Patents Represented by Attorney Shearman & Sterling LLP
  • Patent number: 6941281
    Abstract: Systems and methods for automated loan repayment involve utilizing consumer payment authorization, clearing, and settlement systems to allow a merchant to reduce an outstanding loan amount. After a customer identifier (e.g., a credit, debit, smart, charge, payment, etc. card account number) is accepted as payment from the customer, information related to the payment is forwarded to a merchant processor. The merchant processor acquires the information related to the payment, processes that information, and forwards at least a portion of the payment to a loan repayment receiver as repayment of at least a portion of the outstanding loan amount owed by the merchant. The loan repayment receiver receives the portion of the payment forwarded by the merchant processor and applies that portion to the outstanding loan amount owed by the merchant to reduce that outstanding loan amount.
    Type: Grant
    Filed: July 20, 1999
    Date of Patent: September 6, 2005
    Assignee: Advanceme, Inc.
    Inventor: Barbara S. Johnson
  • Patent number: 6826544
    Abstract: Systems and methods for automated loan repayment involve utilizing consumer payment authorization, clearing, and settlement systems to allow a merchant to reduce an outstanding loan amount. After a customer identifier (e.g., a credit, debit, smart, charge, payment, etc. card account number) is accepted as payment from the customer, information related to the payment is forwarded to a merchant processor. The merchant processor acquires the information related to the payment, processes that information, and forwards at least a portion of the payment to a loan repayment receiver as repayment of at least a portion of the outstanding loan amount owed by the merchant. The loan repayment receiver receives the portion of the payment forwarded by the merchant processor and applies that portion to the outstanding loan amount owed by the merchant to reduce that outstanding loan amount.
    Type: Grant
    Filed: July 9, 1997
    Date of Patent: November 30, 2004
    Assignee: Advanceme, Inc.
    Inventor: Barbara S. Johnson
  • Patent number: 6730030
    Abstract: A Doppler ultrasound system automatically and repeatedly scans an area of interest to construct at least one velocity profile through segments of arteries over an area of interest. Each scan includes taking measurements of blood flow in the area of interest substantially simultaneously from different angles. The velocity profiles and delta velocity profiles are automatically analyzed to determine a number of parameters indicative of potentially stenotic areas within the artery. The parameters and their changing value along the length of the artery indicative of stenosis are detected and compared with predefined threshold values to determine potentially stenotic areas. Scanning by the Doppler ultrasound system is triggered at a predefined point in an ECG cycle of the patient.
    Type: Grant
    Filed: February 28, 2002
    Date of Patent: May 4, 2004
    Inventor: Yoram Palti