Estate Planning Patents (Class 705/312)
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Patent number: 11682092Abstract: A platform receives transaction information for an entity, where the transaction information identifies a plurality of transactions associated with the entity, and receives entity information associated with the entity. The platform identifies, using a first model, a selected set of transactions based on the transaction information and the entity information, where the first model outputs information identifying the selected set of transactions based on the selected set of transactions being associated with an event, a theme, or a transaction parameter. The platform determines, using a second model, potential modifications to a document based on the selected set of transactions, where the second model receives the information identifying the selected set of transactions or information identifying the event, the theme, or the transaction parameter, and where the second model outputs information identifying the potential modifications.Type: GrantFiled: April 8, 2021Date of Patent: June 20, 2023Assignee: Capital One Services, LLCInventors: Alexandra Colevas, Sophie Bermudez, Kaylyn Gibilterra, Sarah J. Cunningham, Salik Shah, Michael Saia
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Patent number: 11004548Abstract: A method and system for identifying individuals in a healthcare dataset who are likely deceased without exposing protected health information to users. The present invention assembles mortality data from different sources, de-identifies this data by removing or modifying all elements regarded as protected health information, and adds a unique encrypted person token to each record. The tokenized mortality data is merged with other healthcare data sets that have likewise been de-identified and tokenized by matching the unique person tokens in data sets against each other. The resulting merged data sets include an indicator of mortality, a uniqueness score giving the likelihood that the person token is unique, and a death validity score giving a measure of confidence that the person is actually deceased.Type: GrantFiled: September 19, 2018Date of Patent: May 11, 2021Assignee: Datavant, Inc.Inventors: Joseph Austin, Shahir Kassam-Adams, Jason A. LaBonte, Paul Bayless
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Patent number: 10984495Abstract: A platform receives transaction information for an entity, where the transaction information identifies a plurality of transactions associated with the entity, and receives entity information associated with the entity. The platform identifies, using a first model, a selected set of transactions based on the transaction information and the entity information, where the first model outputs information identifying the selected set of transactions based on the selected set of transactions being associated with an event, a theme, or a transaction parameter. The platform determines, using a second model, potential modifications to a document based on the selected set of transactions, where the second model receives the information identifying the selected set of transactions or information identifying the event, the theme, or the transaction parameter, and where the second model outputs information identifying the potential modifications.Type: GrantFiled: April 17, 2019Date of Patent: April 20, 2021Assignee: Capital One Services, LLCInventors: Alexandra Colevas, Sophie Bermudez, Kaylyn Gibilterra, Sarah J. Cunningham, Salik Shah, Michael Saia
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Publication number: 20150095243Abstract: The invention as outlined below serves to introduce postmortem online identity handling that is capable of handling multiple clients. With this concept, the operator is able to create a Web or client application to delete the online identities of a deceased person with certified online providers. In the process, the deceased's contracts with online portals that require payment are canceled, existing credits are returned to heirs, or all other identifiable online accounts are deleted or deactivated.Type: ApplicationFiled: October 2, 2014Publication date: April 2, 2015Inventors: Oliver EILER, Christopher EILER, Attila SIRMAN, Robert SCHMID, Wolfgang STADLER, Florian GAMPER
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Publication number: 20150019449Abstract: A safe, secure and reliable process allows a family member to select one or more loved ones who should be able to receive all the financial details, hard to replace documents, and other information of a person in case of an unfortunate sudden death. The system and methods surrounding this process can help avoid the various follow ups and errands that might be required with various agencies, such as banks, creditors, tax agents, insurance companies, and the like, to find all of the related and necessary information.Type: ApplicationFiled: March 21, 2014Publication date: January 15, 2015Inventor: Navin Murli Lalwani
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Publication number: 20140359291Abstract: A system, method, server processing system, and computer program product for operating a registry. In one aspect, the server processing system is configured to: receive, from a user processing system in data communication with the server processing system, document data relating to an entity; receive, from the user processing system, access data indicative of an accessing party to be provided access to the document data if a defined trigger event occurs; store, in a data store associated with the server processing system, a registry for the entity indicative of the document data and the access data; determine that a defined trigger event has occurred; and in response to determining that that a defined trigger event has occurred, provide the accessing party read-only access to the document data via an access processing system in data communication with the server processing system.Type: ApplicationFiled: October 25, 2012Publication date: December 4, 2014Applicant: The Digital Filing Company Pty LtdInventors: Jamie Robert Wilson, Craig Steven Wright
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Publication number: 20140100984Abstract: The method for regulated management of virtual visions which their creators use to communicate in a multilayered communicative fragmentation positioned in a network environment will be applied mainly, but not only, to platforms for communication between network users such as social networks, astral media, etc. According to the method the users (1) via user devices (2) connect to the computer network (3) and get an opportunity to use the services of the provider (4), set up a user account (5) and access the services (6) of the provider (4). Then the users create one or more virtual visions (8) with the number of virtual visions being unlimited. The creation of a virtual vision (8) is recorded as an entry (9) in the data base (10) supported by the service provider (4). When creating a virtual vision (8) the creator (1) specifies the conditions for objectification of the vision in the services of the provider (4).Type: ApplicationFiled: May 20, 2013Publication date: April 10, 2014Applicant: "DUVAMIS" EOODInventor: Dobromir Hristov GOUSHTEROV
