Patents Assigned to American Express Travel Rated Services Company, Inc.
  • CONSUMER BEHAVIORS AT LENDER LEVEL
    Publication number: 20120203688
    Abstract: The present disclosure generally relates to financial data processing, and in particular it relates to lender credit scoring, lender profiling, lender behavior analysis and modeling. More specifically, it relates to rating lenders based on data derived from their respective consumers. Also, the present disclosure relates to rating consumer lenders based on the predicted spend capacity of their consumers.
    Type: Application
    Filed: April 18, 2012
    Publication date: August 9, 2012
    Applicant: American Express Travel Rated Services Company, Inc.
    Inventors: Kathleen Haggerty, Aashish Prakash, Prasanta Sahu, Di Xu, Chao Yuan