Abstract: A semiconductor device (32) has an as-deposited solder bump (34) having the intrinsic potential for forming an extended eutectic region for simplified DCA applications. The as-deposited solder bump (34) has first tin layer (40) overlying the UBM of the bonding pad (14) on the device. The first tin layer reacts with a metal layer (36) in the UBM to form an intermetallic for adhering the solder bump to the bonding pad. A thick lead layer (42) overlies the first tin layer to provide the substantial component of the solder bump. A second tin layer (44) overlies the lead layer to provide localized eutectic formation at the top surface of the bump during reflow. A device having at least this solder bump structure can be directly attached to either ceramic or PC board substrates. Additional layers of tin and /or lead may be supplemented to the basic bump structure to optimize the eutectic formation rate.