Serving As Both Depository And Source For (e.g., Note Dispencing Recycling) Patents (Class 902/12)
  • Patent number: 11915540
    Abstract: A two-way cash recycler system includes a vault having a plurality of media cassettes, an first input/output panel having a first media aperture on a first side, a second input/output panel having a second media aperture on a second side, a transport system disposed between the first side and the second side. The transport system includes a pass-through pathway structured to transport transaction media between the first media aperture and the second media aperture, a concurrent use pathway structured to transport transaction media from at least one of the first media aperture and the second media aperture to the vault, and a dispense pathway structured to transport transaction media from the vault to at least one of the first media aperture and the second media aperture.
    Type: Grant
    Filed: March 19, 2021
    Date of Patent: February 27, 2024
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Christian Mande, Darren Goetz, Frank DiGangi, Dennis E. Montenegro
  • Patent number: 11771788
    Abstract: An apparatus includes a bill feeder, a housing for holding a bill that is received from the bill feeder, sensors coupled to the housing, an ultraviolet (UV) lamp that emits ultraviolet light to illuminate a portion of the bill, a UV shutter to control a power of the ultraviolet light on the bill, a memory and a processor. The processor configured to determine at a property of the bill from a first output of a first sensor, to determine a bill contaminant on the bill from a second output from a second sensor, to retrieve a UV dose rate to be applied by the ultraviolet light needed to sterilize the bill based on the type of bill contaminant on the bill, the property of the bill, an illumination area or any combination thereof, and to apply the UV dose rate to the bill.
    Type: Grant
    Filed: March 17, 2021
    Date of Patent: October 3, 2023
    Assignee: Capital One Services, LLC
    Inventors: David Kelly Wurmfeld, Kevin Osborn
  • Patent number: 11551503
    Abstract: A sanitizing system, configured to receive, sanitize and dispense payment objects; the sanitizing system has a housing with a universal money recognizer. A coin counter display and a bill counter display are arranged on the housing. A bill check in slot, a coin in slot, a bill check out slot, and a coin check out slot are arranged on the housing. When a user inserts coins into the coin in slot, the coins are counted, sanitized and released through the coin check out slot.
    Type: Grant
    Filed: March 28, 2022
    Date of Patent: January 10, 2023
    Inventor: Laith Ismail Alniami
  • Patent number: 9004352
    Abstract: A deposit management system is operable responsive to data read from data bearing records. The system is associated with financial funds depositories. Each depository can accept items, such as deposit bags. Each depository includes a bar code reader that can read data from a bar code label that is located on a deposit bag. The system allows merchants to preregister a deposit before performing the deposit. A preregistered deposit is linked with a deposit identifier in a data store. The deposit identifier can be represented in a bar code. If the system determines that a depository read a bar code having a deposit identifier that corresponds in the data store to a preregistered deposit, then that depository is operated to automatically unlock its deposit entry door to permit the deposit. The system also allows merchants to review their deposit history.
    Type: Grant
    Filed: March 7, 2013
    Date of Patent: April 14, 2015
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: H. Thomas Graef, J. Richard Hanna, Randall W. Jenkins, Robert V. Artino, Rodney J. Reese, Mark A. DePietro, Steven R. Davis, Michael A. Meffie
  • Patent number: 8998078
    Abstract: An apparatus including an automated banking machine is operative to cause financial transfers responsive at least in part to data read from data bearing records. The machine includes a card reader that is operative to read card data usable to identify at least one of a user of the machine and a financial account. A computer associated with the machine is operative to cause card data to be read through operation of the card reader, and to cause a determination to be made that read card data corresponds to a financial account authorized to conduct a transaction through the machine. The computer is operative responsive at least in part to the determination to cause the financial account to be at least one of assessed and credited with a value associated with a financial transaction. Transaction function devices of the machine are supported through slides that can be configured in different ways to facilitate mounting of devices within the machine.
    Type: Grant
    Filed: November 5, 2013
    Date of Patent: April 7, 2015
    Assignee: Diebold Self-Service Systems, division of Diebold, Incorporated
    Inventors: Richard C. Lute, Mark A. Douglass, Roy Mleziva, Shawn Griggy
  • Patent number: 8967389
    Abstract: A document recycle box is provided to comprise: a housing 60, a cover 52 rotatably attached to housing 60, a convey belt device 51 of a recycle conveyor device 50 attached to one of housing 60 or cover 52 along one side of a recycle pathway 11 extending within housing 60, a plurality of rollers 53 of recycle conveyor device 50 attached to the other of housing 60 or cover 52 along the other side of recycle pathway 11 on the opposite side of conveyor belt device 51, and a drum device 43 rotatably disposed within housing 60. Cover 52 may be released from housing 60 to move recycle conveyor 50 away from rollers 53 to easily remove a jammed document within recycle pathway 11.
    Type: Grant
    Filed: January 22, 2013
    Date of Patent: March 3, 2015
    Assignee: Japan Cash Machine Co., Ltd.
