Abstract: A Value Analyzer system is a data-driven computer-facilitated financial model that provides accurate and consistent profitability calculations using account and event data stored in a relational database managed by a relational database management system (RDBMS), wherein the account data comprises attributes of the accounts being measured and the event data comprises attributes of account-related transactions. A selector function uses selection criteria to select accounts and events from the relational database in order to generate a number of inputs for profitability calculations.

Abstract: One or more embodiments of the invention provide a RedlineXML schema comprised of constraints that provide restrictions as to the elements and attributes that may be utilized to define a RedlineXML document. The RedlineXML schema is comprised of an Objects element, a Tags element, a BaseDocument element, and a MarkupPlanes element. The Objects element is comprised of any number of objects that may be utilized to redline or markup a base document. For example, the Objects element may contain Box, Circle, Spline, Polyline, Group, Arc, Ellipse, Text, Note, Cloud, Callout, and/or Style elements. The BaseDocument element specifies the base document that is being marked up. The attributes of the BaseDocument element provide the information needed to recognize and parse the elements of a foreign XML schema used to represent the type of base document being redlined or marked up.