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  • Modular business transations platform
    Publication number: 20030167229
    Abstract: In one embodiment, an electronic bill presentment and payment system consistent with the invention comprises at least one biller system and at least one payor system in communication with a payment processing system. The payment processing system comprises a database including global information relating to the biller system and the payor system, and an application server for storing at least one modular business object containing specified instructions to govern financial transactions between the biller system and the payor system based on the global information. The application server permits replacement of a business object with another modular business object containing other specified instructions using the same global information.
    Type: Application
    Filed: April 3, 2001
    Publication date: September 4, 2003
    Applicant: Bottomline Technologies, Inc.
    Inventors: Keith Ludwig, David Armand Bennett, Gregory Ernest Park
  • Modular business transactions platform
    Publication number: 20020198829
    Abstract: In one embodiment, an electronic bill presentment and payment system consistent with the invention comprises at least one biller system and at least one payor system in communication with a payment processing system. The payment processing system comprises a database including global information relating to the biller system and the payor system, and an application server for storing at least one modular business object containing specified instructions to govern financial transactions between the biller system and the payor system based on the global information. The application server permits replacement of a business object with another modular business object containing other specified instructions using the same global information.
    Type: Application
    Filed: April 3, 2001
    Publication date: December 26, 2002
    Applicant: Bottomline Technologies, Inc.
    Inventors: Keith Ludwig, David Armand Bennett, Gregory Ernest Park
  • Modular business transactions platform
    Publication number: 20020198828
    Abstract: In one embodiment, an electronic bill presentment and payment system consistent with the invention comprises at least one biller system and at least one payor system in communication with a payment processing system. The payment processing system comprises a database including global information relating to the biller system and the payor system, and an application server for storing at least one modular business object containing specified instructions to govern financial transactions between the biller system and the payor system based on the global information. The application server permits replacement of a business object with another modular business object containing other specified instructions using the same global information.
    Type: Application
    Filed: April 3, 2001
    Publication date: December 26, 2002
    Applicant: Bottomline Technologies, Inc.
    Inventors: Keith Ludwig, David Armand Bennett, Gregory Ernest Park
  • Modular business transactions platform
    Publication number: 20020198798
    Abstract: In one embodiment, an electronic bill presentment and payment system consistent with the invention comprises at least one biller system and at least one payor system in communication with a payment processing system. The payment processing system comprises a database including global information relating to the biller system and the payor system, and an application server for storing at least one modular business object containing specified instructions to govern financial transactions between the biller system and the payor system based on the global information. The application server permits replacement of a business object with another modular business object containing other specified instructions using the same global information.
    Type: Application
    Filed: April 3, 2001
    Publication date: December 26, 2002
    Applicant: Bottomline Technologies, Inc.
    Inventors: Keith Ludwig, David Armand Bennett, Gregory Ernest Park
  • Method and Apparatus for Identification Verification and Purchase Validation
    Publication number: 20130254109
    Abstract: A computer implemented method includes receiving a request for payment-related information at a wireless device. The method also includes communicating between the wireless device and a paired vehicle computing system (VCS) to verify the presence of a known vehicle. Further, the method includes transmitting requested payment-related information, responsive to the verification of the presence of the known vehicle.
    Type: Application
    Filed: March 26, 2012
    Publication date: September 26, 2013
    Applicant: FORD GLOBAL TECHNOLOGIES, LLC
    Inventors: Joseph Carl Beiser, Michael Raymond Westra
  • Method and apparatus for identification verification and purchase validation
    Patent number: 9251512
    Abstract: A computer implemented method includes receiving a request for payment-related information at a wireless device. The method also includes communicating between the wireless device and a paired vehicle computing system (VCS) to verify the presence of a known vehicle. Further, the method includes transmitting requested payment-related information, responsive to the verification of the presence of the known vehicle.
    Type: Grant
    Filed: March 26, 2012
    Date of Patent: February 2, 2016
    Assignee: Ford Global Technologies, LLC
    Inventors: Joseph Carl Beiser, Michael Raymond Westra
  • SYSTEMS, METHODS, AND DEVICES FOR ITEM DELIVERY USING UNMANNED AERIAL VEHICLES
    Publication number: 20200202284
    Abstract: Systems and methods are disclosed for item delivery using unmanned aerial vehicles. Example methods may include receiving, by a management component communicatively coupled to at least one processor via a transceiver, instructions for a UAV, wherein the instructions include a delivery request for one or more items; determining, via a routing component, a predetermined route based on the delivery request, wherein the predetermined route maximizing a visibility of the UAV by one or more users; and accepting, by a payment component communicatively coupled to the at least one processor and at least one memory, payment for the one or more items from one or more users.
