Abstract: A banking system is controlled responsive to data included on data bearing records. The system includes a deposit accepting machine for accepting deposit items, such as deposit bags, currency, and checks. The deposit accepting machine includes a card reader operable to read financial account data from cards of depositors. The machine includes a RFID reader that wirelessly reads data from RFID tags on deposited items, including account number and deposit amount data. A computer credits the account for the read deposit amount. The machine, which can also dispense cash, further includes an NFC reader that can wirelessly receive cash loading data from an NFC component on a cash handler's cash transport bag. The cash loading data can include an amount of cash loaded into the machine. The machine can wirelessly transmit to the bag, dispense data that includes the amount of cash dispensed since the last cash loading.

Abstract: A deposit management system is operable responsive to data read from data bearing records. The system is associated with financial funds depositories. Each depository can accept items, such as deposit bags. Each depository includes a bar code reader that can read data from a bar code label that is located on a deposit bag. The system allows merchants to preregister a deposit before performing the deposit. A preregistered deposit is linked with a deposit identifier in a data store. The deposit identifier can be represented in a bar code. If the system determines that a depository read a bar code having a deposit identifier that corresponds in the data store to a preregistered deposit, then that depository is operated to automatically unlock its deposit entry door to permit the deposit. The system also allows merchants to review their deposit history.

Abstract: An apparatus including an automated banking machine is operative to cause financial transfers responsive at least in part to data read from data bearing records. The machine includes a card reader that is operative to read card data usable to identify at least one of a user of the machine and a financial account. A computer associated with the machine is operative to cause card data to be read through operation of the card reader, and to cause a determination to be made that read card data corresponds to a financial account authorized to conduct a transaction through the machine. The computer is operative responsive at least in part to the determination to cause the financial account to be at least one of assessed and credited with a value associated with a financial transaction. Transaction function devices of the machine are supported through slides that can be configured in different ways to facilitate mounting of devices within the machine.

Abstract: An apparatus that operates to cause financial transfers responsive to data read from data bearing records, includes a processor that is in operative connection with a card reader and a touch screen display. The processor can cause the card reader to read card data from a user card, and can determine whether the read card data corresponds to an authorized financial account. Without the touch screen display surface visibly providing indicia that corresponds to a desired character, the user can still input the character through user contact with the touch screen display surface. The processor can resolve the desired character from the user contact.

Abstract: The invention relates to a device (10, 50, 60, 200) for handling notes of value. The device (10, 50, 60, 200) comprises a radio unit (20) for sending data from the device (10, 50, 60, 200) to a service unit (22) via mobile radio (24). Further, the device (10, 50, 60, 200) has a safe (12, 202) in which at least one cash cassette (14a, 14b, 100, 204a, 204b) is accommodated. The cash cassette (14a, 14b, 100, 204a, 204b) comprises an authentication data memory (18a, 18b, 106, 208a, 208b) in which authentication data for the unambiguous authentication of the cash cassette (14a, 14b, 100, 204a, 204b) by the service unit (22) are stored. The radio unit (20) transmits the authentication data and stock data with information on the current stock of notes of value in the cash cassette (14a, 14b, 100, 204a, 204b) to the service unit (22) via mobile radio (24). A further aspect of the invention relates to a cash cassette (100, 204a, 204b) for holding notes of value.

Abstract: The invention relates to a container (10) for holding notes of value, which comprises a housing part (12) and a cover (14) for closing an opening of the housing part (12). The cover (14) has a closing element (34) which is movable in at least one unlocking direction (P1) and which in a locked state is engaged with an engagement area (48) of the housing part (12) that is complementary to the closing element (34). The closing element (34) is movable in unlocking direction (P1) into an unlocked state for unlocking. Further, the container (10) comprises a rotatably mounted retaining element (58) which, in a first position of the container (10), is arranged such that the closing element (34) is movable in unlocking direction (P1) from the locked state into the unlocked state for unlocking.

