Abstract: A method, computer program product, and system are disclosed. The method comprises receiving a selection of a first object. The first object is associated with a value, and receiving the first object is controlled by one or more parameters. The first object is used to select a second object, thereby affecting the state of the first object. The second object is obtained using the first object. An effect the obtaining of the second object has on the first object is determined, and the value associated with the first object is revised based on the effect.

Abstract: Investment return on a liquid or illiquid asset is increased by granting the right to pledge the asset to an entity that can deploy the asset more efficiently than its owner. Using the committed assets—and the resulting ability of the entity to pledge those assets and borrow capital at advantageous rates—the entity can transact for greater profits than the asset owner could otherwise earn. The entity's credit rating may be based, at least in part, on a third-party guarantee of the asset's value. The credit rating may also be based on other characteristics of the entity. The entity may obtain pledges of multiple assets from multiple owners, all of whom share in the profits of the transactions. If there are losses, the pledged assets can be sold, or the owners can contribute to the entity to pay off the losses.