Abstract: A method is disclosed. The method includes the steps of: accessing, at a computer at a customer end, Internet web-page content from a provider end for obtaining access to virtual cash handling and accountancy services from the provider end for managing financial data. The financial data includes one or more cash handling data entries and one or more accountancy data entries. The managing step further includes the step of reconciling the one or more cash handling data entries with the one or more accountancy data entries. A system is also disclosed.

Abstract: A method (400, 500, 600) and apparatus for financing community expenses is disclosed. According to an embodiment, the method (400, 600) includes the steps of providing (S.408, S.509, S.609) to a virtual treasurer (100) one or more amounts to be paid to one or more payees (46) and requesting (S.410, S.512, S.615) that the virtual treasurer (100) move a designated amount of funds from a fund account (112a-112c) of each member (102a-102c) of a community (102) to the one or more payees (46). According to an embodiment the method (500) includes the steps of moving (S.508) funds from a fund account (112a-112c) of each member (102a-102c) of a community (102) to a community expense deposit account of a virtual treasurer (100), providing (S.509) to the virtual treasurer (100) one or more amounts to be paid to one or more payees (46), and requesting (S.512) that the virtual treasurer (100) move a designated amount of funds from the community expense deposit account to the one or more payees (46).