Estate Planning Patents (Class 705/312)
  • Patent number: 11682092
    Abstract: A platform receives transaction information for an entity, where the transaction information identifies a plurality of transactions associated with the entity, and receives entity information associated with the entity. The platform identifies, using a first model, a selected set of transactions based on the transaction information and the entity information, where the first model outputs information identifying the selected set of transactions based on the selected set of transactions being associated with an event, a theme, or a transaction parameter. The platform determines, using a second model, potential modifications to a document based on the selected set of transactions, where the second model receives the information identifying the selected set of transactions or information identifying the event, the theme, or the transaction parameter, and where the second model outputs information identifying the potential modifications.
    Type: Grant
    Filed: April 8, 2021
    Date of Patent: June 20, 2023
    Assignee: Capital One Services, LLC
    Inventors: Alexandra Colevas, Sophie Bermudez, Kaylyn Gibilterra, Sarah J. Cunningham, Salik Shah, Michael Saia
  • Patent number: 11004548
    Abstract: A method and system for identifying individuals in a healthcare dataset who are likely deceased without exposing protected health information to users. The present invention assembles mortality data from different sources, de-identifies this data by removing or modifying all elements regarded as protected health information, and adds a unique encrypted person token to each record. The tokenized mortality data is merged with other healthcare data sets that have likewise been de-identified and tokenized by matching the unique person tokens in data sets against each other. The resulting merged data sets include an indicator of mortality, a uniqueness score giving the likelihood that the person token is unique, and a death validity score giving a measure of confidence that the person is actually deceased.
    Type: Grant
    Filed: September 19, 2018
    Date of Patent: May 11, 2021
    Assignee: Datavant, Inc.
    Inventors: Joseph Austin, Shahir Kassam-Adams, Jason A. LaBonte, Paul Bayless
  • Patent number: 10984495
    Abstract: A platform receives transaction information for an entity, where the transaction information identifies a plurality of transactions associated with the entity, and receives entity information associated with the entity. The platform identifies, using a first model, a selected set of transactions based on the transaction information and the entity information, where the first model outputs information identifying the selected set of transactions based on the selected set of transactions being associated with an event, a theme, or a transaction parameter. The platform determines, using a second model, potential modifications to a document based on the selected set of transactions, where the second model receives the information identifying the selected set of transactions or information identifying the event, the theme, or the transaction parameter, and where the second model outputs information identifying the potential modifications.
    Type: Grant
    Filed: April 17, 2019
    Date of Patent: April 20, 2021
    Assignee: Capital One Services, LLC
    Inventors: Alexandra Colevas, Sophie Bermudez, Kaylyn Gibilterra, Sarah J. Cunningham, Salik Shah, Michael Saia
  • Publication number: 20150095243
    Abstract: The invention as outlined below serves to introduce postmortem online identity handling that is capable of handling multiple clients. With this concept, the operator is able to create a Web or client application to delete the online identities of a deceased person with certified online providers. In the process, the deceased's contracts with online portals that require payment are canceled, existing credits are returned to heirs, or all other identifiable online accounts are deleted or deactivated.
    Type: Application
    Filed: October 2, 2014
    Publication date: April 2, 2015
    Inventors: Oliver EILER, Christopher EILER, Attila SIRMAN, Robert SCHMID, Wolfgang STADLER, Florian GAMPER
  • Publication number: 20150019449
    Abstract: A safe, secure and reliable process allows a family member to select one or more loved ones who should be able to receive all the financial details, hard to replace documents, and other information of a person in case of an unfortunate sudden death. The system and methods surrounding this process can help avoid the various follow ups and errands that might be required with various agencies, such as banks, creditors, tax agents, insurance companies, and the like, to find all of the related and necessary information.
    Type: Application
    Filed: March 21, 2014
    Publication date: January 15, 2015
    Inventor: Navin Murli Lalwani
  • Publication number: 20140359291
    Abstract: A system, method, server processing system, and computer program product for operating a registry. In one aspect, the server processing system is configured to: receive, from a user processing system in data communication with the server processing system, document data relating to an entity; receive, from the user processing system, access data indicative of an accessing party to be provided access to the document data if a defined trigger event occurs; store, in a data store associated with the server processing system, a registry for the entity indicative of the document data and the access data; determine that a defined trigger event has occurred; and in response to determining that that a defined trigger event has occurred, provide the accessing party read-only access to the document data via an access processing system in data communication with the server processing system.
    Type: Application
    Filed: October 25, 2012
    Publication date: December 4, 2014
    Applicant: The Digital Filing Company Pty Ltd
    Inventors: Jamie Robert Wilson, Craig Steven Wright
  • Publication number: 20140100984
    Abstract: The method for regulated management of virtual visions which their creators use to communicate in a multilayered communicative fragmentation positioned in a network environment will be applied mainly, but not only, to platforms for communication between network users such as social networks, astral media, etc. According to the method the users (1) via user devices (2) connect to the computer network (3) and get an opportunity to use the services of the provider (4), set up a user account (5) and access the services (6) of the provider (4). Then the users create one or more virtual visions (8) with the number of virtual visions being unlimited. The creation of a virtual vision (8) is recorded as an entry (9) in the data base (10) supported by the service provider (4). When creating a virtual vision (8) the creator (1) specifies the conditions for objectification of the vision in the services of the provider (4).
