Abstract: A triple factor authentication in one step method and system is disclosed. According to one embodiment, an Integrated Voice Biometrics Cloud Security Gateway (IVCS Gateway) intercepts an access request to a resource server from a user using a user device. IVCS Gateway then authenticates the user by placing a call to the user device and sending a challenge message prompting the user to respond by voice. After receiving the voice sample of the user, the voice sample is compared against a stored voice biometrics record for the user. The voice sample is also converted into a text phrase and compared against a stored secret text phrase. In an alternative embodiment, an IVCS Gateway that is capable of making non-binary access decisions and associating multiple levels of access with a single user or group is described.