Abstract: A personal storage article such as a wallet, purse, pocketbook, or other similar item, includes a removable and changeable outer shell. The outer shell feature provides a relatively low-cost fashion option for the wearer, and allows the wearer to conveniently maintain the content of the personal storage article while switching exterior styles. The shell also provides the user an opportunity to customize the functionality of the personal storage article by joining the host with a shell that has additional functional properties.