Abstract: The present disclosure provides a medium processing apparatus, including: a housing provided with a surface facing a customer operating the medium processing apparatus; and a rolled coin device housed in the housing and configured to process rolled coins formed by bundling a plurality of loose coins. The surface of the housing includes a designated area located in a height range conforming to Americans with Disabilities Act (ADA) standard with respect to a height direction of the medium processing apparatus, and a rolled coin dispensing port of the rolled coin device for dispensing the rolled coins is arranged in the designated area.

Abstract: A system adapted to interact with an electronic card includes a server and an electronic lock device. The electronic lock device is configured to switch between a locked state and an unlocked state. The server, in response to an access request associated with the electronic card, generates and transmits an access code to the electronic lock device. The electronic lock device is configured to, in response to an input code, compare the input code with the access code, receive input data from a user, access the electronic card to obtain identifying data, and, when the input code is identical to the access code and the input data matches the identifying data, switch to the unlocked state.

Abstract: The present invention provides novel apparatus and methods for fast quantitative measurement of perturbation of optical fields transmitted, reflected and/or scattered along a length of an optical fibre. The present invention can be used for point sensors as well as distributed sensors or the combination of both. In particular this technique can be applied to distributed sensors while extending dramatically the speed and sensitivity to allow the detection of acoustic perturbations anywhere along a length of an optical fibre while achieving fine spatial resolution. The present invention offers unique advantages in a broad range of acoustic sensing and imaging applications. Typical uses are for monitoring oil and gas wells such as for distributed flow metering and/or imaging, seismic imaging, monitoring long cables and pipelines, imaging within large vessel as well as for security applications.

Abstract: Example embodiments of systems and methods for contactless card verification include a contactless card including a substrate, a processor, and a memory, wherein the memory contains a first applet and a second applet, and a recipient device in data communication with the contactless card, wherein the second applet is configured to retrieve one or more parameters from the first applet via an interface; and wherein the second applet is configured to transmit the one or more parameters to the recipient device for verification.

Abstract: An Internet of Thing (IoT) device checks user authentication using a combination of voice, image, and mobile devices.

Abstract: Systems and methods for text-based secure order processing are disclosed. The system may receive an order initiation request from a user device. Based on the order initiation request, the system may retrieve a conversational order script having one or more scripted conversation prompts. The system may transmit the conversation prompts to the user device and receive one or more conversation responses from the user device. Based on the conversation responses, the system may transmit a purchase link to the user device. The purchase link may allow the user device to access a web interface to complete the purchase order.

Abstract: Various systems, apparatuses, and methods are described herein for enabling secure communication protocols for proximity-based validation in distributed multi-device frameworks. Distributed multi-device frameworks present unique challenges when it comes to ensuring that user communications between various devices and over variable-security communication mediums remain secure. To address the noted challenges, some embodiments of the present invention provide for an apparatus configured to establish secure communications with a central system using wallet identifying data that is configured to secure data transfers between the apparatus and the central system. In accordance with some embodiments, devices communicating on proposed networks are arranged in a manner and using a network architecture that is configured to optimize overall network security and system integrity.

Abstract: An intelligent optical fiber tactile sounding system and a method thereof, and belongs to the field of intelligent optical fiber sensing. The system includes a flexible optical fiber tactile sensing array, a photoelectric detection system, an intelligent pressure analysis software and an acoustic emission system; a small-scale distributed tactile sensing array is constructed by embedding a fiber-core mismatched optical fiber interferometric sensor into a flexible substrate material and performing sensing region division for an asymmetrical structure with an optical fiber structure as a delimiting line; a tactile sensor transmits tactile signals to the photoelectric detection system in the form of optical signals, the photoelectric detection system inputs these pressure signals into the intelligent pressure analysis software to determine a region and a size of a tactile source, and then sends an instruction to the acoustic emission system to enable the acoustic emission system to emit different sounds.

