Patents Assigned to American Express Travel Related Service Company, Inc.
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Patent number: 12155765Abstract: Disclosed are various embodiments for securely sharing confidential data between applications. A deep link request can be received from a first computing device, the deep link request identifying a set of data to be shared and a deep link schema. A token that represents the set of data can then be created. Also, a deep link that complies with the deep link schema and includes the token can also be created. The deep link and the token can then be returned to the first computing device. Later, a data request containing the token can be received from a second computing device. The set of data associated with the token can then be return to the second computing device.Type: GrantFiled: December 20, 2021Date of Patent: November 26, 2024Assignee: AMERICAN EXPRESS TRAVEL RELATED SERVICE COMPANY, INC.Inventors: Jile Gao, Maxwell Hardy, Terence Lee, Daniel J Leonardis, Nimiksha Mahajan, Ely Marrero, Mohammad Naz, Oleksii Ozun, Julia Roytman, Brent Watson
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Patent number: 12147696Abstract: Disclosed are various embodiments for garbage collection for object-based storage systems. A first set of objects stored by an object storage service that have been accessed within a previously defined date range is identified. Then, a second set of objects stored by the object storage service is identified based at least in part on a relationship to one or more objects in the first set of objects. Next, a third set of objects stored by the object storage service that have been created prior to a predefined date is identified. Then, a subset of objects which are members of the third set of objects and not members of the first set of objects or the second set of objects is identified. Finally, a retention action is performed on individual members of the subset of objects based at least in part on a retention policy.Type: GrantFiled: December 4, 2023Date of Patent: November 19, 2024Assignee: American Express Travel Related Services Company, Inc.Inventors: Lakshman Chaitanya, Arindam Chatterjee, Pratap Singh Singh Rathore, Shourya Roy, Nitish Sharma, Swatee Singh, Mohammad Torkzahrani
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Patent number: 12147649Abstract: A computing device (e.g., a server, a cloud-based device, a network device, an item analysis device, etc.) may receive location information indicating a geographic location of a user device and image data captured by the user device of a listing (e.g., a menu, an event ticket, a content source, etc.) for a selectable item. The computing device may determine an entity offering the selectable item based on the location information. An intent indicator for the selectable item may be determined based on the entity and the information for the selectable item. An instruction to the user device may cause modification of the image data to indicate the intent indicator based on the intent indicator satisfying an intent threshold that defines a level at which an intent is classified as a positive intent.Type: GrantFiled: November 16, 2023Date of Patent: November 19, 2024Assignee: American Express Travel Related Services Company, Inc.Inventors: Matthew Stephen Bodell, Sorin Grigore, Josephine Shapiro, Indiana Maria Baltodano
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Patent number: 12143536Abstract: Embodiments for intelligently matching a user to an agent for a communication session are disclosed. In one example, a system that comprises a computing device that is configured to initiate a first communication session with a first agent client device and generate interaction data associated with the user from the first communication session. A user segment classification is determined for a user account. A user request is received to initiate a second communication. The computing device identifies an agent account of a second agent to participate in the second data communication session. T second communication session is initiated between a client device and a second agent client device associated with the agent account.Type: GrantFiled: December 20, 2023Date of Patent: November 12, 2024Assignee: AMERICAN EXPRESS TRAVEL RELATED SERVICE COMPANY, INC.Inventors: Stuart Rolinson, Sibish Basheer, Mariswaran Balasubramanian
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Patent number: 12131308Abstract: In various embodiments, a system, method, and computer readable medium of the present disclosure comprises authenticating, by a processor of a computing device, credential information of a user of the computing device; releasing, by a processor of the computing device and in response to authenticating the credential information, a first secret element to a secure element processor of the computing device; verifying, by the processor of the computing device from the secure element processor of the computing device, that the user is an authorized user of a first transaction account by comparing the first secret element with an issuer element associated with the first transaction account; and activating, by the processor of the computing device, the first transaction account for a transaction on the computing device.Type: GrantFiled: March 8, 2023Date of Patent: October 29, 2024Assignee: American Express Travel Related Services Company, Inc.Inventor: Alan Clark
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Patent number: 12132836Abstract: Disclosed are various embodiments for verifying the presentation of media represented by non-fungible tokens (NFTs). A presentation device can receive a smart contract address and a non-fungible token (NFT) identifier from a client device. The presentation device can then execute a function of a smart contract located at the smart contract address to obtain the owner address for the NFT, wherein the NFT identifier is provided as an argument to the function of the smart contract. Subsequently, the presentation device can validate the owner address for the NFT. Then, in response to validation of the owner address for the NFT, the presentation device can present the media file represented by the NFT.Type: GrantFiled: December 22, 2021Date of Patent: October 29, 2024Assignee: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.Inventor: Andras L. Ferenczi
