Abstract: A computerized system and method are presented for exchanging information between a buyer, a seller, a lender, and a strategic business source. The system permits sellers, lenders and strategic business sources to input buyers that are then submitted for activation. The buyers use the system to obtain information about items, while the sellers, lenders, and strategic business sources make consistent contact with the buyer in order to work with the buyer. Information about the buyers is shared with the sellers, lenders, and strategic business sources. A business plan is input into the system for the financial institution employing the lender while another business plan is input for the seller institution employing the seller. Activity on the computerized system is calculated for compliance with the business plan. Feedback is provided to management relating to whether the business plan is being met.

Abstract: A method of processing paper checks that divides into two independent paths the processing of a data file representing a check and the digital image of the check. The data files and image files are separated both in time and in space, with the data files being used to promptly initiate the transfer of funds to and from appropriate accounts, while the paper checks, at a remote location and typically lagging in time, are scanned to create digital image files and deposited as an image or substitute check if deemed ACH ineligible. The method provides for the comparison of data files to image files, based on MICR information, to find any unmatching or mismatched items for exception processing and a process to manage ACH-ineligible items as an image or substitute check.

Abstract: A method and device are presented that creates a channel adjacent a nailing flange of a window in between the window and the rough opening that receives the window. The channel is created by establishing a barrier that prevents foam insulation inserted into the space between the window and the rough opening from reaching the nailing flange. The channel then ensures proper drainage of water that enters the window cavity down to the window sill. A gasket is presented that can be attached to the window or the rough opening to create the barrier. Alternatively, a disintegrating object or a wicking object can be used to impede the flow of insulation foam and to create the appropriate channel. The present invention is equally applicable to doors or other framed objects received into the exterior shell of a building.

Abstract: A system and method of processing paper checks that divides into two independent paths the processing of a data file representing a check and the digital image of the check. The data files and image files are separated both in time and in space, with the data files being used to promptly initiate the transfer of funds to and from appropriate accounts, while the paper checks, at a remote location and typically lagging in time, are scanned to create digital image files and deposited as an image or substitute check if deemed ACH ineligible. The method provides for the comparison of data files to image files, based on MICR information, to find any unmatching or mismatched items for exception processing and a process to manage ACH-ineligible items as an image or substitute check. The system and method further provides for sorting exceptions according to transaction type (ACH eligible versus ACH-ineligible) and prioritizing the further processing of the exceptions based on transaction type.

Abstract: The present invention automates the operation of multiple malware removal software products using a computerized system that systematically operates the multiple selected software products. These products are operated them in a customized “Safe Mode” using a shell that is different than the computer's other shell environments. Unlike the ordinary Safe Modes shells, the Custom Safe Mode prevents malware from functioning that ties itself to the normal shell, such as the Windows Explorer shell. In addition, the Custom Safe Mode allows the automation of tasks beyond that which is available under the standard command line shell.

Abstract: The present invention is a method and apparatus for multitrack recording of audio information using handheld digital electronic devices such as suitably equipped portable digital music players. Recording of video tracks by digital electronic devices to complement the audio is also contemplated. One device serves as a master; the remainder are slaves. A key aspect of the invention is the transmission of start and stop recording signals by the master, which facilitates synchronization of the various tracks. In certain embodiments of the invention, some slaves may begin preliminary sampling of audio information prior to the start recording signal. This prepares these slaves to begin the actual track recording without delay. Upon receiving the command to start recording, each slave chooses as the first frame of its, say, audio track that sample closest to the time the signal to record was received. The task of stopping recording is typically handled similarly.

Abstract: An implantable medical device for treating breathing disorders such as central sleep apnea wherein stimulation is provided to the phrenic never through a transvenous lead system with the stimulation beginning after inspiration to extend the duration of a breath and to hold the diaphragm in a contracted condition.