Abstract: A single-use towel dispenser, sterilizer and usage logging device with a refillable storage compartment for storing a single-use towel supply including an access door for refilling the single-use towel supply and a dispensing port, an ultra-violet sterilization element, a single-use towel dispensing mechanism, a user input device, a non-transitory memory storing an executable code and a hardware processor executing the executable code to receive a user input via the user input device, activate, in response to the user input, the ultra-violet sterilization element, dispense, using the single-use towel dispensing mechanism, a sterilized single-use towel by passing a first length of single-use towel from the single-use towel supply within an effective distance of the activated ultra-violet sterilization element such that the first length of single-use towel is illuminated by an ultra-violet light having sufficient intensity to sterilize the first length of single-use towel and store sterilization and usage data

Abstract: An electronic device may be provisioned with an infrared (IR) light-emitting diode (LED) configured to externally transmit identifying information that particularly identifies the device, such as the device serial number, to outside of the device. A companion portable IR LED reader may be used to systematically scan a row or shelf or rack of electronic devices to read the respective communication signals transmitted from each of the respective devices, thereby enabling quick and accurate physical identification of the devices in a system/datacenter and inhibiting the unnecessary removal of an incorrect or misidentified device for replacement.

Abstract: A memory card locking device is provided. The memory card locking device includes an external card reader having a card slot in which a memory card is allowed to be inserted. The external card reader includes a main controller. The main controller is configured to receive a locking instruction from an application, and execute a locking program on the memory card to lock the memory card according to the locking instruction. When the memory card is locked, any device other than the external card reader cannot read and identify the memory card, and thus cannot look up and access data stored in the memory card.

Abstract: An apparatus that operates to cause financial transfers responsive to data read from data bearing records, includes a processor that is in operative connection with a card reader and a touch screen display. The processor can cause the card reader to read card data from a user card, and can determine whether the read card data corresponds to an authorized financial account. Without the touch screen display surface visibly providing indicia that corresponds to a desired character, the user can still input the character through user contact with the touch screen display surface. The processor can resolve the desired character from the user contact.

Abstract: A card actuated automated banking machine (10) is operative to early out financial transactions responsive to data included on user cards. The banking machine includes a user interface (15) including a display (24). The user interface includes a card reader (16) which is operative to read data on user cards which identify at least one of user and a user's financial accounts. A fascia of the machine includes a keypad (404, 438, 458) through which users input confidential data. Covers (400, 422, 430) prevent unauthorized persons from viewing confidential inputs to the keypad. Authorization signals assure that the display is operating in a manner that provides appropriate user instructions. A visual indicator is operative to indicate to a user that keypad inputs are being encrypted. Alternatively a touch screen display module (608) is operative to securely receive manual inputs and/or card data.

Abstract: A system and method of determining likelihood of counterfeiting without inspection of currency compares signals returned by uniquely customized RFID chips when interrogated, preferably incident to a transaction. The RFID information is compared to RFID information for bills known to be in circulation in order to validate a given currency bill. Usage patterns can be determined from statistical analysis of such reports and reported usage patterns will statistically differ significantly if not radically with the number of RFID chips returning the same RFID information and such differences will increase in either or both of geographic locations of reports and frequency of reports with increase of the number of bills having duplicated RFID chips. The basic infrastructure for practice of the invention is also capable of tracking genuine currency following, for example, a theft or other criminal activity.

Abstract: A mobile device includes a housing and an antenna mounted in or on the housing. The antenna is for transmitting and receiving transaction signals to and from a point of sale (POS) terminal. The device also includes at least one user interface element mounted on the housing and a transceiver mounted in the housing and coupled to the antenna. Still further, the device includes a secure element mounted in the housing. The secure element is coupled to the transceiver and stores a payment application program. The payment application program is for handling exchanging of the transaction signals with the POS terminal. A tick counter is operated within the secure element. The tick counter is for enforcing at least one time-out period with respect to transactions handled by the payment application program.

Abstract: According to one aspect, the invention provides a system for authenticating identities of a plurality of users. In one embodiment, the system includes a first handheld device including a wireless transceiver which is configured to transmit authentication information, a second device including a wireless receiver, where the second device is configured to receive the authentication information.

