Patents Assigned to American Express Travel Related Services Company, Inc.
  • Systems and methods for gesture-based interaction with computer systems
    Patent number: 8245919
    Abstract: The present disclosure facilitates gesture-based interaction with a computer-system. The method may comprise pairing a transaction account with a likeness, receiving the likeness and a transaction request based upon the location of a marker in three dimensional space, retrieving the transaction account paired with the likeness, and approving the transaction request at least partially based upon the transaction account and the likeness.
    Type: Grant
    Filed: June 24, 2011
    Date of Patent: August 21, 2012
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: Dilip Aidasani, Kimberly Alderfer, Kate T. King, Lisa Knight, Stuart Rolinson
  • METAL-CONTAINING TRANSACTION CARD AND METHOD OF MAKING THE SAME
    Publication number: 20120204419
    Abstract: A method of creating a single transaction card is disclosed and comprises embossing the single transaction card within a pocket to form embossed characters on a first surface of the single transaction card, filling the pocket with a fill panel to provide a substantially flush surface on a second surface of the single transaction card, wherein a third surface of the fill panel is in uniform, direct contact with an interior of the pocket. Another method is disclosed for machining a face pocket within a single transaction card and disposing a microchip therein. In various embodiments, a single transaction card is comprised of a continuous metal layer, such as, for example, titanium.
    Type: Application
    Filed: May 2, 2012
    Publication date: August 16, 2012
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Stevan Varga, Lisa Ann Morrill Webb
  • SYSTEMS AND METHODS FOR GENERATING CUSTOMIZED TRAVEL ITINERARIES
    Publication number: 20120209842
    Abstract: A method for generating a customized travel itinerary is disclosed. The method may comprise associating an individual with a travel sign based upon the results of a travel quiz; associating the individual with a travel location based upon the travel sign and a travel date; and associating the individual with an activity item based upon the travel sign. The method may additionally comprise receiving, by a mobile communication device, a travel itinerary comprising a plurality of travel locations; displaying, by the mobile communication device, a first travel location from the plurality of travel locations prior to a scheduled departure time for the first travel location; and displaying, by the mobile communication device, a second travel location from the plurality of travel locations prior to a scheduled departure time for the second travel location.
    Type: Application
    Filed: February 15, 2011
    Publication date: August 16, 2012
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Ellen Bettridge, Brian Brendell, I-Hsin Chuang, Jennifer L. LaFiura, Sheyla Reano, Patricia Shores, Ryan Patrick Moreno
  • Infrared blocking article
    Patent number: 8240574
    Abstract: The present invention relates to a process for producing an opaque, transparent or translucent transaction card having multiple features, such as a holographic foil, integrated circuit chip, silver magnetic stripe with text on the magnetic stripe, opacity gradient, an invisible optically recognizable compound, a translucent signature field such that the signature on back of the card is visible from the front of the card and an active thru date on the front of the card. The invisible optically recognizable compound is an infrared ink and/or film, which can be detected by a sensor found in an ATM or card assembly line.
    Type: Grant
    Filed: September 1, 2011
    Date of Patent: August 14, 2012
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: Ellen Lasch, Lisa Ann Morrill-Webb, Judy Vigiletti, William J. Faenza, Jr.
  • SYSTEMS AND METHODS FOR FACILITATING SECURE TRANSACTIONS
    Publication number: 20120203613
    Abstract: A system for secure transactions receives an authorization request from a mobile device, the mobile device having received the authorization request by scanning a QR code and/or other encoded data. The system processes the authorization request using one or more transaction accounts that are paired to the mobile device, and transmits a response indicating approval or denial of the authorization request.
    Type: Application
    Filed: February 10, 2011
    Publication date: August 9, 2012
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Robert E. Morgan, Hitesh Seth
  • SYSTEMS AND METHODS FOR FACILITATING SECURE TRANSACTIONS
    Publication number: 20120203605
    Abstract: A system for secure transactions receives an authorization request from a mobile device, the mobile device having received the authorization request by scanning a QR code and/or other encoded data. The system processes the authorization request using one or more transaction accounts that are paired to the mobile device, and transmits a response indicating approval or denial of the authorization request.