    Inventors: Tetsuya Tomiyoshi, Katsuya Sadahiro, Kengo Akashi
  • Patent number: 8851367
    Abstract: A money processing device is provided with a mode setting unit for setting a processing mode relating to a form of a process to be executed so that the mode can be switched between a mode for performing temporal retention and a mode for not performing the temporal retention, in response to a user's command, and is constituted so that, at the time of a process for depositing money or a process for withdrawing money, if the processing mode is set to the escrow mode, the deposit money or the withdrawal money is temporarily suspended, whereas if the processing mode is set to the non-escrow mode, the deposit money or the withdrawal money cannot be temporarily retained. Thereby, at the time of the process for depositing money or the process for withdrawing money, whether or not the operation for temporarily retaining money is performed can be changed by a user.
    Type: Grant
    Filed: September 11, 2009
    Date of Patent: October 7, 2014
    Assignee: Glory Ltd.
    Inventors: Tasuku Nakamoto, Takahisa Uno, Yoshikatsu Mizushima
  • Patent number: 8807316
    Abstract: Disclosed are a banknote processing system and method. The system comprises: a terminal (1), an identification unit (2), a physical banknote box (4), a banknote box information storage unit (5), and a main control unit (3). The identification unit (2) detects the banknotes getting in or out of the physical banknote box (4) to obtain inherent information of the banknotes; the main control unit (3) updates a virtual electronic banknote box according to the inherent information of the banknotes, and determine information of the banknotes in the physical banknote box (4) according to the information of the virtual electronic banknote box. The virtual electronic banknote box is a set of the inherent information of the banknotes, wherein the inherent information of the virtual electronic banknote box is one-to-one mapped to the banknotes in the physical banknote box (4), and the storage sequence of the inherent information is the same as the placement sequence of the banknotes in the physical banknote box (4).
    Type: Grant
    Filed: November 10, 2011
    Date of Patent: August 19, 2014
    Assignee: GRG Banking Equipment Co., Ltd.
    Inventors: Yedong Li, Zhiqiang Sun, Yanwen Ha
  • Patent number: 8800864
    Abstract: A banking system is controlled responsive to data included on data bearing records. The system includes a deposit accepting machine for accepting deposit items, such as deposit bags, currency, and checks. The deposit accepting machine includes a card reader operable to read financial account data from cards of depositors. The machine includes a RFID reader that wirelessly reads data from RFID tags on deposited items, including account number and deposit amount data. A computer credits the account for the read deposit amount. The machine, which can also dispense cash, further includes an NFC reader that can wirelessly receive cash loading data from an NFC component on a cash handler's cash transport bag. The cash loading data can include an amount of cash loaded into the machine. The machine can wirelessly transmit to the bag, dispense data that includes the amount of cash dispensed since the last cash loading.
    Type: Grant
    Filed: June 4, 2012
    Date of Patent: August 12, 2014
    Assignee: Diebold, Incorporated
    Inventors: H. Thomas Graef, Robert V. Artino, Rodney J. Reese, Michael A. Meffie, J. Richard Hanna, Randall W. Jenkins, Mark A. DePietro, Steven R. Davis
  • Publication number: 20140012413
    Abstract: Provided are medium handling apparatus and method. The medium handling apparatus comprises an identification number recognition module recognizing an identification number of a medium, a memory in which a condition with respect to a management target medium is stored, and a controller determining whether the identification number of the medium recognized by the identification number recognition module satisfies the condition with respect to the management target medium stored in the memory to determine whether the medium is the management target medium.
    Type: Application
    Filed: July 3, 2013
    Publication date: January 9, 2014
    Inventor: Han Cheol CHO
  • Patent number: 8573480
    Abstract: An automated banking machine operates to cause financial transfers responsive to data read from data bearing records. The automated banking machine includes a card reader operative to read card data from user cards corresponding to financial accounts. The automated banking machine also includes a display and a printer to produce records of financial transactions carried out with the machine. The card reader is operative to read and return card information read from the user card responsive. The automated banking machine further includes a sheet detector that is operative to detect at least one property usable to distinguish between the presence or absence of a sheet and/or determine a property of the sheet.
    Type: Grant
    Filed: December 5, 2011
    Date of Patent: November 5, 2013
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Songtao Ma, David Vidmar, Michael Russell, Larry Harmon, Eric Klein, Jeffery M. Enright, Mike R. Ryan, Wayne Wellbaum
  • Patent number: 8573482
    Abstract: An apparatus including an automated banking machine is operative to cause financial transfers responsive at least in part to data read from data bearing records. The machine includes a card reader that is operative to read card data usable to identify at least one of a user of the machine and a financial account. A computer associated with the machine is operative to cause card data to be read through operation of the card reader, and to cause a determination to be made that read card data corresponds to a financial account authorized to conduct a transaction through the machine. The computer is operative responsive at least in part to the determination to cause the financial account to be at least one of assessed and credited with a value associated with a financial transaction.
    Type: Grant
    Filed: March 14, 2012
    Date of Patent: November 5, 2013
    Assignee: Diebold Self-Service Systems division of Diebold Incorporated
    Inventors: Richard C. Lute, Mark A. Douglass, Roy Mleziva, Shawn Griggy
  • Patent number: 8560452
    Abstract: Methods and systems for routing payment transactions electronically involve interrogating by computer logic each payment transaction received by a payments interface processor to identify a payment destination and a payment source and to determine, according to pre-defined parameters, whether the payment transaction is eligible for processing via an internal payment transaction processor of the financial institution that minimizes processing costs. Eligible payment transactions may be routed, for example, to an internal debit or credit card processor or ACH processor, and ineligible payment transactions may be routed to external card processing networks.