Abstract: Described herein are processes and devices that integrate social contact identifiers into wagering games. One of the devices described is a social contact identifier integrator. The social contact identifier integrator can display one or more elements of a wagering game, such as graphics that are part of, or connected to, the wagering game. A player of the wagering game can have a social network account that has one or more related social network accounts, such as friends or acquaintances. The social contact identifier integrator selects a social contact identifier from one of the related social network accounts and integrates the social contact identifier into the wagering game. The social contact identifier integrator can also determine and assign rewards to the player or to the related social network account whose social contact identifier appeared in the wagering game.

Abstract: System and method for authorizing transactions, such as payments or money transfers. A transaction authorization mechanism may be provided through which a transaction initiated via a first communications channel may be authorized through a second, separate communications channel or mechanism. A source entity may initiate a transaction to a target entity via a first communications channel to a transaction authorization service. The transaction authorization service may confirm the transaction with the source entity via a second communications channel. Various embodiments may use different communications channels, for example conventional telephone systems, mobile/cellular phone systems, and text messaging systems as the first or second communications channels. After the transaction has been authorized via the second communications channel, the transaction authorization service and/or the source entity may contact the target entity to inform the target entity of the transaction.

Abstract: A system and method for processing push transactions. A payor may initiate a transaction without input from the payee. A system can determine who the payee is from partial information provided by the payor, and direct the transaction to the proper party.

Abstract: An authenticatable object comprises a surface having a latent hidden image embossed therein. The latent image is an encoded version of an authentication image and comprises a plurality of elements applied to the surface with a predetermined frequency. The latent hidden image is configured for optical decoding by a decoder having a decoder frequency corresponding to the predetermined frequency.

Abstract: Systems and methods are disclosed for identifying circumstances where end-to-end security is not available to a mobile banking customer. The user may be alerted/warned or restricted from accessing some banking services through his/her WAP-enabled mobile device if the server (e.g., bank server) determines that end-to-end security is not available. In some instances, the bank server may access a computer data file containing a list of known end-to-end secure devices and gateways to verify the integrity of the data communication. The server may verify the integrity of the data communication using loose matching.

Abstract: An image processing apparatus is configured to extract paper-fingerprint information from a printing sheet and to identify unique information unique to the printing sheet and attached to the printing sheet. The image processing apparatus is further configured to compare the identified unique information associated with the printing sheet with previously registered unique information and to store the unique information and the extracted paper-fingerprint information in association with each other when it is determined that the identified unique information matches the previously registered unique information.

Abstract: Disclosed herein is a financial card system. The system includes a communications device on which a non-contact integrated circuit chip is installed; and an authentication terminal having a reader/writer allowing reading/writing information on the communications device and capable of transmission and reception of information with the communications device through the reader/writer. The communications device has a storage block, a common area information transmission block, and an individual area information transmission block. The reader/writer of the authentication terminal has a storage block, a common area information reception block, and an individual area information reception block.

Abstract: Systems, methods, and technologies for configuring a conventional smart card and a client machine, and for performing a smart card authorization using the configured smart card and client. Further, the combination of methods provides for mutual authentication—authentication of the client to the user, and authentication of the user to the client. The authentication methods include presenting a specified token to the user sufficient to authenticate the client to the user and thus protect the user-provided PIN. Security is strengthened by using an integrity key based on approved client system configurations. Security is further strengthened by calculating a PIN? value based on a user-specified PIN and a modifier and using the PIN? value for unlocking the smart card.

Abstract: A cash dispensing automated banking machine that operates in response to data read from user cards includes a cash dispenser, keypad, and a card reader. The card reader is operative to read data bearing records such as user cards that include financial account information. The machine may include an encrypting pin pad (EPP) that is operative to remotely receive an encrypted terminal master key from a host banking system. The machine may authenticate and decrypt the terminal master key prior to accepting the terminal master key using a public key of a certificate authority. The machine may further receive and authenticate a new public for a new certificate authority for use with authenticating further terminal master keys.

Abstract: An authentication apparatus is provided. The authentication apparatus acquires a plurality of pieces of registration authentication information each of which is unique to an authentication target. These pieces of registration authentication information are based on biological information obtained from different and the same kind of parts of a living body of a registered user. The authentication apparatus also acquires biological information from a part of the living body selected by a user, and then generates personal authentication information based on the biological information acquired. The authentication apparatus subsequently arranges a collation order of the plurality of pieces of registration authentication information, and then sequentially collates the plurality of pieces of registration authentication information with the personal authentication information in accordance with the collation serial numbers.

