Abstract: To protect a person with a property interest in real property against a loss of market value thereof, a base market value of the real property is determined at a current time when the property interest in the real property arises or thereafter, and a number of types of events that cause the real property to lose market value as compared with the base market value are defined. A number of the defined types of events are selected, and a real estate market value policy is issued to the person at about the current time. The policy promises to compensate the person for any loss experienced by the person if the real property loses market value as compared with the base market value based on any of the selected types of events.
Type:
Grant
Filed:
August 15, 2008
Date of Patent:
February 8, 2011
Assignee:
United Services Automobile Association (USAA)
Abstract: Techniques for performing one or more actions based upon physical locations of one or more paper documents. According to an embodiment of the present invention, the paper documents have identification tags physically associated with them. The physical locations of the paper documents are determined based upon information read from the identification tags physically associated with the paper documents. One or more actions are performed based upon the physical locations of the paper documents.
Type:
Grant
Filed:
September 3, 2002
Date of Patent:
February 8, 2011
Assignee:
Ricoh Company, Ltd.
Inventors:
Jonathan J. Hull, Jamey Graham, Dar-Shyang Lee
Abstract: A method of processing data includes identifying a capture redo byte address, initiating a capture process at the capture redo byte address, creating a clone of a source database to a logical change number, and initiating an apply process at a target database.
Abstract: Aspects of the present invention provide multifocal lenses having one or more multifocal inserts comprising one or more diffractive regions. A diffractive region of a multifocal insert of the present invention can provide a constant optical power or can provide a progression of optical power, or any combination thereof. A multifocal insert of the present invention can be fabricated from any type of material and can be inserted into any type of bulk lens material. A diffractive region of a multifocal insert of the present invention can be positioned to be in optical communication with one or more optical regions of a host lens to provide a combined desired optical power in one or more vision zones. Index matching layers of the present invention can be used to reduce reflection losses at interfaces of the host lens and multifocal insert.
Type:
Grant
Filed:
November 13, 2008
Date of Patent:
February 8, 2011
Assignee:
PixelOptics, Inc.
Inventors:
Venkatramani S. Iyer, William Kokonaski, Joshua N. Haddock, Roger Clarke, Ronald D. Blum
Abstract: A computer-implemented method for generating depth-of-field effects includes receiving information specifying an input image rendered using a pinhole camera. A first set of circles of confusion associated with portions of the input image are determined based a set of parameters associated with the pinhole camera. The first set of circles of confusion are then associated with heat conductivity of a medium. The portions of the input image are blurred according to heat diffusion in the medium to generate a first output image having a first depth-of-field effect.
Abstract: An airway implant device for maintaining and/or creating an opening in air passageways is disclosed. Methods of using the device are also disclosed. The airway implant device comprises a deformable element to control the opening of an air passageway. Preferably the deformable element is an electroactive polymer element. Energizing of the electroactive polymer element provides support for the walls of an air passageway, when the walls collapse, and thus, completely or partially opens the air passageway. Some embodiments of the invention include a sensor capable of sensing the possible occurrence of an apneic event and activating the deformable element of the airway implant device. Methods of treating airway disorders such as sleep apnea and snoring with the airway implant device are disclosed herein.
Type:
Grant
Filed:
February 15, 2006
Date of Patent:
February 8, 2011
Assignee:
Pavad Medical, Inc.
Inventors:
Nikhil D. Bhat, Anant V. Hegde, George Yoseung Choi
Abstract: A photochromic optical article comprises a substrate, and a photochromic coating coated on an outer surface of the substrate and having at least two photochromic layers. Each of the photochromic layers has a composition that contains a carrier and at least one photochromic dye. The compositions of the photochromic layers are different from each other.
Abstract: A method for opening a portion of a passageway of a patient is disclosed. The patient has a first metallic structure attached to a portion of the patient's neck. The method includes obtaining a second magnetic structure, placing the second magnetic structure proximate the first metallic structure attached to the portion of the patient's neck, and pulling the second magnetic structure away from the patient's neck to thereby open the passageway.
Type:
Grant
Filed:
April 4, 2006
Date of Patent:
February 8, 2011
Assignee:
The Regents of the University of California
Inventors:
Peter Belafsky, Joel Delman, John B. Freese
Abstract: Systems and methods are provided for activating a payment account. The payment account is associated with two identifiers. A payment instrument is provided as having the two identifiers. A first identifier is read at a first point of sale device to activate the payment account. A second identifier is read by a radio frequency identification reader at a second point of sale device to access funds in the payment account. The first point of sale device may not be capable of reading the second identifier.
Abstract: An integrated circuit (IC) includes a high capacitance solid state circuit region configured to perform predetermined operations, a RFID block comprising a FeRAM block for storing data, and an interface unit configured to transfer to the RFID block an externally-provided unique ID for wirelessly identifying the IC, the unique ID being stored in the FeRAM block. The IC further includes a conductive trace extending through predetermined regions of the IC, the conductive trace being configured as an antenna for the RFID block, wherein the RFID block is configured to receive and transmit information to an external source via the antenna.
