Patents Represented by Attorney Michael Chan, Esq.
  • Patent number: 7792754
    Abstract: A financial document item processing system processes checks transported from an upstream end of a check transport path to a downstream end of the check transport path. Endorsement data is transmitted to an RFID tag of a check transported along the check transport path from the upstream end to the downstream end. Alternatively, encoded data is transmitted to an RFID tag of a check transported along the check transport path from the upstream end to the downstream end. In some financial document item processing applications, both endorsement data and encoded data are transmitted to an RFID tag of a check transported along the check transport path from the upstream end to the downstream end.
    Type: Grant
    Filed: October 22, 2003
    Date of Patent: September 7, 2010
    Assignee: NCR Corporation
    Inventors: Susan H. Schott, Sean K. O'Brien, Sean Woodward
  • Patent number: 7782600
    Abstract: A self service terminal having a casing with a selectively releasable display. The display is secured to the casing using a fastener (75) that can only be unfastened from inside the casing.
    Type: Grant
    Filed: January 31, 2008
    Date of Patent: August 24, 2010
    Assignee: NCR Corporation
    Inventor: Alexander S. MacDonald
  • Patent number: 7783570
    Abstract: To enable the payment of charges, for example those for mobile telephones, with cash there is provided an automated terminal for receiving payments including an input for currency notes, an acceptor for such currency notes and an input for information on an account for charges to which payment is required together with a control arrangement to record said account information and the value of acceptable currency notes fed in, to relate said information to said value as payment to said account and to hold said related information and value and acceptable currency notes available for retrieval. In this way a user need not have a bank account to make a payment to an account with a service provider.
    Type: Grant
    Filed: February 26, 2007
    Date of Patent: August 24, 2010
    Assignee: NCR Corporation
    Inventors: Kenneth A. Nicoll, Mark M. Grossi, Grant C. Paton, Wolf D. Rossman, Alfred J. Hutcheon
  • Patent number: 7739144
    Abstract: A self-service terminal (20) for displaying advertisements is described. The terminal comprises a display (52) and a network connection (32). The terminal further comprises means for accessing an advertisement database (18) to retrieve an advertisement associated with the terminal (20), and means for incorporating the retrieved advertisement in a screen (130) for displaying on the display (52). The terminal (20) may be an ATM. A method of supplying an advertisement for displaying on a self-service terminal, and a system for controlling presentation of advertisements on a self-service terminal are also described.
    Type: Grant
    Filed: April 5, 2001
    Date of Patent: June 15, 2010
    Assignee: NCR Corporation
    Inventors: Michael G. Coutts, Lee G. Dove
  • Patent number: 7721952
    Abstract: A method of operating a self-service terminal is described in which a stack of media is presented to a customer. If it is detected that at least some of the stack remains within the terminal, the remaining media is advanced out of the self-service terminal.
    Type: Grant
    Filed: August 2, 2007
    Date of Patent: May 25, 2010
    Assignee: NCR Corporation
    Inventor: Kevin G. Leeper
  • Patent number: 7720313
    Abstract: A system for handling files containing digitized images, such as digitized bank checks. Four digitized image-files are obtained for each check: front and back at the beginning of a process, and front and back at the end of the process. Four digital signatures are generated, one for each image-file. The four image-files are to be consolidated into a single composite file. However, for technical reasons, the content of the image-files must be altered somewhat. Thus, if the image-files are later extracted from the composite file, the extracted files will not correspond to the original image-files, and will produce different digital signatures. The invention allows the original image-files to be accurately extracted from the composite file.
    Type: Grant
    Filed: December 16, 2005
    Date of Patent: May 18, 2010
    Assignee: NCR Corporation
    Inventors: Gene R. Franklin, David G. Schwartz
  • Patent number: 7716133
    Abstract: A method of upgrading a self-service terminal (SST), such as an ATM. An SST is first identified which has (1) a screen for displaying withdrawal options usable by a customer and (2) a touch input mechanism for receiving user commands. Then the SST is modified so that it can receive user commands from a wireless telephone. The modifications may include retro-fitting the SST with a transceiver adapted to receive signals directly from a wireless telephone. Alternately, or additionally, the modifying step may include retrofitting the SST and/or a network system host with a program for enabling the SST to receive a transaction from a remote source.
    Type: Grant
    Filed: March 10, 2000
    Date of Patent: May 11, 2010
    Assignee: NCR Corporation
    Inventors: Douglas S. Foote, Rory W. MacLeod
  • Patent number: 7716134
    Abstract: A method of operating a self service terminal (SST) (12) is described, in which the SST (12) detects characteristics of a mobile computing device held by a user (16), and configures the user interface dependent on the detected characteristics. The characteristics may include features of the mobile device, such as communication facilities, or may include user identification information. Where the user is identified, a user profile may be retrieved from a remote SST operator (14). Certain embodiments of the invention may detect devices held by a second or subsequent user (18), and retrieve the relevant user profile prior to the second user (18) interacting with the SST (12).
    Type: Grant
    Filed: January 18, 2002
    Date of Patent: May 11, 2010
    Assignee: NCR Corporation
    Inventors: Jonathan S. Black, Martin R. Smith, John G. Savage
  • Patent number: RE41418
    Abstract: A check processing system comprises an image lift device which is provided for lifting an image of a check as the check is being transported along a check feed path. A MICR reader is provided for reading a MICR codeline from the check as the check is transported along the check feed path past the MICR reader. The image of the check is reoriented when the MICR reader is unable to read a MICR codeline from the image of the check due to misorientation of the check along the check feed path.
    Type: Grant
    Filed: January 4, 2005
    Date of Patent: July 6, 2010
    Assignee: NCR Corporation
    Inventor: James M. Rossignoli