    Type: Application
    Filed: February 10, 2011
    Publication date: August 9, 2012
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Robert E. Morgan, Hitesh Seth
  • SYSTEMS AND METHODS FOR PROVIDING LOCATION BASED COUPON-LESS OFFERS TO REGISTERED CARD MEMBERS
    Publication number: 20120203604
    Abstract: The system provides location based coupon-less offers based upon a location of a card member (CM). A location of a CM may be determined based upon one or more of a travel itinerary, a GPS signal, a proximity of a mobile communication device to a cellular base station, and/or a zip code. An offer from a merchant registered to provide coupon-less offers may be transmitted to a mobile communication device based upon the location. An offer, once accepted by a CM, may be matched to a record of charge associated with a transaction account held by the CM. A credit may be applied to the CM's transaction account and a debit may be applied to a transaction account of the registered merchant. One or more offer categories and/or one or more offer category classes may be transmitted to the mobile communication device based upon the CM's location.
    Type: Application
    Filed: February 4, 2011
    Publication date: August 9, 2012
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Miles Baker, Diane Derocher, Sastry VSM Durvasula, Sherree Newhouse, Manjushri H. Puranik, Sripriya V. Tiku
  • SYSTEMS AND METHODS FOR FACILITATING SECURE TRANSACTIONS
    Publication number: 20120203662
    Abstract: A system for secure transactions receives an authorization request from a mobile device, the mobile device having received the authorization request by scanning a QR code and/or other encoded data. The system processes the authorization request using one or more transaction accounts that are paired to the mobile device, and transmits a response indicating approval or denial of the authorization request.
    Type: Application
    Filed: February 10, 2011
    Publication date: August 9, 2012
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Robert E. Morgan, Hitesh Seth
  • SYSTEMS AND METHODS FOR FACILITATING SECURE TRANSACTIONS
    Publication number: 20120203695
    Abstract: A system for secure transactions receives an authorization request from a mobile device, the mobile device having received the authorization request by scanning a QR code and/or other encoded data. The system processes the authorization request using one or more transaction accounts that are paired to the mobile device, and transmits a response indicating approval or denial of the authorization request.
    Type: Application
    Filed: February 9, 2011
    Publication date: August 9, 2012
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Robert E. Morgan, Hitesh Seth
  • SYSTEMS AND METHODS FOR FACILITATING SECURE TRANSACTIONS
    Publication number: 20120203696
    Abstract: A system for secure transactions receives an authorization request from a mobile device, the mobile device having received the authorization request by scanning a QR code and/or other encoded data. The system processes the authorization request using one or more transaction accounts that are paired to the mobile device, and transmits a response indicating approval or denial of the authorization request.
    Type: Application
    Filed: February 10, 2011
    Publication date: August 9, 2012
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Robert E. Morgan, Hitesh Seth
  • SYSTEMS AND METHODS FOR FACILITATING SECURE TRANSACTIONS
    Publication number: 20120203672
    Abstract: A system for secure transactions receives an authorization request from a mobile device, the mobile device having received the authorization request by scanning a QR code and/or other encoded data. The system processes the authorization request using one or more transaction accounts that are paired to the mobile device, and transmits a response indicating approval or denial of the authorization request.
    Type: Application
    Filed: February 10, 2011
    Publication date: August 9, 2012
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Robert E. Morgan, Hitesh Seth
  • SYSTEMS AND METHODS FOR FACILITATING SECURE TRANSACTIONS
    Publication number: 20120203673
    Abstract: A system for secure transactions receives an authorization request from a mobile device, the mobile device having received the authorization request by scanning a QR code and/or other encoded data. The system processes the authorization request using one or more transaction accounts that are paired to the mobile device, and transmits a response indicating approval or denial of the authorization request.
    Type: Application
    Filed: February 10, 2011
    Publication date: August 9, 2012
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Robert E. Morgan, Hitesh Seth
  • SYSTEMS AND METHODS FOR FACILITATING SECURE TRANSACTIONS
    Publication number: 20120203665
    Abstract: A system for secure transactions receives an authorization request from a mobile device, the mobile device having received the authorization request by scanning a QR code and/or other encoded data. The system processes the authorization request using one or more transaction accounts that are paired to the mobile device, and transmits a response indicating approval or denial of the authorization request.
    Type: Application
    Filed: February 10, 2011
    Publication date: August 9, 2012
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Robert E. Morgan, Hitesh Seth
  • SYSTEMS AND METHODS FOR FACILITATING SECURE TRANSACTIONS
    Publication number: 20120203697
    Abstract: A system for secure transactions receives an authorization request from a mobile device, the mobile device having received the authorization request by scanning a QR code and/or other encoded data. The system processes the authorization request using one or more transaction accounts that are paired to the mobile device, and transmits a response indicating approval or denial of the authorization request.
