Patents Assigned to Allstate Insurance Company
  • Patent number: 12153190
    Abstract: Systems and methods for deployment of a protective component, generation of a customized design for the protective component, or combinations thereof are associated with a structure comprising a portion, a neural network model, processor(s), and memory storing machine readable instructions. When executed for deployment, the neural network model predicts the likelihood of the occurrence of the natural event in the geographic area within the time frame as high as defined by when the likelihood is above a threshold, and deploys the protective component for protecting the portion of the structure when the likelihood is high. For customized design, the neural network model is used to access dimension and weather data associated with a structure and weather data to generate the customized design of the protective component for the structure.
    Type: Grant
    Filed: March 16, 2022
    Date of Patent: November 26, 2024
    Assignee: Allstate Insurance Company
    Inventors: Mark Slusar, Nilesh Malpekar, Anna Reifman, Gabriel Federico Carballo Nunez, Meg G. Walters
  • Patent number: 12155676
    Abstract: Methods, computer-readable media, software, and apparatuses may assist in proactively warning a consumer they are a victim or possible target of a cyber-attack or cyber-threat. To discover whether a consumer may be a victim, the methods, computer-readable media, software, and apparatuses will monitor the Surface Web, Deep Web, and Dark Web for potential cyber-threats and cyber-attacks. If one is discovered, the methods, computer-readable media, software, and apparatuses will compare the criteria of victims of targeted in the cyber-attack and compare that criteria with consumer profiles. If a consumer profile matches the criteria, the methods, computer-readable media, software, and apparatuses will notify the consumer of the threat.
    Type: Grant
    Filed: April 28, 2023
    Date of Patent: November 26, 2024
    Assignee: Allstate Insurance Company
    Inventors: Jason D. Park, John S. Parkinson
  • Patent number: 12154178
    Abstract: A system including a computing device may receive base map information, including attribute information associated with a plurality of road segments, and trip request information. Based on this information, a route for the user to travel may be determined. The system might further calculate a risk score for each road segment forming the route, and generate a risk map based on the risk score and the route. The risk map may then be displayed to a user. The risk map may include markers or other objects depicting potential risks along the route the driver may face. Also, the risk map may be updated based on information collected from a sensor coupled to the vehicle or located at the road segment to reflect actual, real-time risk scores calculated using an equation for providing a risk score for a particular driver driving a particular vehicle on a particular road segment.
    Type: Grant
    Filed: August 15, 2023
    Date of Patent: November 26, 2024
    Assignee: ALLSTATE INSURANCE COMPANY
    Inventors: Mark Slusar, Regina Madigan, Timothy W. Gibson
  • Patent number: 12154119
    Abstract: A mobile computerized apparatus configured to provide membership status in a roadside assistance program after occurrence of a roadside event is disclosed. The apparatus executes instructions that cause/allow the apparatus to receive input related to an electronic membership card, retrieve from a data store membership information associated with the vehicle, and dynamically update the electronic membership card for display on the apparatus.
    Type: Grant
    Filed: July 19, 2023
    Date of Patent: November 26, 2024
    Assignee: ALLSTATE INSURANCE COMPANY
    Inventors: Tara Cavallaro Kozlowski, Ryan M. Briggs, Imran Iqbal
  • Patent number: 12149528
    Abstract: Aspects of the disclosure relate to a system and method for securely authenticating a device via token(s) and/or verification computing device(s). A verification computing device may generate a pseudorandom number or sequence. Based on the pseudorandom number or sequence, the verification computing device may select a first plurality of parameters associated with a user of a device to be authenticated. The verification computing device may transmit, to the device, the pseudorandom number or sequence, and the device may select a second plurality of parameters. The device may generate a token based on the second plurality of parameters. The device may send the token to another device, and the other device may send the token to the verification computing device. The verification computing device may authenticate the device based on the token.
