Abstract: The present invention relates to a system and a method for providing a user (10) an authority to a secure domain (70, 80) in a network for data or telecommunication. A user, client, (10) requires the authority to the secure domain (70, 80) via a user-interface and at least one access code. User-certificate- and identification data corresponding to the access code is authenticated via an authenticating server (20). At least one access key pair is provided via an access server (60) if at least one of the identification data and certificate data is authenticated and the access key pair is stored in at least one user deposit module (50). The access key pair, through the interface, directly provides the authenticated user (10) the authority to enter the domain (70, 80) through a server access independent signal path (100, 110).

Abstract: The present invention relates to a system and a method for providing a user (10) an authority to a secure domain (70, 80) in a network for data or telecommunication. A user, client, (10) requires the authority to the secure domain (70, 80) via a user-interface and at least one access code. User-certificate- and identification data corresponding to the access code is authenticated via an authenticating server (20). At least one access key pair is provided via an access server (60) if at least one of the identification data and certificate data is authenticated and the access key pair is stored in at least one user deposit module (50). The access key pair, through the interface, directly provides the authenticated user (10) the authority to enter the domain (70, 80) through a server access independent signal path (100, 110).

Abstract: An electronic transaction system for conducting electronic financial transactions including a smart card configured to store a plurality of payer electronic credits and a communication module configured to transmit the electronic credits from the smart card to a party selected from a plurality of addressable parties accessible through a Public Switched Telephone Network. The smart card having a storage device configured to store the electronic credits and a computational device configured to debit or credit the electronic credits. The communications module including an actuation device configured to generate a signal for transmitting the electronic credits to the party, a routing device configured to produce an address of the party, a video display unit configured to display credit transfer data, and a keypad configured to enter details of an electronic transfer. Wherein, the payer remains in physical control of the smart cart at all times during conduct of the transaction.