Abstract: A money processing device is provided with a mode setting unit for setting a processing mode relating to a form of a process to be executed so that the mode can be switched between a mode for performing temporal retention and a mode for not performing the temporal retention, in response to a user's command, and is constituted so that, at the time of a process for depositing money or a process for withdrawing money, if the processing mode is set to the escrow mode, the deposit money or the withdrawal money is temporarily suspended, whereas if the processing mode is set to the non-escrow mode, the deposit money or the withdrawal money cannot be temporarily retained. Thereby, at the time of the process for depositing money or the process for withdrawing money, whether or not the operation for temporarily retaining money is performed can be changed by a user.

Abstract: A cash box system with a cash container for receiving cash is described. The cash container has an inlet opening which can be closed by a cover and a locking mechanism having a locked state in which the cover is locked in a position closing the inlet opening, and a release state in which the cover is unlocked and can be brought in a position to release the inlet opening. The locking mechanism is configured such that it is forcibly transferred from the locked state to the release state when the cash container is emptied. The cash box system is preferably for a vending machine in which the cash container is inserted.

Abstract: A card actuated automated banking machine (10) is operative to early out financial transactions responsive to data included on user cards. The banking machine includes a user interface (15) including a display (24). The user interface includes a card reader (16) which is operative to read data on user cards which identify at least one of user and a user's financial accounts. A fascia of the machine includes a keypad (404, 438, 458) through which users input confidential data. Covers (400, 422, 430) prevent unauthorized persons from viewing confidential inputs to the keypad. Authorization signals assure that the display is operating in a manner that provides appropriate user instructions. A visual indicator is operative to indicate to a user that keypad inputs are being encrypted. Alternatively a touch screen display module (608) is operative to securely receive manual inputs and/or card data.

Abstract: A banking system is controlled responsive to data included on data bearing records. The system includes a deposit accepting machine for accepting deposit items, such as deposit bags, currency, and checks. The deposit accepting machine includes a card reader operable to read financial account data from cards of depositors. The machine includes a RFID reader that wirelessly reads data from RFID tags on deposited items, including account number and deposit amount data. A computer credits the account for the read deposit amount. The machine, which can also dispense cash, further includes an NFC reader that can wirelessly receive cash loading data from an NFC component on a cash handler's cash transport bag. The cash loading data can include an amount of cash loaded into the machine. The machine can wirelessly transmit to the bag, dispense data that includes the amount of cash dispensed since the last cash loading.

Abstract: A receiving and dispensing unit and a self-checkout system of an embodiment includes a coin receiving and dispensing device which holds received coins in accordance with the denomination and dispenses the held coins, and a bill receiving and dispensing device which holds received bills in accordance with the denomination and dispenses the held bills. The bill receiving and dispensing device is arranged to overlap the coin receiving and dispensing device in the height direction of the coin receiving and dispensing device.

Abstract: An electronic system and process for facilitating a financial transaction comprising a drop safe and a point-of-sale (POS) terminal, disposed at a retailer location, in communication with one another in which the POS terminal receives, from a user, a request to commence a drop request and, in response, instructs the drop safe to commence a drop request, whereupon after acceptance of the drop request the drop safe accepts, via a currency acceptor, currency that is identified and authenticated, and upon completion of the drop, the drop safe ascertains the total amount of accepted currency and transmits the ascertained amount to the POS terminal which then completes the transaction. The drop request may occur during a transaction with a customer for the purchase of goods or services or at other times. Other features are disclosed.

Abstract: A banking system is controlled responsive to data included on data bearing records. The system includes a deposit accepting machine for accepting deposit items, such as deposit bags, currency, and checks. The deposit accepting machine includes a card reader operable to read financial account data from cards of depositors. The machine includes a RFID reader that wirelessly reads data from RFID tags on deposited items, including account number and deposit amount data. A computer credits the account for the read deposit amount. The machine, which can also dispense cash, further includes an NFC reader that can wirelessly receive cash loading data from an NFC component on a cash handler's cash transport bag. The cash loading data can include an amount of cash loaded into the machine. The machine can wirelessly transmit to the bag, dispense data that includes the amount of cash dispensed since the last cash loading.