    Type: Grant
    Filed: September 20, 2023
    Date of Patent: November 19, 2024
    Assignee: Allstate Insurance Company
    Inventors: John Parkinson, Jason Park, David Harris
  • Patent number: 12150028
    Abstract: A system including a processor and memory may provide for automated support communications, such as communications with individuals who need assistance. Automated communications may use one or more factors to determine how to adjust communications according to the needs of a user. For example, automated communications may be adjusted based on, e.g., a keyword used by a user in the user's communications, or a location associated with the user's mobile device or user vehicle. Automated communications may be adjusted in timing, frequency, or content. One or more external events (e.g., phone call, dispatch request, additional automated communication) may be triggered based on the automated communications.
    Type: Grant
    Filed: August 1, 2023
    Date of Patent: November 19, 2024
    Assignee: ALLSTATE INSURANCE COMPANY
    Inventors: Wilton Hunt, III, Bret M. McDermitt, Anna Reifman
  • Patent number: 12146756
    Abstract: A route risk mitigation system and method using real-time information to improve the safety of vehicles operating in semi-autonomous or autonomous modes. The method mitigates the risks associated with driving by assigning real-time risk values to road segments and then using those real-time risk values to select less risky travel routes, including less risky travel routes for vehicles engaged in autonomous driving over the travel routes. The route risk mitigation system may receive location information, real-time operation information, (and/or other information) and provide updated associated risk values. In an embodiment, separate risk values may be determined for vehicles engaged in autonomous driving over the road segment and vehicles engaged in manual driving over the road segment.
    Type: Grant
    Filed: May 15, 2023
    Date of Patent: November 19, 2024
    Assignee: Allstate Insurance Company
    Inventors: Timothy W. Gibson, Surender Kumar, Regina Madigan
  • Patent number: 12150009
    Abstract: Systems and methods are disclosed for receiving and transmitting accelerometer data and/or usage data, and analyzing the data to detect movement or usage of the device within a vehicle. A device, such as a mobile device, may detect a device movement event or a device usage event associated with the device. Based on the detection of the device movement event or the device usage event, a time associated with the event may be stored. The device may determine whether another event associated with the device occurs within a threshold amount of time from the time associated with the event. Based on a determination of whether the other event occurs within the threshold amount of time, the device may determine an event session associated with the device. The event session may comprise an instantaneous event or a continuous event. Data indicative of the event session may be transmitted to a server.
    Type: Grant
    Filed: May 31, 2022
    Date of Patent: November 19, 2024
    Assignee: Allstate Insurance Company
    Inventors: Kyle Patrick Schmitt, Pratheek M. Harish, Venu Madhav Tammali, Jared S. Snyder, Dana Ferguson
  • Patent number: 12141829
    Abstract: Methods, computer-readable media, systems and apparatuses for home maintenance monitoring and rewarding users for completion of various home maintenance tasks are provided. The systems may receive data associated with a home, such as a plurality of systems and/or devices associated with the home. Based on the received information, the systems may generate a maintenance task list for the home including a plurality of maintenance tasks. Data related to maintenance performed on the home may be received and, based on the received maintenance data, a determination may be made as to whether one or more tasks on the maintenance task list have been completed. Upon completion of a task, a reward, such as points, discounts on future maintenance, insurance premium discounts, etc., may be deposited in an account of the user. In some arrangements, the points may be redeemed as payment on future maintenance, payment on insurance premiums, or the like.
    Type: Grant
    Filed: July 6, 2021
    Date of Patent: November 12, 2024
    Assignee: ALLSTATE INSURANCE COMPANY
    Inventors: Nicolette De Guia, Kelly Ann Brennan
  • Patent number: 12141762
    Abstract: A system may receive video of a damaged vehicle, perform image analysis of the video to determine one or more frames of the video that include a damaged portion of the vehicle, further analyze the one or more frames of the video that include a damaged portion of the vehicle to determine a damaged cluster of parts of the vehicle, determine whether the damaged cluster of parts should be repaired or replaced, map the damaged cluster of parts to one or more parts in a vehicle-specific database of parts, and generate, based on the mapping, a list of parts for repair or replacement.
