Abstract: A system and method for issuing a virtual value-bearing card associated with only non-personally identifying information is disclosed. A remote internet enabled device, an input device, a network coupling, and a card dispenser communicate to convert physical or electronic currency, wherein the converted funds are immediately available to the user with a virtual value bearing card stored on an application hosted on an internet enabled device. The converted funds are simultaneously available on a physical card. The input device is configured to receive input to scan a code graphically provided by the internet enabled device. The code includes only non-personally identifiable information. The network coupling is configured to send the new account request to an acquirer processor and to receive an approval response from the acquirer processor.

Abstract: The present invention concerns a gusseted flexible bag, a method of manufacturing the bag, and apparatus for manufacture of said bags, closure devices for such bags and method of sealing the bag. In one embodiment, the flexible bag of the present invention is formed from the tube of material having a front side and a rear side. A pair of laterally disposed opposing gusset folds are formed in the tube along its sides. Each of the folds has a longitudinal crease. The bag further has a rear side flap extending from the rear side of the bag across the width of the tube which is folded over onto and hot air sealed to the front side of the tube of material. The gussets each have a slit approximate a first end of the tube thereby forming a front side flap. A front side flap may also be manufactured, if desired, which is then folded over when the rear side flap is folded so that the front side flat rests under the rear side flap.