Abstract: A method for maintaining a multicurrency card for use with a processing scheme for processing transactions, the multicurrency card being associated with a plurality of currencies, each of the plurality of currencies being associated with a respective wallet capable of representing funds in its respective currency, the processing scheme being configured so as to preferentially debit, for a transaction, the wallet associated with the currency of the transaction, the method comprising the step of: inhibiting the crediting of the balance of a subset of the wallets associated with the plurality of currencies such that the balance for each of said subset of wallets is less than or equal to a predetermined amount irrespective of the currency of credit credited to the multicurrency card.