Patents Represented by Attorney, Agent or Law Firm Raymond A. Joao
  • Patent number: 6549130
    Abstract: A control apparatus and method, including a first control device, located at a vehicle or premises, capable of at least one of activating, de-activating, disabling, and re-enabling, one or more of a plurality of at least one of a respective system, component, device, equipment, equipment system, and/or appliance, of a respective vehicle or premises, with a first signal. The first signal is generated by and/or transmitted from the first control device in response to a second signal, generated by and/or transmitted from a second control device located remote from the vehicle or premises, and automatically received by the first control device. The second control device is responsive to a third signal, generated by and/or transmitted from a third control device located remote from the vehicle or premises and remote from the second control device, and automatically received by the second control device.
    Type: Grant
    Filed: March 29, 1999
    Date of Patent: April 15, 2003
    Inventor: Raymond Anthony Joao
  • Patent number: 6529725
    Abstract: A transaction security apparatus and method including an input device for inputting transaction data, a processing device for processing the transaction data and for generating a first signal corresponding to the transaction, and a transmitter for transmitting the first signal over a communication network directly to a communication device associated with an individual account holder. The communication device provides notification to the individual account holder of the transaction.
    Type: Grant
    Filed: October 9, 1998
    Date of Patent: March 4, 2003
    Inventors: Raymond Anthony Joao, Robert Richard Bock
  • Patent number: 6347302
    Abstract: An apparatus and method for processing lease insurance information which includes a memory device for storing a first data set, wherein the first data set contains information for generating at least one of an insurance premium and an insurance policy for providing lease insurance for excess wear and tear for a leased entity or post-warranty repairs for a leased entity, respectively, a processor for processing the first data set in conjunction with a second data set and a third data set, wherein the second data set contains information regarding at least one of the entity to be leased and a term of the lease, and wherein the third data set contains information regarding at least one of the leasing individual, the leasing entity, or other pertinent information, and further wherein the processor generates a fourth data set containing at least one of an insurance premium and an insurance policy for providing insurance for excess wear and tear or post-warranty repairs, respectively, for the leased entity, and a d
    Type: Grant
    Filed: July 31, 1997
    Date of Patent: February 12, 2002
    Inventor: Raymond Anthony Joao
  • Patent number: 6283761
    Abstract: An improved apparatus and method for providing healthcare information, the apparatus comprising a processor for processing at least one of symptom information and condition information corresponding to a patient, in conjunction with at least one of healthcare information, healthcare theories, healthcare principles, and healthcare research, wherein the processor generates a diagnostic report, and further wherein the diagnostic report contains information regarding at least one of a diagnosis and a possible diagnosis for the at least one of symptom information and condition information.
    Type: Grant
    Filed: December 31, 1999
    Date of Patent: September 4, 2001
    Inventor: Raymond Anthony Joao
  • Patent number: 6047270
    Abstract: An apparatus and method for providing account security which includes a receiver for receiving one of a limitation and a restriction on usage of an electronic money account, wherein the one of a limitation and a restriction are received from an account holder, a memory device for storing the one of a limitation and a restriction, and a processor for processing a transaction on the electronic money account in conjunction with the one of a limitation and a restriction. The processor generates a first signal which contains information for one of approving and disapproving the transaction.
    Type: Grant
    Filed: August 25, 1997
    Date of Patent: April 4, 2000
    Inventors: Raymond Anthony Joao, Robert Richard Bock
  • Patent number: 5961332
    Abstract: An improvement to an apparatus for processing psychological data, said apparatus comprising means for processing data indicative of at least one of an individual's psychological condition, psychological states, concomitant physiological states, and states of dysfunction in conjunction with at least one of psychological, concomitant physiological, and psycho pathological, at least one of principles, theories and research data in order to generate data indicative of at least one of a diagnosis and a treatment plan for the individual, the improvement comprising a remote user interactive means for providing at least one of a remote accessing and utilization of said apparatus, said remote user interactive means further comprising a user input means for inputting data pertaining to an individual and a user display means for providing at least one of an indication of apparatus operation and data relevant to an individual, wherein said remote user interactive means facilitates at least one of data entry and control o
    Type: Grant
    Filed: February 13, 1996
    Date of Patent: October 5, 1999
    Inventor: Raymond Anthony Joao
  • Patent number: 5917405
    Abstract: A control apparatus for a vehicle, which comprises a first control device. The first control device one of generates and transmits a first signal for one of activating, deactivating, enabling, and disabling, one of a vehicle component, a vehicle device, a vehicle system, and a vehicle subsystem. The first control device is located at the vehicle. The first control device is responsive to a second signal, wherein the second signal is one of generated by and transmitted from a second control device. The second control device is located at a location which is remote from the vehicle. The second control device is responsive to a third signal, wherein the third signal is one of generated by and transmitted from a third control device. The third control device is located at a location which is remote from the vehicle and remote from the second control device.