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Publication number: 20240354152Abstract: Disclosed herein are system, method, and computer program product embodiments for performing a task. For example, the method includes receiving a triggering event from a client device and generating a processing map. The processing map indicates a processing flow between a plurality of processing instances to execute the task associated with the triggering event. The plurality of processing instances belongs to a topography map specifying a network topography including the plurality of processing instances. For each of the plurality of the processing instances, the method further includes identifying the respective processing instance based on the topography map and outputting the processing map and data associated with the triggering event to the respective processing instance to execute the task.Type: ApplicationFiled: April 21, 2023Publication date: October 24, 2024Applicant: American Express Travel Related Services Company, Inc.Inventors: Timothy HUNDT, Prasanna TALAKANTI
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Patent number: 12125056Abstract: A system for instant qualification cross channel offer targeting is disclosed. The system may receive a plurality of personally identifiable information (PII) elements from at least one of a customer device or an affiliate system. The system may determine a credit authorization state in response to the PII element. The system may receive a first request to generate an offer from at least one of the customer device or the affiliate system. The system may generate the offer in response to an offer optimization model, the credit authorization state, and the first request to generate an offer. The system may hash the plurality of PII elements and determine a unique hash based on the plurality of PII elements. The system may associate the unique hash to the offer and store the offer as offer data.Type: GrantFiled: February 10, 2023Date of Patent: October 22, 2024Assignee: American Express Travel Related Services Company, Inc.Inventor: Venkatesh Nagarajan
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Patent number: 12124968Abstract: A system for automated information support processing is disclosed. The system may receive a natural language information support request from a plain text input channel. The system may determine a first user intent based on the information support request. The system may compare the first user intent with a set of support rules. The system may determine a dispositioned outcome based on the set of support rules and the user intent. The system may return the dispositioned outcome.Type: GrantFiled: March 23, 2023Date of Patent: October 22, 2024Assignee: American Express Travel Related Services Company, Inc.Inventors: Vishal Khare, Tanisha Kukreja, Bhargavi Nuvvula, Madhusudan Pemmaraju, Satyaki Sanyal, Kunal Upadhay
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Publication number: 20240346516Abstract: Systems and methods for motion-enabled transactions are disclosed. The system may allow users to complete transactions with merchants via an air sign input. The system may receive a motion-enabled transaction request comprising an air sign input. The system may determine a stored air sign symbol based on the air sign input. The system may retrieve a merchant identifier, a transaction type, and a transaction cost based on the determined stored air sign symbol. The system may transmit a transaction confirmation comprising the merchant identifier, the transaction type, and the transaction cost. In response to the user confirming the transaction confirmation, the system may authorize and process the transaction.Type: ApplicationFiled: June 20, 2024Publication date: October 17, 2024Applicant: American Express Travel Related Services Company, Inc.Inventors: Vinoth RAVINDRAN, Mukund Shankar SIMHARAGHU
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Patent number: 12118583Abstract: A consumer may enroll in an event gamification system. An event listener may detect an event. The event gamification system may determine that the event qualifies for a game in which the consumer is enrolled. The event gamification system may transmit an achievement notification to the consumer as soon as the event occurs. The game may be displayed in a GUI on a consumer device. The consumer may be rewarded for completing the achievements in the game. Also, a server computer receiving a plurality of data sets that represent visually perceptible elements for a plurality of host web pages, wherein each of the plurality of host web pages displays an active link associated with a product on a merchant web page. The server automatically generating composite web page from: i) the particular data set associated with the particular host web page and the particular set of visually perceptible elements and ii) the related electronic content associated with the product from the merchant web page.Type: GrantFiled: February 16, 2023Date of Patent: October 15, 2024Assignee: American Express Travel Related Services Company, Inc.Inventors: Sastry V. Durvasula, Amit Prakash Gupta, Priyadarshini Koul, Premkumar Manivannan, Sathish Muthukrishnan, Harish R. Naik
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Patent number: 12112277Abstract: At least some embodiments are directed to a prediction system of software objects. The prediction system predicts a first aspect of a user profile utilizing a categorization machine learning model and a user activity profile, the user profile and the user activity profile are associated with a user. The user activity profile comprises a plurality of values associated with demographics and historical activity data of the user. The prediction system predicts a software object associated with the user profile utilizing an optimization machine learning model, the first aspect of the user profile, and a second aspect of the user profile. The software object is optimized with respect to at least one competitive interest between the user associated with the user profile and an entity associated with the software object. The prediction system outputs the software object to a client computing device of the user.Type: GrantFiled: February 16, 2023Date of Patent: October 8, 2024Assignee: American Express Travel Related Services Company, Inc.Inventors: Venkatesh Nagarajan, Xiangzhen Kong, Neha Arya, Mansi Sharma
