Abstract: A system, method, and non-transitory computer readable medium for enabling the evaluation of insurance application data. More particularly, the present disclosed subject matter pertains to a mechanism enabled to obtain application data regarding an individual seeking insurance, to evaluate the application data in regard to one or more product rules, and to assign a rating class for the individual accordingly. The individual is assigned the optimum rating class and this rating class is lowered, as necessary, based upon whether the application meets one or more of the product rule conditions. Additionally, the disclosed subject matter provides for a rule authoring interface which permits product rules to be created via natural-language input.

Abstract: A system, method, and computer readable medium for enabling the receipt of data for an insurance application. More particularly, a mechanism enabled to configure an insurance application into a product questionnaire, to present the product questionnaire via an interface to enable an individual to input disclosure data obtained from an insurance applicant, and to provide the received disclosure data in an industry standard format.