    Type: Grant
    Filed: April 19, 2013
    Date of Patent: October 15, 2013
    Assignee: Citicorp Credit Services, Inc.
    Inventors: Sean T. Lynch, Dickson Chu
  • Patent number: 8534548
    Abstract: An automated banking machine is operable to cause financial transfers responsive to data read from data bearing records. The machine includes a card reader that can read card data from user cards corresponding to financial accounts. The machine is operative responsive to read card data to carry out transactions that transfer and/or allocate funds between accounts. The machine can also provide machine users with a receipt for transactions conducted. The machine includes a cash dispenser that can dispense cash to users, and cause the value of dispensed cash to be assessed to accounts corresponding to the read card data. The machine also includes a sheet accepting device that can receive currency notes and/or checks from users. An account that corresponds to the read card data can be credited for the value of received notes and/or checks.
    Type: Grant
    Filed: October 8, 2012
    Date of Patent: September 17, 2013
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Jeffrey M Eastman, Brian Jones, Michael S. Johnson, Shawn Griggy, Jeff A. Brannan, Michael Harty, Robert W. Barnett, Eric S. VanKeulen, Mike P. Ryan, William D. Beskitt, Kenneth Turocy
  • Publication number: 20130153361
    Abstract: Disclosed is an automatic transaction apparatus comprising an upper unit and a lower unit, wherein a means is provided for reducing the cost of manufacturing the upper unit. An automatic transaction apparatus comprises: an upper unit (2a) provided with a bill deposit/withdrawal part (3) and a sorting part (4); and a lower unit (2b) comprising denomination-specific cassettes (13) and a reject storage part (15). The automatic transaction apparatus is provided with: an upper conveyance path (7) which conveys bills to the parts in the upper unit (2a); and a lower conveyance path (10) which is connected to the upper conveyance path (7) and is disposed in the lower unit (2b), and which branches midway and conveys bills to the denomination-specific cassettes (13) or the reject storage part (15).
    Type: Application
    Filed: May 9, 2011
    Publication date: June 20, 2013
    Applicant: OKI ELECTRIC INDUSTRY CO., LTD.
    Inventor: Mamoru Iizuka
  • Patent number: 8447693
    Abstract: Methods and systems for routing payment transactions electronically involve interrogating by computer logic each payment transaction received by a payments interface processor to identify a payment destination and a payment source and to determine, according to pre-defined parameters, whether the payment transaction is eligible for processing via an internal payment transaction processor of the financial institution that minimizes processing costs. Eligible payment transactions may be routed, for example, to an internal debit or credit card processor or ACH processor, and ineligible payment transactions may be routed to external card processing networks.
    Type: Grant
    Filed: April 13, 2011
    Date of Patent: May 21, 2013
    Assignee: Citicorp Credit Services, Inc.
    Inventors: Sean T. Lynch, Dickson Chu
  • Publication number: 20130118861
    Abstract: Disclosed are a banknote processing system and method. The system comprises: a terminal (1), an identification unit (2), a physical banknote box (4), a banknote box information storage unit (5), and a main control unit (3). The identification unit (2) detects the banknotes getting in or out of the physical banknote box (4) to obtain inherent information of the banknotes; the main control unit (3) updates a virtual electronic banknote box according to the inherent information of the banknotes, and determine information of the banknotes in the physical banknote box (4) according to the information of the virtual electronic banknote box. The virtual electronic banknote box is a set of the inherent information of the banknotes, wherein the inherent information of the virtual electronic banknote box is one-to-one mapped to the banknotes in the physical banknote box (4), and the storage sequence of the inherent information is the same as the placement sequence of the banknotes in the physical banknote box (4).
    Type: Application
    Filed: November 10, 2011
    Publication date: May 16, 2013
    Applicant: GRG Banking Equipment Co., Ltd.
    Inventors: Yedong Li, Zhiqiang Sun, Yanwen Ha
  • Patent number: 8371451
    Abstract: A banknote handling apparatus 10 comprises a casing 12, an inlet 20 configured for inserting banknotes into the casing 12 from the exterior thereof, a plurality of storages 40 provided in a lower portion of the casing 12, in a substantially horizontal direction and in parallel relative to one another, and respectively adapted for storing therein the banknotes, and an escrow storage 42 juxtaposed with the respective storages 40 in the casing and adapted for escrowing therein the banknotes inserted into the casing 12 from the exterior thereof through the inlet 20. A transport unit 30 adapted for transporting the banknotes between any two of the inlet 20, respective storages 40 and escrow storage 42 is provided above the respective storages 40 and escrow storage 42 in the casing 12. In addition, a plurality of diverters 36 are provided at diversion points 35 in the transport unit 30 toward each of the storages 40 and escrow storage 42, respectively.
    Type: Grant
    Filed: October 30, 2009
    Date of Patent: February 12, 2013
    Assignee: Glory Ltd.