Abstract: The present invention automates the operation of multiple malware removal software products using a computerized system that systematically operates the multiple selected software products. These products are executed within a customized Diagnostic Operating System, which is different from the Normal Operating System in which the computer normally operates. Thus, any malware that may be attached to any of the programs, shells, drivers, services, or data files associated with the Normal Operating System cannot corrupt the malware removal process performed under the Diagnostic Operating System. Preferably, the Diagnostic Operating System is accessed from a read-only device prepared on a secure computer separate from the computer that is the target of the malware removal process, and the Diagnostic Operating System executes in a read-only environment.

Abstract: A method for improving renal function includes placing an electrode on a dorsal spinal cord within a central nervous system and applying an electrical current to the electrode. The electrode is positioned, and the electrical current is configured, to stimulate an afferent neuron without stimulating an efferent neuron, thereby causing an increase in renal excretion of sodium and water while having an insubstantial affect on a sympathetic nervous system.

Abstract: A shared storage distributed file system is presented that provides clients with access to a storage area network (SAN) attached storage device. The access is provided either via block-level requests over the SAN or via file-level requests made to a server over a local area network (LAN). File requests are categorized between SAN requests and LAN requests. This categorization can be based on dividing the requests between write and read requests, or between requests that alter data stored on the storage device and requests that do not alter data on the storage device. In other embodiments, the categorization can be made on the size of the file or the data involved in the file request. In one embodiment, the client is able to access and interpret metadata stored on the storage device.

Abstract: The present invention is a system and method for parametric configuration of a complex product. The system includes a parametric configurator, a parametric configuration language, and a parametric data management system. The parametric configuration language facilitates the solution of a design using constraints on geometric, physical, technological, operational, or business parameters. The parametric configurator includes a hierarchical solver that partitions a design into a plurality of subdesigns; provides the choice to collectively or independently optimize sets of subdesigns; and rolls back the solution process to an earlier subdesign when a given subdesign is determined to not be viable. The parametric data management system accesses data on a tangible digital medium, the data including constraints, product models, and product model instances. The method transforms the physical and geometrical constraints into a concrete product design.

Abstract: A database system and method is presented that updates a retail transaction database for each transaction by extracting a name from a payment mechanism. Associations already made between the customer records, the transactions database, and the payment account database are used in conjunction with the extracted name to create additional associations between customers and transactions and between customers and payment accounts. In addition, new customer records can be created by searching demographic databases using the reverse append name and data associated with the transaction already in the database.

Abstract: The present invention is a method and apparatus for automatically generating an optimal configuration of a product having a complex design, using logic implemented on a digital computer processing system. A general configuration for the product will be broken down into a hierarchy of subdesigns by a designer of an artifact type, such as a bus. A particular instance of the product type must satisfy a set of external parametric constraints specified by a user. These constraints may take the form of a range of values for some performance characteristic of the product. Constraints may also be imposed for other reasons, such as governmental regulations or business requirements. The hierarchical decomposition facilitates the solution of highly complex problems. Criteria for a best solution may be specified for a given subdesign, for a collection of subdesigns, or globally. The tentative selection of a particular subdesign may impose internally generated parametric constraints upon a subsequent subdesign solution.

Abstract: A spectral fingerprint technique is disclosed that allows an ICD to eliminate unnecessary shocks to the heart.

Abstract: The present invention is single- and multi-phase power distribution systems comprising a plurality of transformers. Each transformer is connected to another of the transformers, in series (single phase) and in series and parallel (multi-phase). Each transformer has a switch connection movable between an on and an off position according to pre-determined rules.

Abstract: A method of processing paper checks that divides into two independent paths the processing of a data file representing a check and the digital image of the check. The data files and image files are separated both in time and in space, with the data files being used to promptly initiate the transfer of funds to and from appropriate accounts, while the paper checks, at a remote location and typically lagging in time, are scanned to create digital image files and deposited as an image or substitute check if deemed ACH ineligible. The method provides for the comparison of data files to image files, based on MICR information, to find any unmatching or mismatched items for exception processing and a process to manage ACH-ineligible items as an image or substitute check. The process further provides for a trial period protocol for performing image matching on ACH-eligible items during a trial period before sending such transactions for settlement.