Abstract: A communication system for processing information for distribution, including: a central data station, a plurality of user stations, a communication link interconnecting the user stations with the central data station, each the user stations including means for accessing the central station, the central station including a data base of usage information and billing data, the central station including means for accessing the user station usage data base, the central data station including means responsive to the user usage pattern for calculating a billing data means for transmitting the billing data to the station, the billing data including a billing plan based upon the usage information of the user and the projected usage calculated from the central station data base in accordance with the user data base.