    Inventors: Mikio Wada, Yasushi Yokota, Junichi Sekiguchi, Kenichi Hattori, Masayuki Mukaida, Hirofumi Masuki
  • Patent number: 8256624
    Abstract: A money handling apparatus includes a storage and feed unit that stores or feeds moneys, a transport unit that transports the moneys to the storage and feed unit or to outside of the apparatus, a deposit reject port that ejects a deposit reject money recognized as an improper money at the time of deposit processing so that it can be taken out from outside of the apparatus, and a transport control unit that controls the transport unit so that the moneys fed out by the storage and feed unit at the time of dispensing processing to the deposit reject port.
    Type: Grant
    Filed: March 25, 2009
    Date of Patent: September 4, 2012
    Assignee: Glory Ltd.
    Inventors: Kazuhiro Doi, Kenichi Tagashira
  • Patent number: 8205874
    Abstract: The invention relates to a device and a method for separating notes of value of a value note stack. The device comprises at least one input tray having an opening for the insertion of the value note stack and at least one closing element for closing and opening the opening of the input tray. Further, the device has at least one pressure element for pressing the notes of value inserted into the input tray against a pull-off element. The closing element and the pressure element are connected to each other.
    Type: Grant
    Filed: October 20, 2009
    Date of Patent: June 26, 2012
    Assignee: Wincor Nixdorf International GmbH
    Inventor: Uwe Krüger
  • Patent number: 8146804
    Abstract: Provided is a cash transaction machine including: a medium storage portion; a medium transfer module transferring a paper medium in a sheet unit from the medium storage portion; a temporary stack portion including an upwardly and downwardly movable supporter being provided to be adjacent to an outlet of the medium transfer module to stack the paper medium; a carriage receiving the paper medium from the supporter; and a carriage transfer portion transferring the carriage to a medium outlet in a state where stacked paper media is pressed, wherein the carriage includes a holder being provided in parallel with a moving direction of the carriage to support a bottom surface of the stacked paper media. The cash transaction machine may be constructed to enable a stack of paper media to maintain its arranged state while the paper media is being transferred and to simplify a transferring structure of paper media.
    Type: Grant
    Filed: December 18, 2008
    Date of Patent: April 3, 2012
    Assignee: Nautilus Hyosung Inc.
    Inventors: Je Seok Kong, Kyoung Bin Im, Won Joon Lee, Jin Hwan Cha, Young Il Choi
  • Patent number: 8095463
    Abstract: A system and method for replenishing prepaid account balances is disclosed. Consumers are issued a prepaid account card similar to a credit card. Funds are added to prepaid accounts at retail locations by providing cash or equivalent to a clerk along with the prepaid account card. The clerk swipes the prepaid account card in an authorization terminal and rings up the transaction in a manner similar to a normal credit card transaction. The transaction is transmitted to a bank which processes the transaction and notifies a replenishment system that the customer has added value to the prepaid account. The replenishment system provides the customer with a confirmation number associated with the transaction. The replenishment system notifies a prepaid engine for the prepaid account. The prepaid engine updates the user's prepaid account balance, thereby making funds available for future purchases by the user.
    Type: Grant
    Filed: August 2, 1999
    Date of Patent: January 10, 2012
    Assignee: Openwave Systems Inc.
    Inventor: Peter Hartmaier
  • Patent number: 8028989
    Abstract: A bottom surface of a stacking and accommodating portion is structured such as to be sloped to be lower in accordance with moving away from a paper carry-in side, and a push plate is controlled so as to be moved in a direction moving close to a carry-in port of the paper by detecting a stack paper width determined on the basis of a product of a stacked number count information of the papers and a thickness information per one paper, and the papers are accommodated.
    Type: Grant
    Filed: May 29, 2009
    Date of Patent: October 4, 2011
    Assignee: Hitachi-Omron Terminal Solutions, Corporation
    Inventors: Naofumi Kitagawa, Shinji Shibata, Minoru Kadowaki
  • Patent number: 7975909
    Abstract: Disclosed are an automatic transaction machine and method of rejecting a paper medium in the automatic transaction machine. The automatic transaction machine includes a medium storage portion; a first medium transfer module transferring a paper medium in a sheet unit from the medium storage portion; a temporary stack portion provided adjacent to an outlet of the first medium transfer module, stacking the paper medium, and having a vertically movable supporter; a second medium transfer module for transferring, to a medium outlet, the paper medium transmitted from the supporter having been upwardly moved; and a rejection portion positioned below the supporter, and including a rejection inlet vertically movable together with the supporter.
    Type: Grant
    Filed: December 18, 2008
    Date of Patent: July 12, 2011
    Assignee: Nautilus Hyosung Inc.
    Inventors: Won Joon Lee, Jin Hwan Cha
  • Patent number: 7959146
    Abstract: Means for superposing a bundle of value sheets which have been misfed from a value sheet store is disclosed. Also disclosed is a value sheet handler which includes a first value sheet store for receiving value sheets from, and dispensing value sheets to, a user and a second value sheet store where the second value sheet store provides value sheets to resupply the first value sheet store. The handler may include means for detecting a misfeed from the second value sheet store and a bundle of misfed value sheets may be stored in a third store after superposition of the bundle, where it includes overlapping value sheets.
