Abstract: A curable ceramer composition, coated articles and methods for making and curing the composition. The curable ceramer comprises a fluoro/silane, a crosslinkable silane, a curable binder precursor, and a colloidal inorganic oxide. The ceramer has a long shelf life before cure and can be used to provide cured ceramer coatings and articles having stain resistance, abrasion resistance and hardness.