Abstract: Method for efficient use of meal vouchers comprising issuing a unique meal voucher having a per diem value and preset use criteria, verifying voucher validity for use under at least one preset criterion, and, if the preset criterion is satisfied, allowing the use of the voucher. Use criteria may include a day and time limitation on voucher use, redemption of the voucher for goods other than a meal and/or accumulation of the voucher per diem value to a preset sum and/or over a preset period. A system implementing the method includes a dedicated server running applications which enable interaction between employers, employees, meal and non-meal suppliers and non-employee users for issue, distribution and efficient use of meal vouchers which can also be redeemed for goods other than meals and/or have their per diem value accumulated before redemption.