Abstract: An interactive method for authentication is based on two shared secrets, including a first shared secret in the form of an ordered path on the frame of reference, and a second shared secret in the form of locations on the frame of reference at which characters identifying a subset of the ordered path are to be displayed. An instance of the frame of reference comprises a set of characters which is arranged in a random or other irregular pattern. Authentication requires that a user enter the characters in the displayed instance of the frame of reference found in the locations in the random subset of the ordered path by indicating characters either in these locations, or any other locations having the same characters. Thus, a secret challenge identifying the random partial subset is embedded within the displayed instance of the graphical representation of the frame of reference.

Abstract: An interactive mutual authentication protocol, which does not allow shared secrets to pass through untrusted communication media, integrates an encryption key management system into the authentication protocol. The server encrypts a particular data random key by first veiling the particular data random key using a first conversion array seeded by a shared secret, and then encrypting the veiled particular data random key. The client decrypts and unveils the particular data random key using the shared secret, and returns a similarly veiled version of the particular data random key using a second conversion array seeded by a shared secret. Access to the shared secret indicates authenticity of the stations. The procedure may be repeated for a second shared secret for strong authentication, without allowing shared secrets to pass via untrusted media.

Abstract: A graphical user interface supports an interactive client-server authentication based on Random Partial Pattern Recognition algorithm (RPPR). In RPPR, an ordered set of data fields is stored for a client to be authenticated in secure memory on the server side. A graphical user interface presents a clue generated at the server to the client, such positions in the ordered set of a random subset of data fields from the ordered set. The client enters input data in multiple fields of the interface according to the clue, and the server accepts the input data from the client. The input data includes storage units representing alpha-numeric characters, images and colors corresponding to the field contents for the data fields. The interface includes indicators for elapsed time and status of the authentication session.

Abstract: An authentication server provides a clue to a client indicating a random partial subset of a full pattern that characterizes a full digitized path on a frame of reference, and the client enters a data to fulfill an authentication factor suggested by the clue. The full pattern consists of an ordered set of data fields, which store parameters that specify the full digitized path on a reference grid for recognition. The server presents an instance of a graphical representation of the frame of reference, including an array of random indicators at data field coordinates in the frame of reference. The server accepts indicators from the array of indicators corresponding to coordinates along said digitized path identified by the random partial subset as input data to fulfill the authentication factor.

Abstract: Financial institution back office computerized transaction-processing system with embedded privacy and security layer (EPSL) enables strong transaction authentication prior to a merchant or vendor contact, based on a user account number, transaction conditions like anticipated transaction time and money, user two-factor authentication with a static transaction PIN and a transaction session-specific random partial password or PIN recognition algorithm. User enters the user name and then, challenged by server with a random session-specific subset of a password or PIN character's consecutive position numbers, enters based on cognitive association a one time authentication response. The authentication session is interactive, transaction session-specific, and followed by either a transaction denial or an alphanumeric transaction signature generated by EPSL for this specific transaction. Then, the user submits her request to a transaction counterpart along with the transaction signature.