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Publication number: 20240330893Abstract: Systems and methods for secure mobile checkouts are disclosed. The system may include a secure mobile checkout device configured to scan products available in a merchant store. The device may scan the product to determine a product identifier. The device may transmit the scanned product data to a checkout application to retrieve product data corresponding to the product identifier. In device may initiate a transaction with a payment network to purchase the product, based on the product data provided by the checkout application. The payment network may process the transaction, and may authorize the purchase with the merchant.Type: ApplicationFiled: June 11, 2024Publication date: October 3, 2024Applicant: American Express Travel Related Services Company, Inc.Inventors: Adam Forrest COVERSTONE, August John HORVATH, Sai Prajnay MITTA, Jyothi MOHAN, Veerababu MOTAMARRI, Subhani PATTHAN, Marko RODRIGUEZ, Jared Hale TRINKLER, Yan YANG
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Patent number: 12099592Abstract: A single sign-on system using blockchain is disclosed. The single sign-on system may interconnect various organization systems over a peer-to-peer network, with each organization system having a blockchain node and an application programming interface (API). The blockchain node invokes and uses a smart contract to write registration credentials to the blockchain during a registration process. During a login process, the blockchain node invokes the smart contract to determine whether login credentials match stored login credentials in the blockchain. In response to matching login credentials, the API may generate a single sign-on token that can be used by a user device to access one or more organization systems connected over the network.Type: GrantFiled: August 14, 2023Date of Patent: September 24, 2024Assignee: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.Inventors: Balaji Balaraman, Andras L. Ferenczi, Dallas L. Gale, Nilesh Yashavant Jadhav, Harish R. Naik
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Patent number: 12093948Abstract: A zero knowledge proof purchase system and process using blockchain is disclosed. The system may comprise a customer device, a merchant system, an issuer system, and a blockchain network having a zero-knowledge proof (ZKP) smart contract. The system may implement a zero-knowledge proof algorithm having a key generator function, a proof function, and a validate function. Each function may be configured to perform various tasks in the system to support and enable zero-knowledge proof purchases.Type: GrantFiled: July 17, 2023Date of Patent: September 17, 2024Assignee: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INCInventors: Andras Ferenczi, Dallas L. Gale, Nilesh Y. Jadhav, Harish R. Naik
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Patent number: 12093909Abstract: Disclosed are various embodiments for implementing scheduled transactions within a payment network. A computing device first determines that a trigger has occurred for a scheduled transaction for a first payment network. Then, the computing device identifies a network identifier for the recipient and a participant identifier for a recipient of the scheduled transaction. Next, the computing device determines, based at least in part on the network identifier, that the recipient of the scheduled transaction is associated with a second payment network. Subsequently, the computing device generates a payment request representing the scheduled transaction, the payment request comprising the network identifier for the recipient and the participant identifier for the recipient. Then, the computing device forwards the payment request to a global transaction router of a supernetwork.Type: GrantFiled: January 24, 2023Date of Patent: September 17, 2024Assignee: American Express Travel Related Services Company, Inc.Inventors: Benjamin J. Cane, Sunil Patel, Prakasam Duraisamy
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Publication number: 20240289803Abstract: A method comprising creating, by a computer-based system for shifting financial responsibility for a transaction from a merchant to a transaction account issuer, a digital wallet associated with a transaction account holder, wherein the digital wallet comprises one or more attributes associated with the transaction account holder, confirming, by the computer-based system, the attribute in response to a transaction request, and/or determining, by the computer-based system, whether to shift financial responsibility for the transaction from the merchant to the transaction account issuer.Type: ApplicationFiled: April 18, 2024Publication date: August 29, 2024Applicant: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.Inventors: Clinton R. ALLEN, Dewi J. APUN, Christopher J. FLETCHER, Jeffrey FROMM, Ashish GUPTA, Alois T. STOCK, Angee STONEHOUSE
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Patent number: D1042485Type: GrantFiled: December 30, 2021Date of Patent: September 17, 2024Assignee: AMERICAN EXPRESS TRAVEL RELATED SERVICE COMPANY, INC.Inventors: Christina Anzalone, Amanda Kanefsky, Kenneth Liu, Jesse Woodward, Ramesh Venteddu
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Patent number: D1046888Type: GrantFiled: September 7, 2022Date of Patent: October 15, 2024Assignee: American Express Travel Related Services Company, Inc.Inventors: Christina Anzalone, Amanda Kanefsky, Kenneth Liu, Jesse Woodward, Ramesh Venteddu, Joshua Block
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Patent number: D1046961Type: GrantFiled: August 25, 2023Date of Patent: October 15, 2024Assignee: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.Inventor: James Bruce Coleman