    Type: Grant
    Filed: July 18, 1996
    Date of Patent: June 29, 1999
    Inventor: Raymond Anthony Joao
  • Patent number: 5903830
    Abstract: A transaction security apparatus which comprises a receiver for receiving one of a limitation and a restriction on an account usage, wherein the one of a limitation and a restriction on an account usage are received in real-time from an individual account holder, a memory for storing the one of a limitation and a restriction on an account usage, and a central processing device for processing an authorization request for a transaction on an account in conjunction with the one of a limitation and a restriction on an account usage. The central processing device generates a first signal, wherein the first signal contains information for one of authorizing and disallowing the transaction.
    Type: Grant
    Filed: June 12, 1997
    Date of Patent: May 11, 1999
    Inventors: Raymond Anthony Joao, Robert Richard Bock
  • Patent number: 5878337
    Abstract: A transaction security apparatus which comprises a transaction device, wherein the transaction device one of generates and transmits a first signal in response to a transaction, and a communication device associated with an individual account. The communication device receives the first signal. The communication device generates a second signal which provides a notification to the individual account holder of the transaction. The transaction device transmits the first signal to the communication device. The first signal is transmitted over a communication network directly to the communication device.
    Type: Grant
    Filed: June 12, 1997
    Date of Patent: March 2, 1999
    Inventors: Raymond Anthony Joao, Robert Richard Bock
  • Patent number: 5839081
    Abstract: An anti-theft apparatus which comprises a blocking element for blocking the flow of exhaust gases, a device for moving the blocking element and a control device for controlling one of the apparatus and the moving device. The apparatus also comprises an activation device, for activating an operation of one of the apparatus and the control device, and a housing for housing at least one of the blocking element, the moving device and the control device. The moving device one of moves and displaces the blocking element between a first position, whereat the blocking element is removed from the flow path of exhaust gases, and a second position, whereat the blocking element is in the flow path of exhaust gases.
    Type: Grant
    Filed: March 14, 1997
    Date of Patent: November 17, 1998
    Inventors: Raymond Anthony Joao, Raymond Delfim Joao
  • Patent number: 5697416
    Abstract: A cover device and method of use therefor for a motor vehicle which comprises a means for covering an entirety of a window and only a portion of at least one of a motor vehicle roof adjacent the window, a motor vehicle hood adjacent the window, a motor vehicle component adjacent the top edge portion of the window and a motor vehicle component adjacent the bottom edge portion of the window, and at least one handle for the covering means. The covering means is at least one of closable and securable inside at least one of a motor vehicle door, window and passenger compartment.
    Type: Grant
    Filed: March 15, 1995
    Date of Patent: December 16, 1997
    Inventors: Robert R. Bock, Raymond Anthony Joao
  • Patent number: 5612878
    Abstract: An apparatus and method for motor vehicle anti-theft wherein the apparatus comprises a device for blocking a motor vehicle's exhaust gases path and a device for moving the blocking device. The moving device moves or displaces the blocking device to one of a first position, whereat the blocking device is completely removed from an exhaust gases path, and a second position, whereat the blocking device completely blocks an exhaust gases path. The method comprises the steps of actuating the moving device and moving the blocking device to a position, whereat the blocking device completely blocks off or seals off a motor vehicle exhaust gases path.
    Type: Grant
    Filed: June 22, 1995
    Date of Patent: March 18, 1997
    Inventors: Raymond A. Joao, Raymond D. Joao
  • Patent number: 5513244
    Abstract: A remote-controlled anti-theft or theft-deterrent system and method, for motor vehicles, is disclosed which comprises a transmitting device, wherein the transmitting device is capable of transmitting data signals to at least two remote locations, a first receiving device for receiving the data signals transmitted from the transmitting device at a first of the at least two remote locations, a second receiving device for receiving the data signals transmitted from the transmitting device at a second of the at least two remote locations, a first control device associated with the first receiving device for processing the data representative of the data signals, wherein the first control device processes the data representative of the data signals and issues one of a disable signal and a re-enable signal to one of a vehicle's ignition system, a vehicle's fuel pump system and a vehicle's auxiliary equipment system one of instantaneously and after a time delay period, and a second control device associated with the
    Type: Grant
    Filed: June 12, 1995
    Date of Patent: April 30, 1996
    Inventors: Raymond A. Joao, Raymond D. Joao, Thomas Garben
  • Patent number: 5415214
    Abstract: A cover device for motor vehicle windows and/or lights is disclosed which comprises an external shell which has an inner region and at least two end regions. The cover device also comprises at least two handles, wherein each of the two handles is connected to the external shell at a perimeter region of each of the at least two end regions. The end regions of the external shell is closable inside a motor vehicle passenger compartment. The cover device protects a motor vehicle windows and/or lights from snow, ice, freezing rain, dirt, dust, debris or other foreign matter. The cover device can be used on a windshield, a rear window, side windows and lights of a motor vehicle so as to provide for an easy clearing and cleaning of same.
    Type: Grant
    Filed: February 4, 1994
    Date of Patent: May 16, 1995
    Inventors: Robert R. Bock, Raymond A. Joao