    Type: Application
    Filed: February 10, 2011
    Publication date: August 9, 2012
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Robert E. Morgan, Hitesh Seth
  • SYSTEMS AND METHODS FOR FACILITATING SECURE TRANSACTIONS
    Publication number: 20120203646
    Abstract: A system for secure transactions receives an authorization request from a mobile device, the mobile device having received the authorization request by scanning a QR code and/or other encoded data. The system processes the authorization request using one or more transaction accounts that are paired to the mobile device, and transmits a response indicating approval or denial of the authorization request.
    Type: Application
    Filed: February 10, 2011
    Publication date: August 9, 2012
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Robert E. Morgan, Hitesh Seth
  • SPEND DIAGNOSTICS AND LEAD MANAGEMENT
    Publication number: 20120203593
    Abstract: A method and system are used to optimize utilization of a transaction card by a card member. The system and method including generating a first data set based on data stored in a database representing industries of the card members. Generating a second data set representing an average amount charged to a transaction account by the card members in each respective one of the industries based on the first data set. Comparing the average amount charged from the first generating step to an actual amount charged by each individual one of the card members in a respective one of the industries. Communicating a result of the comparison to the card members. Receiving data from the card members based on their receiving of the comparison result. Storing the data in the database or a lead management device, such that the data is updated.
    Type: Application
    Filed: April 17, 2012
    Publication date: August 9, 2012
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Allison M. Romano, Dan Cheung Tat Chan
  • SYSTEMS AND METHODS FOR FACILITATING SECURE TRANSACTIONS
    Publication number: 20120203693
    Abstract: A system for secure transactions receives an authorization request from a mobile device, the mobile device having received the authorization request by scanning a QR code and/or other encoded data. The system processes the authorization request using one or more transaction accounts that are paired to the mobile device, and transmits a response indicating approval or denial of the authorization request.
    Type: Application
    Filed: February 10, 2011
    Publication date: August 9, 2012
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Robert E. Morgan, Hitesh Seth
  • System and method for the interactive trading of derivatives
    Patent number: 8239313
    Abstract: A method and system of trading derivatives of various items includes an electronic marketplace configured to accept requests to purchase derivatives and requests to sell derivatives. The marketplace is configured to match requests to purchase with requests to sell when certain criteria are similar to within predetermined limits. Available derivatives include futures contracts, put options, and call options. The derivatives allow one to purchase rights in an item prior to the actual delivery of the item. In addition, the derivatives may be traded to other parties. The use of such derivatives also enables entities to negotiate the prices for various goods and services that were previously not readily negotiable in the past.
    Type: Grant
    Filed: August 2, 2002
    Date of Patent: August 7, 2012
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: Jack Jenkins, John Berkley, David M. Lee, Cheryl Cramer, Ethan Laub, Robert Pacheco
  • Systems and methods for gesture-based interaction with computer systems
    Patent number: 8235285
    Abstract: The present disclosure facilitates gesture-based interaction with a computer-system. The method may comprise pairing a transaction account with a likeness, receiving the likeness and a transaction request based upon the location of a marker in three dimensional space, retrieving the transaction account paired with the likeness, and approving the transaction request at least partially based upon the transaction account and the likeness.
    Type: Grant
    Filed: June 24, 2011
    Date of Patent: August 7, 2012
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: Dilip Aidasani, Kimberly Alderfer, Kate T. Long, Lisa Knight, Stuart Rolinson
  • Industry size of wallet
    Patent number: 8239250
    Abstract: Consumer spend by industry is modeled based on the industry sizes of wallet of consumers having a high share of wallet with a financial institution. A size of wallet is calculated for each consumer in a plurality of consumers. A share of wallet for each consumer is also calculated. A subset of the plurality of consumers whose share of wallet is above a given percentage of their size of wallet is then determined. For each consumer in the subset, an industry size of wallet is determined. A correlation between the industry size of wallet of a given consumer and one or more characteristics of the given consumer is then derived using the industry size of wallet for the consumers in the subset.
    Type: Grant
    Filed: December 7, 2006
    Date of Patent: August 7, 2012
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: Prashant Kalia, Karlyn Heiner Crotty, Iwao Fusillo