    Type: Grant
    Filed: July 17, 2023
    Date of Patent: November 12, 2024
    Assignee: Allstate Insurance Company
    Inventors: Jean Utke, Cory Campagna
  • Patent number: 12135804
    Abstract: Methods, computer-readable media, software, and apparatuses may calculate and inform a consumer of company privacy scores corresponding to companies with which the consumer has a corresponding account, or for a company associated with a web site that a consumer may visit. A consumer privacy score may also be determined, based on the company privacy scores. The company privacy scores may be based on a calculation including elements of a privacy practice of the corresponding company and elements of a privacy policy of the corresponding company.
    Type: Grant
    Filed: September 19, 2023
    Date of Patent: November 5, 2024
    Assignee: Allstate Insurance Company
    Inventors: Siddharth Daftary, Marvin Lu, Jessica Schapiro, Jacob Stewart, Shashin Patel, Michael Sharp, Jhanani Dhakshnamoorthy
  • Patent number: 12135803
    Abstract: A system includes a privacy vault storing user-associated contents. The vault also stores access permissions defined for third-parties with whom the user has a sharing relationship. An access permission defines, for at least one third party, procurement and utilization policies for vault contents accessed by the third-party. The system may access a user account to recover user-associated contents stored by the accessed account and stores the recovered contents in the privacy vault. The system receives a request from a third-party to access identified contents stored in the privacy vault and determines if the contents are procurable by the third party based on an access permission defined, in the privacy vault, for the third-party. The system provides procurable contents to the third party along with indication of any constraints on the contents defined by utilization policies of the access permission defined for the third party.
    Type: Grant
    Filed: July 26, 2023
    Date of Patent: November 5, 2024
    Assignee: Allstate Insurance Company
    Inventors: Marvin Lu, Timothy Gibson, Thomas J. Wilson, Aleksandr Likhterman, Raja Thiruvathuru
  • Patent number: 12131240
    Abstract: Systems, methods, computer-readable media, and apparatuses for identifying and executing one or more interactive condition evaluation tests to generate an output are provided. In some examples, user information may be received by a system and one or more interactive condition evaluation tests may be identified. An instruction may be transmitted to a computing device of a user and executed on the computing device to enable functionality of one or more sensors that may be used in the identified tests. A user interface may be generated including instructions for executing the identified tests. Upon initiating a test, data may be collected from one or more sensors in the computing device. The data collected may be transmitted to the system and may be processed using one or more machine learning datasets to generate an output.
    Type: Grant
    Filed: February 13, 2023
    Date of Patent: October 29, 2024
    Assignee: ALLSTATE INSURANCE COMPANY
    Inventors: John Rugel, Brian Stricker, Howard Hayes
  • Patent number: 12131153
    Abstract: Systems and methods are disclosed for automating and monitoring software development operations. The systems may facilitate a user to submit a request to receive information related to a software application development across a development operations (DevOps) pipeline, and to efficiently receive an accurate response to the request. A natural language processing application may use query parameters from the request to form a query. The query may be sent to an artificial intelligence markup language (AIML) interpreter to retrieve the requested information from a database. Alternatively or additionally, the query may be sent to an application associated with an integration of a plurality of DevOps tools in the DevOps pipeline. The application may develop a dynamic response to the request.
    Type: Grant
    Filed: September 26, 2022
    Date of Patent: October 29, 2024
    Assignee: Allstate Insurance Company
    Inventor: Naresh Muddakkagari
  • Patent number: 12125110
    Abstract: A method, medium, and apparatus for allowing evaluation of property, such as damaged property, remotely and efficiently. A mobile computing device at the location of the property may be used to transmit video of the property to an adjuster, and to receive video and audio communications from the adjuster. The adjuster may be selected from a queue based on time waiting in the queue and/or a number of other statistics and attributes of the adjuster. The adjuster may converse with an owner of the property and capture video of the property in order to make an appraisal or determine the infeasibility of remote appraisal and the need to instruct another adjuster to perform a physical inspection.
