Abstract: A system and method for generating automobile insurance certificates from a remote computer terminal connected by a computer network to a central computer, wherein an expiring automobile insurance policy is identified by viewing on the remote computer terminal data, stored on the central computer, relating to expiring policies and an automobile insurance certificate relating to the expiring policy is ordered electronically, in response to such identification, from the remote computer terminal.

Abstract: A system for preventing cash flow losses for an insured entity including (a) a database for storing information including a base periodic cash flow amount for the insured entity; (b) a database for storing information including an actual periodic cash flow amount for the insured entity; (c) a comparator that compares the base periodic cash flow amount to the actual periodic cash flow amount and, if the actual periodic cash flow amount is less than the base periodic cash flow amount, calculates the difference between the base periodic cash flow amount and the actual periodic cash flow amount; (d) means for making a payment to the insured equal to the difference between the base periodic cash flow amount and the actual periodic cash flow amount if the base periodic cash flow amount is greater than the actual periodic cash flow amount.