Abstract: The invention includes systems and methods for identifying and verifying the identity of a user of a kiosk using an external verification system. The kiosk receives customer input data that indicates the identity of the user of the kiosk. The kiosk generates an identification query that includes at least some customer input data. The kiosk transmits the identification query to an external verification system. The kiosk receives a verification response from the external verification system. The kiosk then processes the verification response to verify the identity of the user of the kiosk. These systems and methods advantageously provide identification and verification of the identity of a user of a kiosk. With sufficient identification and verification, financial institutions can comply with government regulations designed to reduce the opportunity for money laundering, terrorism, fraud, and identity theft while offering users of kiosks a wider range of financial services.

Abstract: A security system comprises a host system, a plurality of master controllers and a plurality of sub-controllers, wherein each sub-controller is assigned a specific master controller as well as alternate master controllers for communication access upon failure of the primary master controller. The host, master controller and sub-controllers are all coupled by a series of primary communication networks and paths and have multiple alternative communication network paths which function should there be a failure of the primary communication network. The host system comprises system and application software, data storage devices and communication ports to support the application requirements of the master controller, sub-controller network and access control devices attached thereto necessary to support a fault tolerant network.

Abstract: The invention relates to a near field presence detection device provided to monitor an area (11) around a mouth (2) of a reading member, in particular a card reading member (1). The device comprises a presence detector (3) including a transmitter (4) and a receiver (5), said detector is provided to detect a change of field impedance due to a foreign object in the area (11). The device is further provided to generate a preliminary alarm signal and an effective alarm signal if preliminary alarm signal subsists within a predetermined time period.

Abstract: A method of doing business is disclosed that transforms a biometric used by a user in a transaction. The transformation creates a distorted biometric. The distorted biometric is used to identify the user to another party without requiring the user to provide actual physical or behavioral characteristics about himself to the other party.

Abstract: Authentication methods are very important in several applications. Existing methods of authentication based on possessions or knowledge have several problems that can be overcome by using biometrics. Unfortunately biometrics-based authentication is unrevocable today and has many privacy concerns in users' minds. The proposed technique employs signal scrambling and morphing techniques to intentionally distort the original biometrics signal in a non-invertible fashion. If the security is compromised, the system can cancel a particular distortion and reacquire the signal with a new distortion function. This provides functionality as good as non-biometric authentication methods in terms of their power of revocation.

Abstract: A method of securing access by an external application to at least one user card having a microprocessor, said user card being capable of containing a plurality of internal applications, said external application corresponding to one of the internal applications, said user card co-operating with a terminal, said external application using a protocol for connection to said user card in which each type of external application is associated with a predetermined identity parameter, the method comprising the following steps: when a first external application is connected with the corresponding internal application on the user card, the identity parameter of the application is determined; if a second external application requests connection to said user card, the identity parameter of said second application is analyzed; and if said parameter is identical to that of the first-connected application, then access to said corresponding internal application on the user card is denied to said second external applicati

Abstract: A method of checking the authenticity of a digital electric circuit arrangement is achieved in that a concatenation (6; 8, 9) of at least a few circuit-technical elements (10) of the electric circuit arrangement (1) is formed, which deviates from the normal, intended use of the circuit arrangement (1), in that a digital random value generated by the external device (2) and transferred to the electric circuit arrangement (1) is modified in said circuit arrangement by the concatenated elements (6; 8, 9) and transferred to the external device (2), in that the external device (2) compares the modified value with a check value assigned to the random value transferred to the electric circuit arrangement (1), and in that the authenticity of the electric circuit arrangement (1) is recognized only when the modified value and the check value correspond to each other.

Abstract: A semiconductor substrate has a peculiar crystal defect. Crystal defects in a fixed area of a substrate can be treated as data acquired by coding the distribution of the crystal defects. The coded data is utilized for certificate data of an IC card by identifying a semiconductor substrate itself.