    Type: Grant
    Filed: July 27, 2006
    Date of Patent: June 14, 2011
    Assignee: MEI, Inc.
    Inventors: Andre Gerlier, Andreas Wuthrich
  • Patent number: 7950526
    Abstract: An apparatus and a method for executing a money deposit transaction. During a money deposit transaction the state of the bank notes to be deposited is ascertained, bank notes being in a good state are made available to the depositor after the completion of the money deposit transaction, while bank notes being in an unsatisfactory state are withheld.
    Type: Grant
    Filed: January 29, 2004
    Date of Patent: May 31, 2011
    Assignee: Giesecke & Devrient GmbH
    Inventor: Christoph Mätzig
  • Patent number: 7854379
    Abstract: A system for sensing coded records and structures for sensing coded records are used to sense sheets including notes and checks. The system includes at least one movable sheet supporting plate member in an automated banking machine. An angular reflective piece operatively connected with the plate member enables sensing sheets using radiation from transversely positioned sensors. The automated banking machine includes a deposit accepting device. The deposit accepting device is operative to receive a stack of sheets and to separate each sheet from the stack through operation of a picker. Each sheet is aligned with the sheet path and analyzed by analysis devices including at least one magnetic read head, an imager and/or a validation device. Sheets determined not to have at least one property of a genuine sheet are returned to a user of the machine. Sheets determined to have at least one property of genuine sheets are processed and stored in the machine.
    Type: Grant
    Filed: November 8, 2007
    Date of Patent: December 21, 2010
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Songtao Ma, William D. Beskitt
  • Patent number: 7438220
    Abstract: An automated banking machine includes a card reader, a display device, a currency dispenser, and a deposit storage chest. The machine can receive user deposits for storage in the chest. The machine includes a card reader cooling device. The machine can also facilitate cooling of the display device.
    Type: Grant
    Filed: February 9, 2007
    Date of Patent: October 21, 2008
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Paul D. Magee, David Barker, Patrick Ryan, Donald W. Harry, Richard E. Dunlap, Gerald T. Sedlock, Terry L. Schreffler, Terry E. Doll, Richard W. McCracken, Walter J. Szabat, Tim E. Kerstetter, Darling D. Thomas
  • Patent number: 7431205
    Abstract: A banknote receipt and payout apparatus including: a receipt and pay-out opening for carrying out either or both of payout and stacking of charged banknotes: a banknote determining part for determining denominations of banknotes, a plurality of banknote storage and discharge bins arranged to store therein and discharge therefrom, different denominations of banknotes, respectively, a transfer path connecting among the receipt and payout opening, the banknote determining part, the banknote storage and discharge bins and a receipt bin, for transferring the banknotes, and a loading and collecting bin arranged to load and collect the banknotes into and from the banknotes storage and discharge bin, for accommodating therein different denominations of banknotes, wherein the banknotes are stacked in the storage and discharge bins in a vertical direction, and are stacked in a horizontal direction in the receipt bin and the loading and colleting bin with a standing posture.
    Type: Grant
    Filed: March 21, 2007
    Date of Patent: October 7, 2008
    Assignee: Hitachi-Omron Terminal Solutions Corp.
    Inventors: Akira Nomiyama, Riichi Katou
  • Patent number: 7428983
    Abstract: Provided is a banknote receipt and payout apparatus which handles several denominations, having a banknote loading and collecting function, and which is capable of handling several denominations. A banknote receipt and payout apparatus comprising a receipt and payout opening for paying out banknotes introduced thereinto by a user, and for stacking therein banknotes to be delivered to a user, a banknote checking part for checking banknotes, a banknote storage and discharge bin for carrying one or both of storing and discharging of banknote notes, a loading and collecting bin 8 for loading and collecting banknotes, and a transfer path for transferring banknotes, wherein the banknote storage and discharge bin is of a vertical type in which banknotes are stacked in a horizontal posture, and the loading and collecting bin is of a horizontal type in which banknotes are stacked in a standing posture.
    Type: Grant
    Filed: October 25, 2005
    Date of Patent: September 30, 2008
    Assignee: Hitachi-Omron Terminal Solutions Corp.
    Inventors: Akira Nomiyama, Riichi Katou
  • Patent number: 7357303
    Abstract: When using an inexpensive deposit box in a provided bill handling apparatus, bills that can be deposited are increased irrespective of a limit in the number of bills that can be stacked in the deposit box. In a bill handling apparatus including a bill deposit/withdrawal port for depositing/withdrawing bills, a bill discrimination section for discriminating bills, a temporary storage box for temporarily storing bills, a deposit box for accepting reject bills and bills other than pertinent bill kinds, bill acceptance boxes for accepting the pertinent bill kinds, bill transport paths for transporting bills, and a main control section for controlling the whole apparatus, the number of bills that can be deposited is increased by providing a section for counting bills transported to the deposit box and a section for temporarily stopping bill separation from the temporary storage box.
    Type: Grant
    Filed: June 30, 2004
    Date of Patent: April 15, 2008
    Assignee: Hitachi-Omron Terminal Solutions, Corp.