    Type: Application
    Filed: December 21, 2018
    Publication date: June 25, 2020
    Applicant: Ford Global Technologies, LLC
    Inventors: Aditya Singh, James Carthew
  • Method and apparatus for conducting e-commence and m-commence
    Patent number: 9189787
    Abstract: Techniques for funding an electronic purse (e-purse) are disclosed. According to one aspect of the invention, a mechanism is provided to enable a portable device to conduct transactions over an open network with a payment server without compromising security. In one embodiment, a device is loaded with an e-purse manager. The e-purse manager is configured to manage various transactions and functions as a mechanism to access an e-purse therein. The e-purse is funded by interactions among the e-purse manager, a payment server and a financial institution (its server) that maintains an account therefor.
    Type: Grant
    Filed: May 28, 2013
    Date of Patent: November 17, 2015
    Assignees: Rich House Global Technology Ltd., RFCyber Corp.
    Inventors: Liang Seng Koh, Futong Cho, Hsin Pan, Fuliang Cho
  • Method and apparatus for funding an electronic purse
    Patent number: 8448855
    Abstract: Techniques for funding an electronic purse (e-purse) are disclosed. According to one aspect of the invention, a mechanism is provided to enable a portable device to conduct transactions over an open network with a payment server without compromising security. In one embodiment, a device is loaded with an e-purse manager. The e-purse manager is configured to manage various transactions and functions as a mechanism to access an e-purse therein. The e-purse is funded by interactions among the e-purse manager, a payment server and a financial institution (its server) that maintains an account therefor.
    Type: Grant
    Filed: February 18, 2012
    Date of Patent: May 28, 2013
    Assignees: Rich House Global Technology Ltd., RFCyber Corp.
    Inventors: Liang Seng Koh, Futong Cho, Hsin Pan, Fuliang Cho
  • SYSTEM AND METHOD OF OPERATING A TRANSPORTATION SERVICE TO PROVIDE REBATE RIDING
    Publication number: 20190318443
    Abstract: A method of operating a transportation service includes calculating a trip route for a trip request from a commuter, and transmitting a pick-up instruction to a transporting vehicle. A ride rebate option is communicated to the commuter, who may opt to execute it. The ride rebate option may include an option to purchase goods from a third-party provider, provide data to the third-party provider, complete a survey, or promote the third-party provider on social media. The third-party provider is notified when the commuter opts to execute the ride rebate option. Upon confirmation by the third-party provider that the commuter has executed the ride rebate option, a payment amount is transferred from the third-party provider to the transportation service. A fee charged to the commuter by the transportation service is reduced by the payment amount transferred to the transportation service from the third-party provider.
    Type: Application
    Filed: April 16, 2018
    Publication date: October 17, 2019
    Applicant: GM Global Technology Operations LLC
    Inventors: Claudia V. Goldman-Shenhar, Marco J. Gatti, Gila Kamhi
  • Child Support & Centralized Distribution Network
    Publication number: 20230289798
    Abstract: Child/family support payments are made on a multilayered consortium ledger network using blockchain, IoT, and other technologies to expedite the process and disbursement of child/family support payments. The multilayered consortium ledger network may cater to local and/or global child support agencies and/or local and global Parties/Parents/family members who elect to send child/family support payments to their family(ies) outside the traditional child support agencies/district attorney offices. The plurality of technologies used support payments made/received using, but not limited to, domestic/foreign fiat, cryptocurrency, tokens, an/or native tokens.
    Type: Application
    Filed: February 26, 2023
    Publication date: September 14, 2023
    Inventor: Eugenia Roxanne Miller
  • Child Support & Centralized Distribution Network
    Publication number: 20230316276
    Abstract: Child/family support payments are made on a multilayered consortium ledger network using blockchain, loT, and other technologies to expedite the process and disbursement of child/family support payments. The multilayered consortium ledger network may cater to local and/or global child support agencies and/or local and global Parties/Parents/family members who elect to send child/family support payments to their family(ies) outside the traditional child support agencies/district attorney offices. The plurality of technologies used support payments made/received using, but not limited to, domestic/foreign fiat, cryptocurrency, tokens, an/or native tokens.
    Type: Application
    Filed: February 26, 2023
    Publication date: October 5, 2023
    Inventor: Eugenia Roxanne Miller
  • Child Support & Centralized Distribution Network
    Publication number: 20230214833
    Abstract: Child/family support payments are made on a multilayered consortium ledger network using blockchain, IoT, and other technologies to expedite the process and disbursement of child/family support payments. The multilayered consortium ledger network may cater to local and/or global child support agencies and/or local and global Parties/Parents/family members who elect to send child/family support payments to their family(ies) outside the traditional child support agencies/district attorney offices. The plurality of technologies used support payments made/received using, but not limited to, domestic/foreign fiat, cryptocurrency, tokens, an/or native tokens.
