Abstract: A web based insurance estimating system. The system includes a client computer that can launch client-side integrated processing software through a web-based application. The system also includes a server that generates information for a repair cost estimate web page. The repair cost estimate web page is displayed at the client computer. The repair cost estimate web page has properties that can be configured by a user at the client computer. The server can automatically populate fields of one or more web pages in response to a vehicle identification number entered by the user.

Abstract: An apparatus and method for generating a damaged vehicle estimate for a damaged vehicle. A mobile device is used to capture a photo image of the damaged vehicle and receive vehicle information from a user. The mobile device displays a graphical image of the damaged vehicle. A user can provide input on the graphical image that indicates a location of damage on the damaged vehicle. The photo image, marked graphical image and the vehicle information are transferred from the mobile device to a computer where a damaged vehicle estimate is generated. The damaged vehicle estimate is transferred to the mobile device and displayed to a user.

Abstract: An insurance claim system that can display vehicle identification key information and vehicle option, package, engine, transmission, paint, production date information provided from multiple different sources. The system can perform a method that includes displaying at least one insurance claim with at least one vehicle description, a plurality of vehicle options, and a VIN field. A VIN is entered into the VIN field, which is decoded to determine vehicle information and vehicle option information. One or more vehicle options displayed by the client computer are selected with the vehicle option information, and the selected vehicle options are modified with supplemental vehicle options information provided by an OEM source. Modifying the vehicle options with the information provided by the OEM source improves the accuracy of the options information selected on the insurance claim page.

Abstract: An apparatus and method that provides a predictive estimate for a damaged vehicle. The apparatus includes an input for receiving a three-dimensional map of a damaged vehicle and memory for storing a three-dimensional map of an undamaged vehicle. The memory also contains a database the contains predictive estimates for a variety of previously generated volumetric deltas and previously generated penetration ratios. The apparatus further includes a processor that generates a volumetric delta from the three-dimensional map of the damaged vehicle and the three-dimensional map of the undamaged vehicle, generates a penetration ratio, and then provides a predictive estimate by comparing the generated volumetric delta and penetration ratio with the previously generated volumetric deltas and previously generated penetration ratios in the database.

Abstract: An insurance claim system that can display vehicle identification key information and vehicle option, package, engine, transmission, paint, production date information provided from multiple different sources. The system can perform a method that includes displaying at least one insurance claim with at least one vehicle description, a plurality of vehicle options, and a VIN field. A VIN is entered into the VIN field, which is decoded to determine vehicle information and vehicle option information. One or more vehicle options displayed by the client computer are selected with the vehicle option information, and the selected vehicle options are modified with supplemental vehicle options information provided by an OEM source. Modifying the vehicle options with the information provided by the OEM source improves the accuracy of the options information selected on the insurance claim page.

Abstract: A device and method that assists a user in photographing a vehicle for documenting a condition of the vehicle for a vehicle insurance estimate. The device is a camera that captures images of the vehicle. The camera includes a screen that displays an image of the vehicle and a graphical arrow that indicates a direction in which a plurality of vehicle images are to be captured. The camera also includes a memory that stores a plurality of captured vehicle images of the vehicle each captured from a different vantage point. The camera transmits the plurality of captured vehicle images that are reviewed at an insurance estimate computer.

Abstract: A device and method that assists a user in photographing a vehicle for documenting a condition of the vehicle for a vehicle insurance estimate. The device is a camera that captures images of the vehicle. The camera includes a screen that displays an image of the vehicle and a graphical arrow that indicates a direction in which a plurality of vehicle images are to be captured. The camera also includes a memory that stores a plurality of captured vehicle images of the vehicle each captured from a different vantage point. The camera transmits the plurality of captured vehicle images that are reviewed at an insurance estimate computer.

Abstract: An apparatus and method for generating a total loss valuation for a damaged vehicle that has a VIN code that represents a VIN of the damaged vehicle. The VIN code is scanned with a mobile device to capture the VIN. The VIN is transferred to a server that decodes the VIN to determine vehicle information. The vehicle information is transferred back to the mobile device which populates an insurance claim view with the information. User entered vehicle information is captured by the mobile device. The vehicle information and the user entered vehicle information are transferred to the server which generates a total loss valuation from the information. The total loss valuation is transferred to the mobile device which displays the total loss value.

