server registers deposit data related to an account number of a withdrawing destination to the deposit table, registers the remittance ID to the remittance reception table, and registers a deposit ID and the remittance ID to the deposit/remittance table. The AP server registers the remittance ID to the remittance completion table.

Abstract: A system and method for acquisition, characterization, and application of Manufacturing patterns to the automated production of the digital representation of these patterns as interactive media that gathers a customer's input, and subsequently produces physical product is described.

Abstract: A first computer includes a processor programmed to receive from a second computer a request to install a computer update. The request includes identification data. The first computer is further programmed to request, from a third computer, remote from the vehicle and from the second computer, a first authentication for the request to install the computer update. The request includes the identification data. The first computer receives the first authentication from the third computer. The first computer is further programmed to send, to a user device, an instruction to request from a user, a second authentication of the request to install the computer update. The first computer receives the second authentication from the user and installs the computer code.

Abstract: An assembly management system allows a software service provider (SSP) to compile and upload client-specific client application code into a repository. The SSP deploys a client application comprising non-client-specific code to various clients. When a user logs in, a call is made to a web service, which queries the repository for code specific to the requesting client. If available, the web service sends a response with the name and version of the assembly to which the client is subscribed. If the locally-saved version does not match the version of the assembly in the repository, and if the SSP has permission to write to the client's disk, the web service retrieves the assembly and commits it to the disk. If the SSP does not have permission, the assembly is streamed to the client device and retained and executed in memory for the duration of the login.

Abstract: A system detecting counterfeit items based on machine learning and analysis of visual and textual data is disclosed. The system may comprise a data access interface to receive product data associated with a protected product from a user device. The product data may comprise multimodal data that describes the protected product. The system may also comprise a search term generator to generate search terms based on the received product data. The system may comprise a processor to identify one or more potential counterfeit items from the at least one web source using a crawling technique to obtain data associated with to similar products from the at least one web source, identifying at least one match for similar products, and using image processing and analysis to determine if the at least one match for similar products comprises at least one or more potential counterfeit items.

Abstract: On receiving simplified settlement data generated form settlement data and ID data for downloading electronic-receipt data from an electronic-receipt server, both from a settlement-processing apparatus, a portable terminal records the simplified settlement data in association with the ID data. The display unit of the portable terminal displays the simplified settlement data thus recorded. The portable terminal downloads electronic-receipt data from the electronic-receipt server by using the ID data recorded in association with the simplified settlement data, when the input unit is operated, thereby commanding that the electronic receipt related to the simplified settlement data displayed by the display unit should be downloaded. The electronic-receipt data is recorded in the electronic-receipt recording unit. The display unit displays the electronic receipt on the basis the electronic-receipt data recorded in the electronic-receipt recording unit.

Abstract: According to a general aspect, a method includes receiving, at a network interface device at a user location, a request from a first machine located at the user location, the request including a first-machine identifier and a request to access through the network interface device a first location on a network. The method also includes logging, at the network interface device, the request from the first machine into a first-machine log for requests from the first machine, the logging into the first-machine log being based on the first-machine identifier. The method also includes receiving at the network interface device a request from a second machine located at the user location, the request from the second machine including a second-machine identifier and a request to access through the network interface device a second location on the network, and the network interface device, the first machine, and the second machine being located at a user location.

Abstract: Electronic commerce is enhanced for customer convenience. A menu may be sent to a client device. The menu may specify media content that is available for an on-demand streaming subscription service. When a request is received for the on-demand streaming subscription service, a default item may be automatically added to the electronic request. The default item may be specified by a rule associated with the client device.

Abstract: Methods and systems for communicating with a server of a cloud system used to interface with vehicles are provided. One method includes receiving, by the server, a request from electronics of a vehicle to automatically access a profile for a user account. The request includes biometric data captured of a user for use of a vehicle. Processing, by the server, at least part of the biometric data to verify the user against the profile. The profile having a plurality of settings of the user for the vehicle, and at least part of the settings for the profile are stored on storage accessible to the cloud services system. Transferring, by the server, upon verification of the user using at least part of the biometrics, one or more settings of the plurality of settings to the vehicle. The transferring is configured to automatically instruct said electronics of the vehicle to apply said one or more settings to the vehicle for customizing said one or more settings on the vehicle while the user is verified.

Abstract: The system for search of the present invention includes a search engine, a web site server, and a terminal. The control unit of the terminal performs the input receiving module to receive the predetermined keyword and argument input from the user. The control unit of the search engine performs the web site specifying module to specify the web site relating to the keyword and the argument that the terminal has received as the web site server. The control unit of the terminal performs the argument-related page display module and displays the page relating to the argument of the web site on the image display unit.

Abstract: A system and method for fraud detection and management are provided. The system includes a first communication device that receives a phone call from a second communication device, wherein a call flow of the phone call comprises one or more distinct phases. The system also includes a fraud detection and management system (FDMS) platform that determines whether the phone call exceeds a predetermined risk threshold at each distinct phase of the call flow.

Abstract: A computer-implemented method for managing financial payments between parties using an electronic payment computing device is provided. The method includes receiving a payee debit account identifier from a payee computing device, the payee debit account identifier associated with a payee debit account; creating a payee user account using the payee debit account identifier, wherein the payee user account is linked to the payee debit account; receiving a first payment request from the payee computing device requesting payment from a payor; generating a unique link for accessing a payment page associated with the first payment request; transmitting a second payment request to a payor computing device, wherein the second payment request includes the unique link; receiving a payment response from the payor computing device authorizing payment from a payor debit account to the payee; and prompting a transfer of funds from the payor debit account to the payee debit account.

Abstract: Systems, apparatus, methods, and non-transitory media for providing prescient and adaptive point-of-sale services via electronic networks are discussed herein. Some embodiments may include a system with one or more servers. The one or more servers may be configured to generate digital consumer tokens and provide the digital consumer tokens to consumer devices for sharing with merchant devices. When a merchant device receives the digital consumer token, the merchant device may forward the digital consumer token to the one or more servers in exchange for consumer data to facilitate consumer service. In some embodiments, the one or more servers may be configured to provide point-of-sale interfaces that adapt to different consumer preferences or consumer device signals. Some embodiments may provide for consumer interfaces that allow consumers to manage their electronic identity at various (e.g., merchant) locations.