Abstract: Systems and methods for pet insurance enrollment, adjustment, and utilization are provided herein. In some embodiments, one or more pet insurance offerings and a pet insurance enrollment process are available to a user through a mobile application on a mobile computing device. In some embodiments, a preliminary premium rate is calculated based on background information provided by a user through the mobile application. In some embodiments, a pet tracker forms a portion of the system, and an adjusted premium rate can be calculated based on pet monitoring data received directly or indirectly from the pet tracker. In some embodiments, pet monitoring data acquired from a plurality of pet trackers are used to develop, inform, and refine one or more pet insurance actuarial models.
Type:
Grant
Filed:
August 25, 2020
Date of Patent:
November 22, 2022
Assignee:
ADubb LLC
Inventors:
Alexander James Andreae, Sebastian Milton Nonis, Megan Madalynne Rice, Anthony C. Dubbaneh
Abstract: Systems and methods for pet insurance enrollment, adjustment, and utilization are provided herein. In some embodiments, one or more pet insurance offerings and a pet insurance enrollment process are available to a user through a mobile application on a mobile computing device. In some embodiments, a preliminary premium rate is calculated based on background information provided by a user through the mobile application. In some embodiments, a pet tracker forms a portion of the system, and an adjusted premium rate can be calculated based on pet monitoring data received directly or indirectly from the pet tracker. In some embodiments, pet monitoring data acquired from a plurality of pet trackers are used to develop, inform, and refine one or more pet insurance actuarial models.
Type:
Grant
Filed:
September 16, 2016
Date of Patent:
September 1, 2020
Assignee:
ADubb LLC
Inventors:
Alexander James Andreae, Sebastian Milton Nonis, Megan Madalynne Rice, Anthony C. Dubbaneh