Abstract: Embodiments of the present invention relate to a multifocal lens having a mostly spherical power region and a progressive optical power region. Embodiments of the present invention provide for the proper alignment and positioning of each of these regions, the amount of optical power provided by each of the regions, the optical design of the progressive optical power region, and the size and shape of each of the regions. The combination of these design parameters allows for an optical design having less unwanted astigmatism and distortion as well as both a wider channel width and a shorter channel length compared to conventional PALs. Embodiments of the present invention may also provide a new, inventive far-intermediate distance zone and may further provide for increased vertical stability of vision within a zone of the lens.
Type:
Grant
Filed:
December 25, 2007
Date of Patent:
February 8, 2011
Assignee:
PixelOptics, Inc.
Inventors:
Ronald D. Blum, William Kokonaski, Venkatramani S. Iyer, Joshua N. Haddock, Mark Mattison-Shupnick
Abstract: Occluding structures may be created within a body lumen by advancing a length of material distally through the body lumen. By drawing a distal location on the advanced length of material in a proximal direction, the material may be compacted into a structure which at least partially occludes the lumen. The occluding structure may be used to remove kidney stones from the ureter in conjunction with lithotripsy and irrigation.
Abstract: A programmable delay element, variable-length delay chain, and ring oscillator are disclosed. The programmable delay element performs phase interpolation of input signals in response to a control signal and can be used in combination with other delay elements to create a highly-modular, variable-length delay chain or ring oscillator. The ring oscillator can be used as part of a digitally-controlled oscillator (DCO) in a digital clock synthesizer to adjust the frequency and phase of a clock signal by fractional unit delay steps. Within the variable-length delay chain, some programmable delay elements can be configured to scale the delay-step of other programmable delay elements so that a plurality of step sizes can be implemented with identical delay elements. Also, variations of the delay chain generate in-phase and quadrature phase (I/Q) signals in either an end-tap or center-tap configuration.
Abstract: Methods, systems, and devices are described for automatically converting audio input signal data into musical score representation data. Embodiments of the invention identify a change in frequency information from the audio signal that exceeds a first threshold value; identify a change in amplitude information from the audio signal that exceeds a second threshold value; and generate a note onset event, each note onset event representing a time location in the audio signal of at least one of an identified change in the frequency information that exceeds the first threshold value or an identified change in the amplitude information that exceeds the second threshold value. The generation of note onset events and other information from the audio input signal may be used to extract note pitch, note value, tempo, meter, key, instrumentation, and other score representation information.
Abstract: A system for producing frequency converted light includes a first seed laser operable to provide a first laser signal and a second seed laser operable to provide a second laser signal. The system also includes an optical combiner optically coupled to the first seed laser and the second seed laser. The optical combiner is operative to combine the first laser signal and the second laser signal into a combined laser signal. The system further includes a power amplifier optically coupled to the optical combiner. An intensity of both the first laser signal and the second laser signal are increased by the power amplifier. The system additionally includes a harmonic converter optically coupled to the power amplifier.
Abstract: Insurance policy deductibles are managed by a plurality of interrelated tables each including a plurality of variables. The variables in a first table include a geographical variable, a transaction variable and an effective policy date variable. The variables in another table include additional geographic variables, structural characteristics, amount of insurance and provides controls for managing deductibles. The variables in a further table distinguish deductibles available to the policies. In an additional table, the variables identify movement from an old deductible to a new deductible.
Type:
Grant
Filed:
August 26, 2003
Date of Patent:
February 8, 2011
Assignee:
United Services Automobile Association
Inventors:
Jerromy Laverne Johnson, Michael Hongming Chan
Abstract: An audit planning system enables users to plan effective audits by identifying audit units having potentially large impacts and risks on an enterprise and enabling users to select audit units to include in audits based on a variety of different criteria. The audit planning system displays the audit units of the enterprise and a visual indicator of the impact and risk associated with each audit unit. The audit planning system enables users to select the displayed audit units to plan an audit. The audit planning system may display audit units in an impacted financial statement, a tree map, a graph, and/or a table. The audit planning system may sort and/or display audit units with visual indicators specifying associated risks, impacts, materiality values, exposures, coverages, and/or audit costs. The audit planning system can further display visual indications of the changes in audit units' associated attributes over time.
Abstract: There is provided an information recording and reproducing method and an apparatus for the same capable of optimizing the shift adjustment of a recording pulse recorded in an optical disk even at the time of recording information on the optical disk at a high speed. The shift adjustment value of the recording pulse optimized at a low speed recording on an optical disk is multiplied by a constant value to be taken as the optimum shift conditions of the recording pulse at the high speed recording.
Type:
Grant
Filed:
July 24, 2008
Date of Patent:
February 8, 2011
Assignees:
Hitachi, Ltd., Hitachi-LG Data Storage, Inc.
Abstract: A new and distinct cultivar of Cynara named ‘X42’ that has improved productivity and year round harvest. ‘X42’ produces one central and about fifteen lateral edible immature flower buds, and four side shoots during the first year.