Abstract: An apparatus including an automated banking machine is operative to cause financial transfers responsive at least in part to data read from data bearing records. The machine includes a card reader that is operative to read card data usable to identify at least one of a user of the machine and a financial account. A computer associated with the machine is operative to cause card data to be read through operation of the card reader, and to cause a determination to be made that read card data corresponds to a financial account authorized to conduct a transaction through the machine. The computer is operative responsive at least in part to the determination to cause the financial account to be at least one of assessed and credited with a value associated with a financial transaction.

Abstract: An automated banking machine operates to carry out financial transactions responsive to data bearing records including account data read from user cards. The banking machine may accept checks and dispense cash to users. The machine is operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash is then dispensed to the user from the machine in exchange for the deposited checks.

Abstract: An automated banking machine is operable to cause financial transfers responsive to data read from data bearing records. The machine includes a card reader that can read card data from user cards corresponding to financial accounts. The machine is operative responsive to read card data to carry out transactions that transfer and/or allocate funds between accounts. The machine can also provide machine users with a receipt for transactions conducted. The machine includes a cash dispenser that can dispense cash to users, and cause the value of dispensed cash to be assessed to accounts corresponding to the read card data. The machine also includes a sheet accepting device that can receive currency notes and/or checks from users. An account that corresponds to the read card data can be credited for the value of received notes and/or checks.

Abstract: The present invention, relates to an apparatus for securing cassettes housed within an automatic teller machine (ATM). The apparatus comprises at least one barrier and a supporting structure for supporting at least one barrier. Each barrier is formed and arranged to be associated with a pair of adjacent cassettes and to be movable between a first position in which the barrier prevents removal of a pair of adjacent cassettes in use of the apparatus along their respective removal paths. The barrier is moveable to a second position in which the barrier prevents removal of one cassette of the pair of adjacent cassettes along its removal path and to a third position in which the barrier prevents removal of the other cassette of the pair of adjacent cassettes along its removal path. In use, only one cassette of a pair of adjacent cassettes is removable along its removal path when the barrier is in the second or third position.

Abstract: A receiving and dispensing unit and a self-checkout system of an embodiment includes a coin receiving and dispensing device which holds received coins in accordance with the denomination and dispenses the held coins, and a bill receiving and dispensing device which holds received bills in accordance with the denomination and dispenses the held bills. The bill receiving and dispensing device is arranged to overlap the coin receiving and dispensing device in the height direction of the coin receiving and dispensing device.

Abstract: A banknote handling apparatus 10 comprises a casing 12, an inlet 20 configured for inserting banknotes into the casing 12 from the exterior thereof, a plurality of storages 40 provided in a lower portion of the casing 12, in a substantially horizontal direction and in parallel relative to one another, and respectively adapted for storing therein the banknotes, and an escrow storage 42 juxtaposed with the respective storages 40 in the casing and adapted for escrowing therein the banknotes inserted into the casing 12 from the exterior thereof through the inlet 20. A transport unit 30 adapted for transporting the banknotes between any two of the inlet 20, respective storages 40 and escrow storage 42 is provided above the respective storages 40 and escrow storage 42 in the casing 12. In addition, a plurality of diverters 36 are provided at diversion points 35 in the transport unit 30 toward each of the storages 40 and escrow storage 42, respectively.