Abstract: An apparatus and method for generating a damaged vehicle estimate for a damaged vehicle. A mobile device is used to capture a photo image of the damaged vehicle and receive vehicle information from a user. The mobile device displays a graphical image of the damaged vehicle. A user can provide input on the graphical image that indicates a location of damage on the damaged vehicle. The photo image, marked graphical image and the vehicle information are transferred from the mobile device to a computer where a damaged vehicle estimate is generated. The damaged vehicle estimate is transferred to the mobile device and displayed to a user.

Abstract: An apparatus and method for generating a repair cost estimate for a damaged vehicle from an image of the damaged vehicle. The image is provided to a processor that operates in accordance with instructions that perform the steps of identifying an area of the damaged vehicle that is damaged, associating at least one part with the identified damaged area, and generating a repair estimate utilizing the associated part.

Abstract: A method and system for receiving data relating to an insurance claim for a damaged vehicle and transmitting a valuation report for the damaged vehicle over the world wide web. The system includes a client computer and a web server that are coupled through an electronic communication network such as the internet. The web server contains a web site that contains a plurality of web pages. Each web page allows an operator to enter the insurance claim data. The data can be processed into a valuation report by a separate valuation server. The valuation report can be transmitted to the client computer through the web server. A claims adjuster can access the web server by merely entering a uniform resource locator (“URL”) into a web browser. The adjuster does not have to dial directly into the valuation server.

Abstract: A web based insurance estimating system. The system includes a client computer that can launch client-side integrated processing software through a web-based application. The system also includes a server that generates information for a repair cost estimate web page. The repair cost estimate web page is displayed at the client computer. The repair cost estimate web page has properties that can be configured by a user at the client computer. The server can automatically populate fields of one or more web pages in response to a vehicle identification number entered by the user.

Abstract: A device and method for assisting a user in photographing a vehicle for documenting a condition of the vehicle. The method includes receiving information regarding the vehicle and displaying a graphic overlay of the vehicle. A video image of the vehicle is captured with a camera and is displayed with the graphical overlay. The video image of the vehicle is aligned with the graphical overlay of the vehicle and the image of the vehicle is stored. The graphical overlay can be oriented on the screen in a manner so that the stored image of the vehicle is captured at a predetermined horizontal angle, vertical height and/or vehicle size. The photograph of the vehicle can be attached to an insurance estimate. Standardizing the horizontal angle, vertical and/or vehicle size of the photographed vehicle promotes consistency and uniformity in the estimating process.

Abstract: A web based insurance estimating system. The system includes a client computer that can launch client-side integrated processing software through a web-based application. The system also includes a server that generates information for a repair cost estimate web page. The repair cost estimate web page is displayed at the client computer. The repair cost estimate web page has properties that can be configured by a user at the client computer. The server can automatically populate fields of one or more web pages in response to a vehicle identification number entered by the user. The system can provide validation control of data entered into a data field.

Abstract: A method and system for receiving data relating to an insurance claim for a damaged vehicle and transmitting a valuation report for the damaged vehicle over the world wide web. The system includes a client computer and a web server that are coupled through an electronic communication network such as the internet. The web server contains a web site that contains a plurality of web pages. Each web page allows an operator to enter the insurance claim data. The data can be processed into a valuation report by a separate valuation server. The valuation report can be transmitted to the client computer through the web server. A claims adjuster can access the web server by merely entering a uniform resource locator (“URL”) into a web browser. The adjuster does not have to dial directly into the valuation server.

Abstract: A method and system for receiving data relating to an insurance claim for a damaged vehicle and transmitting a valuation report for the damaged vehicle over the world wide web. The system includes a client computer and a web server that are coupled through an electronic communication network such as the internet. The web server contains a web site that contains a plurality of web pages. Each web page allows an operator to enter the insurance claim data. The data can be processed into a valuation report by a separate valuation server. The valuation report can be transmitted to the client computer through the web server. A claims adjuster can access the web server by merely entering a uniform resource locator (“URL”) into a web browser. The adjuster does not have to dial directly into the valuation server.