    Type: Grant
    Filed: April 10, 2023
    Date of Patent: October 22, 2024
    Assignee: Allstate Insurance Company
    Inventors: Sean Beavers, Christopher Paul Gutsell, Cheryl Lewis, Margaret K. Striebich, John P. Kelsh
  • Patent number: 12125388
    Abstract: Systems, apparatuses, and methods for providing roadside assistance services are described herein. The system may include network computing devices and computing devices associated with user vehicles and service vehicles. The system may predict incoming requests for roadside services, and may allocate service providers among various geographical regions and/or time slots to handle the incoming requests. The system may receive a request for a roadside service from a user. The system may select an appropriate service provider to assist the user, and may assign the service request to the selected service provider.
    Type: Grant
    Filed: October 16, 2018
    Date of Patent: October 22, 2024
    Assignee: Allstate Insurance Company
    Inventors: Yicheng Wen, Govinda Balu, Michael Ryan McGladdery
  • Patent number: 12125107
    Abstract: One or more devices in a driving data analysis system may be configured to receive and execute a driving data analysis software application. One or more servers may provide a driving data analysis software application to various driving data analysis devices, such as mobile user devices and/or on-board vehicle systems. The driving data analysis devices may be configured to execute the driving data analysis software application, to receive/collect various driving data, analyze the driving data, and determine eligibility for one or more insurance offers based on the analysis of the driving data. For insurance offers based on driving data, insurance offer vouchers may be generated by the driving data analysis device and transmitted to an insurance provider server to redeem the insurance offer.
    Type: Grant
    Filed: February 22, 2022
    Date of Patent: October 22, 2024
    Assignee: ALLSTATE INSURANCE COMPANY
    Inventor: Yuval Saban
  • Patent number: 12126609
    Abstract: Aspects of the disclosure relate to a system and method for cryptographically transmitting and storing identity tokens and/or activity data among spatially distributed computing devices. The system may comprise a plurality of chains, such as an identity chain and an activity chain. In some aspects, identity data associated with a user may be used to generate an identity token for the user. The identity token may be transmitted to a plurality of computing devices for verification. Based on a verification of the identity token, the identity token may be stored in the identity chain. A request to perform an activity may also be received, and identity data associated with the user may be received in order to authenticate the user. The computing device may generate, based on the received identity data, an identity token for the user.
    Type: Grant
    Filed: July 28, 2023
    Date of Patent: October 22, 2024
    Assignee: Allstate Insurance Company
    Inventors: Howard Hayes, Jason D. Park, John S. Parkinson
  • Patent number: 12124604
    Abstract: Methods, computer-readable media, software, and apparatuses may assist a consumer in deleting personal information held by a data broker. Entities holding the consumer's personal information may be discovered and automated actions for purging or deleting the consumer's personal information may be determined. The methods, computer-readable media, software, and apparatuses may assist the consumer in updating privacy settings associated with accounts at various entities.
    Type: Grant
    Filed: January 13, 2022
    Date of Patent: October 22, 2024
    Assignee: Allstate Insurance Company
    Inventors: John S. Parkinson, Jessica Schapiro, Marvin Lu, Siddharth Daftary, Michael Sharp, Stephen Robert Newell, William P. Burns, Jhanani Dhakshnamoorthy, Colin Hudson
  • Patent number: 12118624
    Abstract: Methods, computer-readable media, software, and apparatuses provide a system that may facilitate communications between drivers who share a route. The system may allow communications to be sent from one driver to another driver and allow drivers to post queries to other drivers sharing a route. Computing devices in the vehicle may collect route data for the system to evaluate and to use in identifying drivers sharing a route.
    Type: Grant
    Filed: August 8, 2022
    Date of Patent: October 15, 2024
    Assignee: ALLSTATE INSURANCE COMPANY
    Inventors: Howard Hayes, Moises Norena, Robert H. Johnson