Abstract: Provided is an automatic teller machine (ATM), including: a body to process depositing or withdrawing of a paper medium; a cassette being slidably attached to and detached from the body, and comprising a cassette coupler formed on one side of the cassette to receive a power from the body, and to internally receive the paper medium; a receiving unit being formed within the body to install the cassette, and comprising a body coupler being combined with the cassette coupler when installing the cassette to thereby transfer the power from the body to the cassette; and a combining unit being formed on each of the body coupler and the cassette coupler so that a rotation center line of the body coupler and a rotation center line of the cassette coupler are matched on the same axial line to thereby combine the body coupler and the cassette coupler.

Abstract: An automated banking machine operates responsive to data read from data bearing records to cause financial transfers. The machine includes a card reader that operates to read card data from user cards. The card data corresponds to financial accounts. The automated banking machine includes a cash dispenser and the machine carries out transaction functions for consumers including dispensing cash responsive to. The amount of cash dispensed is verified through communication with a security manager.

Abstract: A bill box for use in a bill acceptor having a RFID read/write module and adapted for receiving bills from the bill acceptor is disclosed to include a housing having a bracket provided with locating grooves, bottom plates, stop plates, finger slot and stop grooves and suspending therein and dividing the internal space of the housing into a bill storage chamber and a partition chamber, and a memory carrier provided with stop blocks, retaining lugs, springy retainer and stop strips for quick mounting in the bracket in a detachable manner and carrying a wireless memory device for recording bill storage data by the wireless read/write module of the bill acceptor wirelessly for quick data check.

Abstract: The present invention relates to an apparatus and a method for accepting or dispensing or returning bank notes. An operator wishing to remove bank notes protruding from the apparatus for dispensing or returning, is assisted during removal in that the bank notes are transported towards the operator by the apparatus as soon as the operator grasps the bank notes and starts pulling or moving them out of the apparatus.

Abstract: Provided is a cash transaction machine including: a medium storage portion; a medium transfer module transferring a paper medium in a sheet unit from the medium storage portion; a temporary stack portion including an upwardly and downwardly movable supporter being provided to be adjacent to an outlet of the medium transfer module to stack the paper medium; a carriage receiving the paper medium from the supporter; and a carriage transfer portion transferring the carriage to a medium outlet in a state where stacked paper media is pressed, wherein the carriage includes a holder being provided in parallel with a moving direction of the carriage to support a bottom surface of the stacked paper media. The cash transaction machine may be constructed to enable a stack of paper media to maintain its arranged state while the paper media is being transferred and to simplify a transferring structure of paper media.

Abstract: An equipment (43) for storing in an orderly way banknotes (52) and/or papers and the like, for instance banknotes (52) for an automatic machine (39), provided for the formation of a stack (53). The equipment (43) comprises two spiral elements (81; 82) defining coils with respective axes (83; 84) directed in the sense of the stacking and terminal sections (86) adjacent to a stacking surface (77) at an end of the stack. The spiral elements (81; 82) are rotatable around the axes (83; 84) and are arranged for laterally receiving between the coils a leading portion of the entering banknote (52), moving the banknote (52), through the coils and in consequence of the rotation, on the stacking surface (77), and disengaging the banknote from the coils adjacent to the terminal section (86).

Abstract: A bottom surface of a stacking and accommodating portion is structured such as to be sloped to be lower in accordance with moving away from a paper carry-in side, and a push plate is controlled so as to be moved in a direction moving close to a carry-in port of the paper by detecting a stack paper width determined on the basis of a product of a stacked number count information of the papers and a thickness information per one paper, and the papers are accommodated.

Abstract: Disclosed are an automatic transaction machine and method of rejecting a paper medium in the automatic transaction machine. The automatic transaction machine includes a medium storage portion; a first medium transfer module transferring a paper medium in a sheet unit from the medium storage portion; a temporary stack portion provided adjacent to an outlet of the first medium transfer module, stacking the paper medium, and having a vertically movable supporter; a second medium transfer module for transferring, to a medium outlet, the paper medium transmitted from the supporter having been upwardly moved; and a rejection portion positioned below the supporter, and including a rejection inlet vertically movable together with the supporter.