    Inventors: Yukie Taniyama, Yukihiro Taninaka
  • Patent number: 7337951
    Abstract: Deposited cash is housed in a recycling housing portion after designating a sector defining whether or not withdrawal will be possible, amount data relating to the deposited amount being managed by counters based on the designated management sector, amount data relating to an amount withdrawn being managed by the counters when cash housed in the recycling housing portion is withdrawn based on a withdrawal instruction, and at least a portion of the cash housed in the recycling housing portion being conveyed to and housed in a cassette housing portion based on a transfer instruction input via a depositing and dispensing control panel.
    Type: Grant
    Filed: February 27, 2002
    Date of Patent: March 4, 2008
    Assignee: Fujitsu Limited
    Inventors: Katsuhiko Uchiyama, Tsutomu Uematsu, Kazushi Watari, Takahiko Tanaka
  • Patent number: 7322518
    Abstract: A bill depositing/dispensing apparatus being fitted with a plurality of storing boxes for storing bills including a deposited bill box, an outgoing bill box, a recycle box, and an acceptance box with multi-compartments for sorted storing of bills. The acceptance box has a fitting mechanism common to at least one of a fitting mechanism of the deposited bill box, the outgoing bill box and the recycle box, and has a slot in a same position to at least one of the deposited bill box, the outgoing bill box and the recycle box. Further, the acceptance box has a plurality of storages for storing bills conveyed in through a common slot, and are arranged in a horizontal direction within the acceptance box. At least two storages of the plurality of storages are arranged with an inclination in a same direction relative to a bottom surface of the acceptance box.
    Type: Grant
    Filed: May 29, 2007
    Date of Patent: January 29, 2008
    Assignee: Hitachi-Omron Terminal Solutions, Corp.
    Inventors: Toshinori Yokoi, Atsuko Uozumi, Riichi Kato
  • Patent number: 7249707
    Abstract: A bill depositing/dispensing apparatus convenient to use and capable of readily adapting itself to operations to handle many denominations and/or a large number of bills or operations to sort and handle a small number of bills is to be provided. Storing boxes differing in the purpose of use including a deposit box, a first acceptance box with multi-compartments, a second acceptance box with multi-compartments, recycle boxes and a loading/recovering box are configured to have a common external shape, inlet/outlet and driving unit, and a storing box selected according to the purpose of use is fitted to the bill depositing/dispensing apparatus.
    Type: Grant
    Filed: May 19, 2005
    Date of Patent: July 31, 2007
    Assignee: Hitachi-Omron Terminal Solutions, Corp.
    Inventors: Toshinori Yokoi, Atsuko Uozumi, Riichi Kato
  • Patent number: 7246743
    Abstract: An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be dispensed to the user from the ATM in exchange for the deposited check. The ATMs dispense cash responsive to communications with a transaction host.
    Type: Grant
    Filed: March 8, 2006
    Date of Patent: July 24, 2007
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Thomas A. VanKirk, Jon E. Washington, Brian Jones, William D. Beskitt, Harry Thomas Graef, David A. Peters, Damon J. Blackford, Dale H. Blackson, Edward L. Laskowski, Songtao Ma, Tim Crews, Kenneth Turocy, Douglas T. Dominick, Jason J. Smolk, Brian E. Lucas, Bradley Lightner
  • Patent number: 7229010
    Abstract: An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be dispensed to the user from the ATM in exchange for the deposited check. The ATMs dispense cash responsive to communications with a transaction host.
    Type: Grant
    Filed: March 8, 2006
    Date of Patent: June 12, 2007
    Inventors: Thomas A. VanKirk, Jon E. Washington, Brian Jones, William D. Beskitt, Harry Thomas Graef, David A. Peters, Damon J. Blackford, Dale H. Blackson, Edward L. Laskowski, Songtao Ma, Tim Crews, Kenneth Turocy, Douglas T. Dominick, Jason J. Smolk, Brian E. Lucas, Bradley Lightner
  • Patent number: 7086585
    Abstract: A media dispenser comprises: a casing separatably installed on a mounting portion of a media dispenser having an eject hole through which media is ejected, and including a media receipt portion on which the media ejected from the eject hole is mounted and an opening portion through which the media on the media receipt portion can be withdrawn by a user; a door for opening/closing the opening portion by a door moving device; and a media guiding portion installed on the eject hole for guiding the media to be ejected on the media receipt portion as facing the opening portion.
    Type: Grant
    Filed: December 26, 2002
    Date of Patent: August 8, 2006
    Assignee: LG N-Sys Inc.
    Inventor: Byung-Mok Lee
  • Patent number: 6978926
    Abstract: The invention provides a circulating type bank note depositing and dispensing machine with which the progress of depositing and dispensing is made visible from a customer side, speeding up the temporary storage of deposited bank notes and facilitating the return of the temporarily stored bank notes if the deposit is not approved. The bank note depositing and dispensing ports are disposed on the upper side of the machine body, making it possible for a customer to observe or check the progress of a deposit or dispensing. Temporarily stored deposited bank notes are disposed in the front side area of the machine body, and if the deposit is not approved, the front side door of the temporary storage portion opens to allow the temporarily stored bank notes to be taken out from the front side of the machine body, facilitating the quick return of the temporarily stored bank notes.
