Abstract: A method and apparatus for addressing multi-bank memory. The method includes generating a first bank select and generating a first row address. The first row address is stored and presented as a second bank select during an activate portion of the memory cycle. During an access portion of the memory cycle, a first bank select is generated and the saved second bank select is retrieved from storage. The first bank select and retrieved second bank select identify a bank of memory. The apparatus includes a storage device for saving the second bank select. The second bank select may be stored based on the value of the first bank select.