Abstract: A method and a device of identification and authentication of a holder of a mobile electronic transaction device in an electronic transaction process between a transaction service provider and a transaction terminal in communication via a computer network. A transceiver is adapted for transmitting an identity of the device to the transaction terminal and receiving a challenge transaction identifier from the service provider via the transaction terminal. A data processing device is adapted for determining an authenticity of a user identification input by comparison with a reference user identification, and for performing a cryptographic transformation of the transaction identifier using a secret key only on the identification input being determined as authentic. The transceiver is also adapted for transmitting a response result of the cryptographic transformation to the service provider via the transaction terminal for validating the transaction.

Abstract: A travel system and methods that encompass a plurality of travel service providers and multi-application traveler cards for the automated compilation, issuance, and utilization of the traveler cards for said plurality of travel services, including the implementation of related application scenarios. The multi-application cards are realized by portable device technologies, such as, smart cards or pocket-sized computer devices, and have the ability to store and activate a traveler's permit for transportation and other travel services; as well as a monetary value for electronic payment means. Biometrics identification of cardholders, as well as cryptographic certification of card data and travel-related information, can optionally be encoded onto the cards and can be verified, including validated, at various point-of-service locations upon presentation of the card for utilization.

Abstract: The present invention relates to a method and apparatus for controlling the distribution of age controlled merchandise or services based upon inputting personal information data encoded on an identification document, such as a driver's license, to determine whether the transaction is legal.

Abstract: An automated transaction machine network which supports multiple-destination transactions and a variety of communication protocols and/or message formats including standard and proprietary protocols and/or message formats. The automated transaction machine network includes a Super-ATM (Automatic/Automated Transaction Machine) which interfaces with a variety of peripherals: standard-ATM peripherals and/or sensors, and nonstandard ATM peripherals and/or sensors. The Super-ATM can process traditional ATM transactions, non-traditional ATM transactions, and Point-of-sale (POS) transactions.

Abstract: Locking and unlocking an application in a smart card allows for automatic authenticity of a lock or unlock command without the need for a personal identification number (PIN). The smart card is locked and unlocked by using a smart card device that need not have a keypad. A lock command is sent from the device to the smart card. An application on the smart card is locked. The smart card sends identifying information, such as a password and a card identification number, to the device which is stored in a cache. To unlock, the smart card is inserted into the device and an unlock button is pressed. The smart card device reads the card identification number of the card and determines if the corresponding password for that card is present in the cache. If so, an unlock command is issued to the smart card along with the password.

Abstract: Locking and unlocking an application in a smart card allows for automatic authenticity of a lock or unlock command without the need for a personal identification number (PIN). The smart card is locked and unlocked by using a smart card device that need not have a keypad. The smart card device is a dedicated reader and locking/unlocking device, or can be a bank terminal, PC, telephone, etc. The smart card is inserted into the smart card device. A lock command is sent from the device to the smart card. An application on the smart card is locked. The smart card sends identifying information, such as a password and a card identification number, to the device which is stored in a cache. The identifying information allows automatic authentication for unlocking of the card at a later time. The locked application cannot be used until it is unlocked. To unlock, the smart card is inserted into the device and an unlock button is pressed.

Abstract: A tractor and trailer tracking system is provided including a plurality of tractor/trailers at least one of which has a bar code positioned thereon. Also included is at least one checkpoint post having a code scanner for reading the code upon the same passing therethrough whereby the code is ascertained. Next provided is a central monitoring unit connected to the bar code reader of the checkpoint post and including a time circuit for tracking a current time and date. The central monitoring unit also has a database of vehicle information relating to each of the tractor/trailers and the codes. In use, the central monitoring unit serves to store in another database an entry upon each passing of one of tractor/trailers through one of the checkpoint posts. Each entry includes a time of the passing of the checkpoint post and the vehicle information relating to the tractor/trailer that has passed the checkpoint post.

Abstract: An information processing method in which after various sorts of information such as voice, image, and moving picture are printed as embedding information on a printing medium such as paper, the embedding information is scanned to reproduce the embedding information in an optimum form thereof.