    Type: Grant
    Filed: October 23, 2003
    Date of Patent: December 27, 2005
    Assignee: Glory Ltd.
    Inventors: Toshihiko Kobayashi, Hitoshi Kobayashi, Manabu Yamada, Tsuguo Mizoro, Shigeki Nakatsuka
  • Patent number: 6848612
    Abstract: A store sales proceed depositing machine having a deposit operation panel at one side of the machine, a storage unit storing deposited cash, and an external communications unit communicating with a cash logistics company and a financial institution. A cashing operation panel is provided at a side of the machine different from the deposit operation panel. Inside the machine are provided a cashing controller; a second cash storage unit storing a predetermined amount of cash for a cashing service; a second cash temporary holder removing, counting, and then temporary holding cash from the second cash storage unit, the amount having been entered at the cashing operation panel; and a cashing processor dispensing cash from the second cash temporary holder and issuing a receipt. The cashing controller verifies user identification, confirms the user's account balance, dispenses cash from the user's account, and notifies the financial institution.
    Type: Grant
    Filed: December 27, 2000
    Date of Patent: February 1, 2005
    Assignee: Fujitsu Limited
    Inventors: Tsutomu Uematsu, Takahiko Tanaka, Chisato Hiyama, Kou Ezoe, Kauzshi Watari, Katsuhiko Uchiyama
  • Patent number: 6824047
    Abstract: The technique of the present invention effectively prevents banknotes from being stored in an inadequate state in a cabinet of a cash recycling-type bill handing machine. In the bill handling machine, it is determined whether or not the conveyance state of each banknote is within an allowable range Wst fit for storage in a recycle cabinet, and unfit banknotes are conveyed to a non-recycle cabinet. The determination is based on a deviation Ost of each banknote in conveying position. This arrangement desirably prevents storage of banknotes in the recycle cabinet in an inadequate state and stabilizes operations of the bill handling machine.
    Type: Grant
    Filed: September 6, 2002
    Date of Patent: November 30, 2004
    Assignee: Hitachi, Ltd.
    Inventors: Riichi Katou, Shinji Shibata, Akira Nomiyama
  • Patent number: 6811078
    Abstract: A point-of-transaction machine that allows global users to reach all aspects of their finances, from their brokerage account to their banks, mortgage accounts, credit card accounts and more. Unlike conventional ATMs where you can only reach your bank account(s), the initial screen when signed on will give the global user options on which account or accounts they want to transact business. This initial screen will satisfy the banking, mortgage, and security law requirements of most countries, including those of the United States and Canada where such companies are required to be independent. The point-of-transaction machine will collect fees for each transaction, similar to current ATM usage fee agreements and will allow certain users to complete transactions without fees.
    Type: Grant
    Filed: January 10, 2003
    Date of Patent: November 2, 2004
    Inventor: Monica L. Workens
  • Publication number: 20040134839
    Abstract: To provide a circulating type bank note depositing and dispensing machine 11, with which the progressing state of a depositing process and a dispensing process are made visible from a customer side, capable of quickening temporary storage of deposited bank notes and quickening and facilitating the return of the temporarily stored bank notes when the depositing is not approved.
    Type: Application
    Filed: October 23, 2003
    Publication date: July 15, 2004
    Applicant: Glory, Ltd.
    Inventors: Toshihiko Kobayashi, Hitoshi Kobayashi, Manabu Yamada, Tsuguo Mizoro, Shigeki Nakatsuka
  • Patent number: 6755340
    Abstract: A method and arrangement for processing negotiable instruments (20) such as banknotes or monetary payment forms in an automatic banking machine (10), having the features: Inserting the negotiable instruments (20) into an input compartment (18), setting a control criterion on the basis of the type of negotiable instruments (20) to be processed, transporting the negotiable instruments (20) one after the other from the input compartment (18) and through a negotiable instrument recording device (24, 26) into a temporary store (30); the nominal value of banknotes is stored in a value store, payment forms are depicted and the image data stored in an image store; depositing the negotiable instruments (20) from the temporary store (30) in at least one secure store (34, 36) after completion of a deposit operation.
    Type: Grant
    Filed: July 27, 2001
    Date of Patent: June 29, 2004
    Assignee: Wincor Nixdorf GmbH & Co. KG
    Inventors: Hans-Günther Voss, Heinz Ademmer, Martin Löser
  • Patent number: 6742645
    Abstract: A paper currency receiving system is constructed to include a paper currency take-up unit adapted for taking up paper currency inserted therein, a paper currency verification unit inserted into the paper currency take-up unit at a bottom side and adapted for verifying authenticity of inserted paper currency, the paper currency verification unit having two coupling spring plates adapted for securing the paper currency verification unit to the paper currency take-up unit, and a paper currency storage cabinet attached to the paper currency take-up unit at a back side and adapted to collect paper currency from the paper currency take-up unit, the paper currency take-up unit having a spring latch adapted for locking the paper currency storage cabinet and a control button adapted for disengaging the spring latch from the paper currency storage cabinet.
