Abstract: A method of administering and playing a baccarat type card game is disclosed in which three hands are dealt face-up, having three cards each. Players wager on which hand will win, and can also wager on ties between two or more hands. After the first card is dealt to each hand, players are given the opportunity to alter their wagers, either by surrendering a portion of their wager and withdrawing from the hand, or by increasing the wager up to the amount of the original wager. Then, a second card is dealt face-up, and the players are again given the opportunity to surrender a portion of their wagers and withdraw from the hand. When the hands are complete, the point total for each hand is calculated and the winning or tied hands are paid.