Abstract: An apparatus and a method for executing a money deposit transaction. During a money deposit transaction the state of the bank notes to be deposited is ascertained, bank notes being in a good state are made available to the depositor after the completion of the money deposit transaction, while bank notes being in an unsatisfactory state are withheld.

Abstract: An ATM extends a stack of currency notes through a cash outlet opening for presentation to a customer. Each dispensed stack, including those of different sizes, is centered in the opening. The centering of a stack is based on its thickness. The thickness can be based on the quantity of notes in the stack. Different sized stacks require different amounts of movement to be centered. A stack is centered in the opening to facilitate grasping thereof by the customer.

Abstract: An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be dispensed to the user from the ATM in exchange for the deposited check. The ATMs are also operated to read particular data from deposited currency bills in order to determine counterfeit bills. The ATMs dispense cash responsive to communications with a transaction host.

Abstract: An automated banking machine system and method includes ATMs which accept checks and dispense cash to users. The ATMs are operated to acquire image and magnetic data from deposited checks to determine the genuineness of checks and the authority of a user to receive cash for such checks. Cash may be dispensed to the user from the ATM in exchange for the deposited checks.

Abstract: Methods, systems, and Automated Teller Machines (ATMs) are disclosed which provide ATM currency conversion capabilities. In one embodiment, a financial account number associated with a financial account maintained by a customer at a financial institution is received, a foreign currency type associated with the financial account is determined, and a choice is presented to the customer at the ATM to conduct a financial transaction in the foreign currency type. A currency selection is received from the customer and at least a portion of the financial transaction is conducted at the ATM in the selected currency.

Abstract: An automated banking machine includes a card reader, a display device, a currency dispenser, and a deposit storage chest. The machine can receive user deposits for storage in the chest. The machine includes a card reader cooling device. The machine can also facilitate cooling of the display device.

Abstract: A banknote receipt and payout apparatus including: a receipt and pay-out opening for carrying out either or both of payout and stacking of charged banknotes: a banknote determining part for determining denominations of banknotes, a plurality of banknote storage and discharge bins arranged to store therein and discharge therefrom, different denominations of banknotes, respectively, a transfer path connecting among the receipt and payout opening, the banknote determining part, the banknote storage and discharge bins and a receipt bin, for transferring the banknotes, and a loading and collecting bin arranged to load and collect the banknotes into and from the banknotes storage and discharge bin, for accommodating therein different denominations of banknotes, wherein the banknotes are stacked in the storage and discharge bins in a vertical direction, and are stacked in a horizontal direction in the receipt bin and the loading and colleting bin with a standing posture.

Abstract: An automated banking machine has sensing devices adjacent a card reader slot. The sensing devices enable detection of a fraudulent card reading device.

Abstract: Provided is a banknote receipt and payout apparatus which handles several denominations, having a banknote loading and collecting function, and which is capable of handling several denominations. A banknote receipt and payout apparatus comprising a receipt and payout opening for paying out banknotes introduced thereinto by a user, and for stacking therein banknotes to be delivered to a user, a banknote checking part for checking banknotes, a banknote storage and discharge bin for carrying one or both of storing and discharging of banknote notes, a loading and collecting bin 8 for loading and collecting banknotes, and a transfer path for transferring banknotes, wherein the banknote storage and discharge bin is of a vertical type in which banknotes are stacked in a horizontal posture, and the loading and collecting bin is of a horizontal type in which banknotes are stacked in a standing posture.

Abstract: An ATM can accept a bulk stack of currency notes for deposit from a customer. The ATM includes a stack transporter (400) that can rotate an accepted stack while relocating it to a predetermined location inside of the machine. The stack transporter includes a rotatable housing (406) in which a stack holder (404) is radially movable. The stack holder can receive a currency stack (411) deposited in a fascia opening (412) by a customer. The stack holder is retracted to move the stack away from the opening and into the housing to completely move the stack into the machine. The housing, having the bulk stack therein, is then rotated about an axis (408) to move the stack toward a stack processing area in the machine. The stack holder is then extended to expose a stack end out of the housing for stack processing.