    Type: Grant
    Filed: December 17, 2001
    Date of Patent: June 1, 2004
    Assignee: International Currency Technologies Corporation
    Inventor: Shang-Ter Chou
  • Patent number: 6712219
    Abstract: A bill receiving and dispensing device cooperates with a bill cassette, when the bill receiving and dispensing device is replenished with bills or when bills are collected from it, in such a manner that cash is not exposed to the public eye. At the time of replenishment of bills, the bill cassette, in which a fixed number of sheets of bills are accommodated, is received at an inlet/outlet opening of the bill receiving and dispensing device, and the bills within the bill cassette are inserted into the device by a manual operation. The inserted bills are accommodated in a bill accommodation box based on the result of determinations made in a discriminating portion. At the time of collecting bills, an empty bill cassette is received at the inlet/outlet opening and bills are drawn out from the bill accommodation box and are transferred to the bill cassette.
    Type: Grant
    Filed: August 31, 2001
    Date of Patent: March 30, 2004
    Assignee: Oki Electric Industry Co, Ltd.
    Inventors: Satoru Kobayashi, Yukihiro Nemoto, Takashi Okada
  • Patent number: 6702148
    Abstract: A paper feed assembly is disclosed whereby a single driver is used to both engage a paper to be acted on, move or feed the paper to a pre-determined area, and then retract so that the paper may be acted on. The paper feed assembly according to the present invention comprises a motor, a cage, a gear train, and a roller arm. The paper feed assembly being design to permit the motor to rotate in a first and a second rotation and to engage or retract from the paper in response to the first or the second rotation.
    Type: Grant
    Filed: April 4, 2002
    Date of Patent: March 9, 2004
    Assignee: Addmaster Corporation
    Inventor: Donald R. McCombes
  • Patent number: 6663001
    Abstract: A self service terminal (SST) 10 is described, having a deposit means 18 for allowing a user to deposit a number of media items into the SST. A single media transport path 20 transports deposited items via an escrow storage 22 to either a check bin 24 or a banknote bin 26. Items may be determined as banknotes or checks either automatically by the SST, by means of a media scanner and verifier 30, or manually, by allowing the user to identify the deposited items. The SST also comprises a safe 34, within which the banknote bin 26 is located. Embodiments of the invention may provide the check bin 24 either within or outside the safe 34. Various methods of processing media deposited into the SST are also described.
    Type: Grant
    Filed: November 14, 2002
    Date of Patent: December 16, 2003
    Assignee: NCR Corporation
    Inventors: Robert J. Suttie, Patrick Strachan, Symon P. A. Buckman, Marcus Haley
  • Patent number: 6607124
    Abstract: The invention relates to an automated transaction machine of the recycling currency type. The machine permits a merchant to both store and withdraw cash. The machine also permits a customer to withdraw cash. The automated transaction machine includes a chest portion and a top housing portion. The portions have a front side and a rear side. The rear side of the machine is primarily intended for use by the merchant. The front side of the machine is primarily intended for use by a customer. The merchant side of the chest portion includes an inlet opening for inserting cash and an outlet opening for dispensing cash. The customer side of the chest portion also includes an outlet opening for dispensing cash. The top housing portion includes a separate user interface on the merchant side and a separate user interface on the customer side.
    Type: Grant
    Filed: September 19, 2000
    Date of Patent: August 19, 2003
    Assignee: Diebold, Incorporated
    Inventors: Andrew Junkins, Nat Ramachandran, Mark Owens, Mark D. Smith, Sean Haney, Matthew Force, H. Thomas Graef, Elizabeth M. Herrera, Robert G. Miller
  • Publication number: 20030121077
    Abstract: The technique of the present invention effectively prevents banknotes from being stored in an inadequate state in a cabinet of a cash recycling-type bill handing machine. In the bill handling machine, it is determined whether or not the conveyance state of each banknote is within an allowable range Wst fit for storage in a recycle cabinet, and unfit banknotes are conveyed to a non-recycle cabinet. The determination is based on a deviation Ost of each banknote in conveying position. This arrangement desirably prevents storage of banknotes in the recycle cabinet in an inadequate state and stabilizes operations of the bill handling machine.
    Type: Application
    Filed: September 6, 2002
    Publication date: June 26, 2003
    Inventors: Riichi Katou, Shinji Shibata, Akira Nomiyama
  • Patent number: 6554185
    Abstract: An automated banking machine (10) includes a deposit accepting apparatus (44) which is capable of accepting and authenticating instruments, as well as accepting envelopes deposited into the machine by a user. A transport section (46) is operative to engage and transport deposited items selectively from an inlet (48) to an outlet (50). A deposit holding module (90) includes compartments (98, 106) which are operative to hold different types of deposits. The machine operates to selectively move a compartment into communication with the outlet based on the particular type of item being deposited. The depository apparatus is further operative to acquire image and magnetic profile data from deposited instruments, to manipulate the image and profile data and to analyze and resolve characters in selected areas thereof. The data from deposited instruments is used for determining if a user is authorized to conduct certain requested transactions at the machine.
    Type: Grant
    Filed: November 27, 2000
    Date of Patent: April 29, 2003
    Assignee: Diebold, Incorporated
    Inventors: Craig A. Montross, Martin J. Brown, Todd Galloway, Robert W. Barnett, Mike Ryan, James R. Kay, Mark A. Ward, David A. Peters, Alan Day