    Type: Application
    Filed: February 25, 2023
    Publication date: July 6, 2023
    Inventor: Eugenia Roxanne Miller
  • METHOD AND DEVICE FOR REDUCING THE LIKELIHOOD OF THEFT AT A GAS STATION OR A CHARGING STATION FOR MOTOR VEHICLES
    Publication number: 20140236444
    Abstract: A method for preventing fuel theft at a gas station or a charging station for motor vehicles is provided. The method includes determining whether a refueling process or recharging process of a motor vehicle is taking place and activating an emergency operating mode of the motor vehicle until a payment for the refueling process or the recharging process has taken place, the emergency operating mode configured to limit vehicle speed.
    Type: Application
    Filed: February 4, 2014
    Publication date: August 21, 2014
    Applicant: Ford Global Technologies, LLC
    Inventors: Frederic Stefan, Uwe Gussen, Christoph Arndt, Erik Alpman
  • Child Support & Centralized Distribution Network
    Publication number: 20230289796
    Abstract: Child/family support payments are made on a multilayered consortium ledger network using blockchain, IoT, and other technologies to expedite the process and disbursement of child/family support payments. The multilayered consortium ledger network may cater to local and/or global child support agencies and/or local and global Parties/Parents/family members who elect to send child/family support payments to their family(ies) outside the traditional child support agencies/district attorney offices. The plurality of technologies used support payments made/received using, but not limited to, domestic/foreign fiat, cryptocurrency, tokens, an/or native tokens.
    Type: Application
    Filed: February 26, 2023
    Publication date: September 14, 2023
    Inventor: Eugenia Roxanne Miller
  • Child Support & Centralized Distributed Network
    Publication number: 20200118127
    Abstract: Child/family support payments are made on a multilayered consortium ledger network using blockchain, IoT, and other technologies to expedite the process and disbursement of child/family support payments. The multilayered consortium ledger network may cater to local and/or global child support agencies and/or local and global Parties/Parents/family members who elect to send child/family support payments to their family(ies) outside the traditional child support agencies/district attorney offices. The plurality of technologies used support payments made/received using, but not limited to, domestic/foreign fiat, cryptocurrency, tokens, an/or native tokens.
    Type: Application
    Filed: October 10, 2019
    Publication date: April 16, 2020
    Inventor: Eugenia Roxanne Miller
  • Child support and centralized distributed network
    Patent number: 11615416
    Abstract: Child/family support payments are made on a multilayered consortium ledger network using blockchain, IoT, and other technologies to expedite the process and disbursement of child/family support payments. The multilayered consortium ledger network may cater to local and/or global child support agencies and/or local and global Parties/Parents/family members who elect to send child/family support payments to their family(ies) outside the traditional child support agencies/district attorney offices. The plurality of technologies used support payments made/received using, but not limited to, domestic/foreign fiat, cryptocurrency, tokens, an/or native tokens.
    Type: Grant
    Filed: October 10, 2019
    Date of Patent: March 28, 2023
    Inventor: Eugenia Roxanne Miller
  • Child Support & Centralized Distribution Network
    Publication number: 20230289797
    Abstract: Child/family support payments are made on a multilayered consortium ledger network using blockchain, IoT, and other technologies to expedite the process and disbursement of child/family support payments. The multilayered consortium ledger network may cater to local and/or global child support agencies and/or local and global Parties/Parents/family members who elect to send child/family support payments to their family(ies) outside the traditional child support agencies/district attorney offices. The plurality of technologies used support payments made/received using, but not limited to, domestic/foreign fiat, cryptocurrency, tokens, an/or native tokens.
    Type: Application
    Filed: February 26, 2023
    Publication date: September 14, 2023
    Inventor: Eugenia Roxanne Miller
  • Child support and centralized distribution network
    Patent number: 11861615
    Abstract: Child/family support payments are made on a multilayered consortium ledger network using blockchain, IoT, and other technologies to expedite the process and disbursement of child/family support payments. The multilayered consortium ledger network may cater to local and/or global child support agencies and/or local and global Parties/Parents/family members who elect to send child/family support payments to their family(ies) outside the traditional child support agencies/district attorney offices. The plurality of technologies used support payments made/received using, but not limited to, domestic/foreign fiat, cryptocurrency, tokens, an/or native tokens.
    Type: Grant
    Filed: February 26, 2023
    Date of Patent: January 2, 2024
    Inventor: Eugenia Roxanne Miller
  • Child support and centralized distribution network
    Patent number: 11861614
    Abstract: Child/family support payments are made on a multilayered consortium ledger network using blockchain, IoT, and other technologies to expedite the process and disbursement of child/family support payments. The multilayered consortium ledger network may cater to local and/or global child support agencies and/or local and global Parties/Parents/family members who elect to send child/family support payments to their family(ies) outside the traditional child support agencies/district attorney offices. The plurality of technologies used support payments made/received using, but not limited to, domestic/foreign fiat, cryptocurrency, tokens, an/or native tokens.
    Type: Grant
    Filed: February 26, 2023
    Date of Patent: January 2, 2024
    Inventor: Eugenia Roxanne Miller
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