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Publication number: 20140101060Abstract: According to one embodiment, a memory may store information associated with an asset. A processor communicatively coupled to the memory may receive a request to transfer the asset upon the occurrence of an event. The processor may further determine at least one of an appropriate titling and an appropriate beneficiary designation of the asset based at least in part upon the asset and the event and apply at least one of the appropriate titling and the appropriate beneficiary designation to the asset.Type: ApplicationFiled: October 8, 2012Publication date: April 10, 2014Applicant: Bank of America CorporationInventors: Matthew A. Calman, Carrie A. Hanson, John M. Rees, Nancy G. Talarico
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Publication number: 20140025591Abstract: A network-based system and a method for recording digital assets belonging to a first entity and delivering at least some of those digital assets to at least a second entity at a designated time or event is set forth. The system includes a designated server coupled to a network and including memory for storing digital assets, an electronic device, such as a computer or smart phone, configured to access the server via the network and capable of storing digital assets, and administrative tools for acquiring, storing, uploading, assigning and delivering digital assets to at least one person upon one of either a specified time or a specified event. Similarly, the method is focused on electronically delivering each assigned asset to the assigned entity upon occurrence of the specified time or event.Type: ApplicationFiled: July 15, 2013Publication date: January 23, 2014Inventor: Anthony Villa, III
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Patent number: 8607329Abstract: An information succession system, which operates in accordance with inputted information to provide access to inputted information, including the personality of the original user, to successors of the original user. An encryption processing unit encrypts inputted information and generates keys used in association with access by users. A character/personality data generation unit generates data indicative of a user's character or personality by analyzing user input information. That character data is stored in a character data memory unit and is associated with the user's identification information. A request information analysis unit analyzes and characterizes requests. Request characteristics are stored in the character data memory unit and associated with the user making the request. A transmitting information generation unit generates transmitting (output) information based on the generated personality data of the user and the characteristic of the request.Type: GrantFiled: December 18, 2008Date of Patent: December 10, 2013Assignee: Icon Corp.Inventor: Toshiko Tsuchiya
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Publication number: 20130290198Abstract: An estate organization system includes a plurality of user computers, a plurality of entity computers, a network, and one or more server computers implementing a software environment. The software environment provides checklists, “to do” lists, and a scoring methodology to encourage a user to organize his or her estate. At least one user computer is used by a person organizing their estate, at least one user computer is used by a person who is a loved one of the person organizing their estate, and at least one computer is used by a professional services provider who is interested in providing estate planning or related services to the person organizing their estate and/or the loved one.Type: ApplicationFiled: March 15, 2013Publication date: October 31, 2013Inventor: Lenore VASSIL
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Patent number: 8566111Abstract: A method and system provides transactions and arrangements in virtual world environments. A user can participate in transactions to acquire virtual property and related virtual rights. In some implementations, real-world and virtual parties can be involved in possible transfers of various types of virtual property and virtual property rights.Type: GrantFiled: July 31, 2008Date of Patent: October 22, 2013Assignee: The Invention Science Fund I, LLCInventors: Edward K. Y. Jung, Royce A. Levien, Robert W. Lord, Mark A. Malamud, John D. Rinaldo, Jr.
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Patent number: 8442920Abstract: Concepts and technologies are disclosed herein for providing an electronic document processing system, an electronic document generation mechanism, an encrypted digital certificate generator, a tool for coordinating the processing of electronic documents, a packaging mechanism for finalizing and authenticating electronic documents, a tracking log for recording relevant electronic document information, and a transferring protocol for transferring the ownership of electronic documents. The present disclosure also is directed to an electronic authentication system including an electronic document authentication watermark seal or signature line for confirming a document's signing within the view.Type: GrantFiled: March 14, 2012Date of Patent: May 14, 2013Inventors: Paul Rakowicz, Robert Shanahan
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Publication number: 20120284201Abstract: A system and computer-implemented method for modeling estate disposition are disclosed. One embodiment receives balance sheet inputs, estate planning document inputs and timing/event inputs. Conveyance and tax logic are applied to the inputs. Flowcharts illustrating the disposition of the estate based on the inputs are generated. Tax and liquidity analysis based on the inputs are also generated.Type: ApplicationFiled: May 17, 2012Publication date: November 8, 2012Applicant: JPMorgan Chase Bank, N.A.Inventors: Janine A. Racanelli, Tina D. Millligan, Martin W. Siow, Ramy F. El-Menshawy, Ryan D. Toben, Lauren Anderson
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Patent number: 8204834Abstract: A system and computer-implemented method for modeling estate disposition are disclosed. One embodiment receives balance sheet inputs, estate planning document inputs and timing/event inputs. Conveyance and tax logic are applied to the inputs. Flowcharts illustrating the disposition of the estate based on the inputs are generated. Tax and liquidity analysis based on the inputs are also generated.Type: GrantFiled: September 5, 2008Date of Patent: June 19, 2012Assignee: JPMorgan Chase Bank, N.A.Inventors: Janine A. Racanelli, Tina D. Millligan, Martin W. Siow, Ramy F. El-Menshawy, Ryan D. Toben, Lauren Anderson