    Type: Application
    Filed: May 20, 2013
    Publication date: April 10, 2014
    Applicant: "DUVAMIS" EOOD
    Inventor: Dobromir Hristov GOUSHTEROV
  • Publication number: 20140101060
    Abstract: According to one embodiment, a memory may store information associated with an asset. A processor communicatively coupled to the memory may receive a request to transfer the asset upon the occurrence of an event. The processor may further determine at least one of an appropriate titling and an appropriate beneficiary designation of the asset based at least in part upon the asset and the event and apply at least one of the appropriate titling and the appropriate beneficiary designation to the asset.
    Type: Application
    Filed: October 8, 2012
    Publication date: April 10, 2014
    Applicant: Bank of America Corporation
    Inventors: Matthew A. Calman, Carrie A. Hanson, John M. Rees, Nancy G. Talarico
  • Publication number: 20140025591
    Abstract: A network-based system and a method for recording digital assets belonging to a first entity and delivering at least some of those digital assets to at least a second entity at a designated time or event is set forth. The system includes a designated server coupled to a network and including memory for storing digital assets, an electronic device, such as a computer or smart phone, configured to access the server via the network and capable of storing digital assets, and administrative tools for acquiring, storing, uploading, assigning and delivering digital assets to at least one person upon one of either a specified time or a specified event. Similarly, the method is focused on electronically delivering each assigned asset to the assigned entity upon occurrence of the specified time or event.
    Type: Application
    Filed: July 15, 2013
    Publication date: January 23, 2014
    Inventor: Anthony Villa, III
  • Patent number: 8607329
    Abstract: An information succession system, which operates in accordance with inputted information to provide access to inputted information, including the personality of the original user, to successors of the original user. An encryption processing unit encrypts inputted information and generates keys used in association with access by users. A character/personality data generation unit generates data indicative of a user's character or personality by analyzing user input information. That character data is stored in a character data memory unit and is associated with the user's identification information. A request information analysis unit analyzes and characterizes requests. Request characteristics are stored in the character data memory unit and associated with the user making the request. A transmitting information generation unit generates transmitting (output) information based on the generated personality data of the user and the characteristic of the request.
    Type: Grant
    Filed: December 18, 2008
    Date of Patent: December 10, 2013
    Assignee: Icon Corp.
    Inventor: Toshiko Tsuchiya
  • Publication number: 20130290198
    Abstract: An estate organization system includes a plurality of user computers, a plurality of entity computers, a network, and one or more server computers implementing a software environment. The software environment provides checklists, “to do” lists, and a scoring methodology to encourage a user to organize his or her estate. At least one user computer is used by a person organizing their estate, at least one user computer is used by a person who is a loved one of the person organizing their estate, and at least one computer is used by a professional services provider who is interested in providing estate planning or related services to the person organizing their estate and/or the loved one.
    Type: Application
    Filed: March 15, 2013
    Publication date: October 31, 2013
    Inventor: Lenore VASSIL
  • Patent number: 8566111
    Abstract: A method and system provides transactions and arrangements in virtual world environments. A user can participate in transactions to acquire virtual property and related virtual rights. In some implementations, real-world and virtual parties can be involved in possible transfers of various types of virtual property and virtual property rights.
    Type: Grant
    Filed: July 31, 2008
    Date of Patent: October 22, 2013
    Assignee: The Invention Science Fund I, LLC
    Inventors: Edward K. Y. Jung, Royce A. Levien, Robert W. Lord, Mark A. Malamud, John D. Rinaldo, Jr.
  • Patent number: 8442920
    Abstract: Concepts and technologies are disclosed herein for providing an electronic document processing system, an electronic document generation mechanism, an encrypted digital certificate generator, a tool for coordinating the processing of electronic documents, a packaging mechanism for finalizing and authenticating electronic documents, a tracking log for recording relevant electronic document information, and a transferring protocol for transferring the ownership of electronic documents. The present disclosure also is directed to an electronic authentication system including an electronic document authentication watermark seal or signature line for confirming a document's signing within the view.
    Type: Grant
    Filed: March 14, 2012
    Date of Patent: May 14, 2013
    Inventors: Paul Rakowicz, Robert Shanahan
  • Publication number: 20120284201
    Abstract: A system and computer-implemented method for modeling estate disposition are disclosed. One embodiment receives balance sheet inputs, estate planning document inputs and timing/event inputs. Conveyance and tax logic are applied to the inputs. Flowcharts illustrating the disposition of the estate based on the inputs are generated. Tax and liquidity analysis based on the inputs are also generated.
    Type: Application
    Filed: May 17, 2012
    Publication date: November 8, 2012
    Applicant: JPMorgan Chase Bank, N.A.
    Inventors: Janine A. Racanelli, Tina D. Millligan, Martin W. Siow, Ramy F. El-Menshawy, Ryan D. Toben, Lauren Anderson
  • Patent number: 8204834
    Abstract: A system and computer-implemented method for modeling estate disposition are disclosed. One embodiment receives balance sheet inputs, estate planning document inputs and timing/event inputs. Conveyance and tax logic are applied to the inputs. Flowcharts illustrating the disposition of the estate based on the inputs are generated. Tax and liquidity analysis based on the inputs are also generated.
    Type: Grant
    Filed: September 5, 2008
    Date of Patent: June 19, 2012
    Assignee: JPMorgan Chase Bank, N.A.
    Inventors: Janine A. Racanelli, Tina D. Millligan, Martin W. Siow, Ramy F. El-Menshawy, Ryan D. Toben, Lauren Anderson