Abstract: A method and apparatus for access control is disclosed. The apparatus comprises a keypad unit, proximity sensor, a card reader interface circuit, and a control circuit. The keypad unit displays a plurality of randomly generated symbols on a keyface which includes a plurality of keys. The keypad unit generates a signal representing one of the plurality of randomly generated symbols when a corresponding key on the keyface is activated. The proximity sensor senses the information encoded in a card held near the keypad unit. The proximity sensor is hidden within the keypad unit. The card reader interface circuit is coupled to the proximity sensor for reading the encoded information from the card. The control circuit is coupled to the keypad unit and the card reader interface circuit to convert the signal or the encoded information into an identification code.

Abstract: Methods and systems for encoding encrypted monetary values onto transfer vehicles include one or more payment, encoder, and encrypter devices, and, associated with each designated receiving device such as a wireless telephone, a reader, decoder, and decrypter device for deciphering the data from the transfer vehicles, and, under appropriate conditions, for transferring the monetary values encoded and encrypted on the transfer vehicle into memory associated with the designated receiving device. Once such monetary values are transferred to the receiving device, the transfer vehicle cannot be used to transfer the same monetary value again even though the transfer vehicle is not modified during the transfer process.

Abstract: A finger ring is provided with an information storage unit (21) and at least two electrically conductive, mutually insulated ring elements that serve as contacts(1). To enable quick and reliable mating of the contacts (1) of the ring with corresponding mating contacts (17) of a control device, the ring contacts (1) have tangential planes (2) which slant toward each other, and the ring contacts (1) can be reached unimpeded only from certain zones spatial regions (8, 10) or adjacent subregion segments(14).

Abstract: A process which provides electronic access to pre-paid funds for cash or payment for goods and services. A card is issued to a customer with a value selectable by the customer. The card has a magnetic stripe with an encoded card number including a bank identification number (BIN) and an account number. The central card processor establishes a zero balance database including the card numbers, but with blank fields for the customer data and the value of the account. When a customer purchases a card, the sales agent transmits to the central database computer which fills in the blanks in the database, activating the account, and transmits an acknowledgement signal back to the sales agent. The customer can immediately use the card in ATM or other remote terminals to acquire cash or purchase goods and services. The customer inputs a PIN number which is provided with the card, or a customer selected alternative PIN number.

Abstract: A process which provides electronic access to pre-paid funds for cash or payment for goods and services. A card is issued to a customer with a value selectable by the customer. The card has a magnetic stripe with an encoded card number including a bank identification number (BIN) and an account number. The central card processor establishes a zero balance database including the card numbers, but with blank fields for the customer data and the value of the account. When a customer purchases a card, the sales agent transmits to the central database computer which fills in the blanks in the database, activating the account, and transmits an acknowledgement signal back to the sales agent. The customer can immediately use the card in ATM or other remote terminals to acquire cash or purchase goods and services. The customer inputs a PIN number which is provided with the card, or a customer selected alternative PIN number.

Abstract: An identity card comprises an easy-to-use, more specifically card-shaped, information carrier provided with an electronically readable memory capable of digitally storing personal user data, including data concerning the user's physical features. The information carrier is installed in and can be removed from an input unit of a housing of comfortable dimensions. The housing has been provided with reading equipment which is capable of reading the personal data stored in the memory of the information carrier. Moreover, the housing has been provided with a screen for representing the data read.

Abstract: A process which provides electronic access to pre-paid funds for cash or payment for goods and services. A card is issued to a customer with a value selectable by the customer. The card has a magnetic stripe with an encoded card number including a bank identification number (BIN) and an account number. The central card processor establishes a zero balance database including the card numbers, but with blank fields for the customer data and the value of the account. When a customer purchases a card, the sales agent transmits to the central database computer which fills in the blanks in the database, activating the account, and transmits an acknowledgment signal back to the sales agent. The customer can immediately use the card in ATM or other remote terminals to acquire cash or purchase goods and services. The customer inputs a PIN number which is provided with the card, or a customer selected alternative PIN number.

Abstract: An identity card comprises an easy-to-use, more specifically card-shaped, information carrier provided with an electronically readable memory capable of digitally storing personal user data, including data concerning the user's physical features. The information carrier is installed in and can be removed from an input unit of a housing of comfortable dimensions. The housing has been provided with reading equipment which is capable of reading the personal data stored in the memory of the information carrier. Moreover, the housing has been provided with a screen for representing the data read.