Abstract: A automated banking machine (10) and method of operating the machine is provided. The method comprises causing with a terminal application, at least one transaction function device of the automated banking machine to operate through at least one communication with an XFS layer of the automated banking machine. The automated banking machine may include a cash dispenser and the transaction function may include dispensing cash. The method further comprises causing with at least one diagnostic application, at least one internal component of the at least one transaction function device to perform at least one function without communicating with the at least one transaction function device through the XFS layer. The internal function may include operating a motor or sensor of the cash dispenser.

Abstract: Apparatus and method for purchasing cash from an ATM. The ATM has a unique identifier visibly located thereon. A customer phone includes a camera and a programmable memory. The camera can be used to capture an image of the ATM's identifier. The memory includes customer account data. A customer uses their phone to establish wireless communication with a transaction host. The customer can transmit to the host a request for cash from the ATM. The request includes the account data and the image. The host can use the account data in payment for the requested cash. The host uses the image to identify the particular ATM associated with the request. After payment, the host causes the identified ATM to dispense the requested cash.

Abstract: A bill delivery apparatus for a wall-type automatic-teller machine according to the present invention is disposed between a cash receiving part and a cash handling part of the machine. The apparatus comprises a main body having a pair of plates spaced apart from each other at both sides thereof; a tray unit adapted to be lifted and lowered within the main body, for temporarily stacking bills introduced from the cash handling part therein; a stopper unit disposed in front of the tray unit to prevent the bills introduced from the cash handling part from deviating from the tray unit; a transfer unit disposed adjacent to the tray unit, for transferring the bills stacked in the tray unit to the cash receiving part; a driving unit for driving the tray unit, the stopper unit, and the transfer unit; and a recovering unit for storing untaken bills that has been returned from the cash receiving part.

Abstract: An automated transaction machine (20) with a cross-vender software and hardware platform architecture. The machine includes a computer (22) and a plurality of transaction function devices (32) in operative connection with the computer. The machine further includes a plurality of device driver components (38) that generally correspond to each of the transaction function devices. The device drivers are operative responsive to communication from an XFS layer (28) to control the operation of the transaction function devices. The machine further includes a terminal application (22) and an ODS layer (26). The ODS layer includes a plurality of ODS components (36) that generally correspond to the device drivers and/or transaction function devices. The ODS components responsive to the terminal application are operative to have the device drivers control the operation of the transaction function devices through communication with the XFS layer.

Abstract: A bill depositing/dispensing apparatus being fitted with a plurality of storing boxes for storing bills including a deposited bill box, an outgoing bill box, a recycle box, and an acceptance box with multi-compartments for sorted storing of bills. The acceptance box has a fitting mechanism common to at least one of a fitting mechanism of the deposited bill box, the outgoing bill box and the recycle box, and has a slot in a same position to at least one of the deposited bill box, the outgoing bill box and the recycle box. Further, the acceptance box has a plurality of storages for storing bills conveyed in through a common slot, and are arranged in a horizontal direction within the acceptance box. At least two storages of the plurality of storages are arranged with an inclination in a same direction relative to a bottom surface of the acceptance box.

Abstract: A bill depositing/dispensing apparatus convenient to use and capable of readily adapting itself to operations to handle many denominations and/or a large number of bills or operations to sort and handle a small number of bills is to be provided. Storing boxes differing in the purpose of use including a deposit box, a first acceptance box with multi-compartments, a second acceptance box with multi-compartments, recycle boxes and a loading/recovering box are configured to have a common external shape, inlet/outlet and driving unit, and a storing box selected according to the purpose of use is fitted to the bill depositing/dispensing apparatus.

