Patents Assigned to Accountnow, Inc.
  • Publication number: 20130018767
    Abstract: A method for acquiring data to process a financial account is provided which includes receiving a request to process the financial account. The request includes a print stream of data for a client received in a print protocol. The method further includes converting the print stream of data into wire format data, and transmitting the wire format data to a server to process the financial account. A method is provided for processing a financial account which includes receiving a request from a client to process the financial account. The request includes a print stream of data for a client received in a print protocol. The method further includes extracting data elements from the received wire format data, and processing the financial account using the extracted data elements. The receiving includes receiving encrypted wire format data which has been converted from the print stream of data for the client received in a print protocol.
    Type: Application
    Filed: July 12, 2011
    Publication date: January 17, 2013
    Applicants: Gray Hawk Payment Technologies, Inc., AccountNow, Inc.
    Inventors: Simon Williams, Zachary H. Lynde
  • Publication number: 20110093382
    Abstract: Systems and methods for funding a prepaid card account with a loan are disclosed. One embodiment includes, receiving, by an account manager at a host server, a request from a customer to fund the prepaid card account through obtaining a loan from a lender, comparing user data of the customer to a set of metrics to determine whether the customer meets qualifications for funding the prepaid card account through the loan, comparing user data of the customer to a set of metrics to determine whether the customer meets qualifications for funding the prepaid card account through the loan, presenting the terms of the loan to the user via the user device, and/or funding, by the account manager, the prepaid card account using the loan, responsive to the customer accepting the terms of the loan.
    Type: Application
    Filed: October 20, 2009
    Publication date: April 21, 2011
    Applicant: AccountNow, Inc.
    Inventors: Tim Coltrell, Vickie Lim, Matt Montes, Greg Pacheco, Dave Petrini, Simon Williams
  • Patent number: 7849010
    Abstract: A system and method generate an account in real time in accordance with an application programming interface (API). The API contains parameter descriptions listing universal resource locator (URL) parameters associated with items. A format for implementing an http request to transmit data to in compliance with the defined format is disclosed. A transparent mode for transmitting a response to an http request transmitting data provides for the transmission of an extensible markup language (XML) formatted file communicating an outcome to the request.
    Type: Grant
    Filed: August 6, 2008
    Date of Patent: December 7, 2010
    Assignee: Accountnow, Inc.
    Inventors: David Deyoe, Tim Coltrell, Matt Montes, Greg Pacheco, Daniel Kjellen, Shelly Ropolo
  • Publication number: 20090043677
    Abstract: A system and method generate an account in real time in accordance with an application programming interface (API). The API contains parameter descriptions listing universal resource locator (URL) parameters associated with items. A format for implementing an http request to transmit data to in compliance with the defined format is disclosed. A transparent mode for transmitting a response to an http request transmitting data provides for the transmission of an extensible markup language (XML) formatted file communicating an outcome to the request.
    Type: Application
    Filed: August 6, 2008
    Publication date: February 12, 2009
    Applicant: AccountNow, Inc.
    Inventors: David DeYoe, Tim Coltrell, Matt Montes, Greg Pacheco, Daniel Kjellen, Shelly Ropolo