Abstract: A sensing arrangement (12) is described. The arrangement comprises: a moveable object (80) including a plurality of marker portions (112) disposed in a calibrated configuration, each marker portion (112) being capable of emitting light in response to stimulation. The arrangement also includes a light source (42) directed towards the marker portions (112) and for causing light emission therefrom. An imaging device (44) is directed towards the marker portions (112) and includes an array of light-detecting elements for sensing light emitted from the marker portions (112) to generate image data. A processor (52), in communication with the imaging device (44), analyses image data received from the imaging device (44) to determine the location of the moveable object (80) based on the calibrated configuration.

Abstract: An automated banking machine (10) includes a user interface (15) and a cash dispensing mechanism (220). A fascia (12) of the machine includes a pair of horizontally disposed convex mirrors (338, 340). The mirrors are used to enable a machine user to view the rear area (343) behind the machine user. The machine can move the mirrors into operative viewing position in response to machine user input. The machine also includes lights that can be selectively directed and illuminated to reduce the risk of observation of inputs to the machine by unauthorized persons. A rear area light source focuses light away from the machine user's line of sight to the user interface but toward the rear area (343) to obscure nonuser view of machine user input to the user interface.

Abstract: Methods, systems, and Automated Teller Machines (ATMs) are disclosed which provide ATM currency conversion capabilities. In one embodiment, a financial account number associated with a financial account maintained by a customer at a financial institution is received, a foreign currency type associated with the financial account is determined, and a choice is presented to the customer at the ATM to conduct a financial transaction in the foreign currency type. A currency selection is received from the customer and at least a portion of the financial transaction is conducted at the ATM in the selected currency.

Abstract: A device is disclosed to invalidate banknotes in a unit equipped for the storage thereof, comprising an ignition unit (15) placed in the equipped unit (3) in a position adjacent to the banknotes (4) and suitable to generate a flame producing on the banknotes (4) localized burns (4a) of a pre-established and identifiable type, the ignition unit (15) being controlled by activation means (16) sensitive to alarm situations.

Abstract: An automated banking machine (10) is provided. The automated banking machine may include a fascia (50) in operative connection with a frame (110). The machine may include a plurality of hardware devices which are accessible through the fascia. The hardware devices may include a cash dispenser (24), receipt printer (20), and a card reader (22). The fascia may include replaceable bezels (550,552) with apertures therein for providing access to hardware devices. The bezels may be operative to float with respect to the fascia and hardware devices to automatically align hardware devices with the bezels. In addition the hardware devices may include movable portions which are operative to automatically align with the bezels. The bezels may include ramps, ribs, or other angled surfaces which guide the hardware devices into alignment with the openings in the bezels.

Abstract: An automated banking machine (10) is provided. The automated banking machine may include a fascia (50) in operative connection with a frame (110). The machine may include a plurality of hardware devices which are accessible through the fascia. The hardware devices may include a cash dispenser (24), receipt printer (20), and a card reader (22). The fascia may include replaceable bezels (550,552) with apertures therein for providing access to hardware devices. The bezels may be operative to float with respect to the fascia and hardware devices to automatically align hardware devices with the bezels. In addition the hardware devices may include movable portions which are operative to automatically align with the bezels. The bezels may include ramps, ribs, or other angled surfaces which guide the hardware devices into alignment with the openings in the bezels.

Abstract: An automated transaction machine including an extensions for financial services (XFS) layer is provided. An application interface portion of the XFS layer is operative to communicate with an application layer of the ATM which may include terminal applications. A hardware interface portion of the XFS layer is operative to communicate with a hardware layer of the ATM which may include hardware devices of the ATM and associated service providers. A diagnostic application is operative to determine whether problems exist in the application layer or the hardware layer of the ATM by causing a plurality of hardware devices to perform predefined operations using the XFS layer and by monitoring the operations. The diagnostic application is operative to output a determination as to whether a problem with the ATM is associated with the components of the application or hardware layers of the ATM responsive to the success or failure of the operations.