Abstract: System(s), method(s), and device(s) that generate and use single-use financial account card numbers (SUFACNs) to facilitate secure processing of financial transactions are presented. A user registers a financial account(s) with a financial transaction platform (FTP), a user profile comprising user-related information is created, and a personal identification number (PIN) is associated with the user. When making a purchase locally or online, the user's portable communication device (PCD) accesses the FTP via an application or web site, the PCD synchronizes with the FTP, and the PCD and FTP each respectively generate the same SUFACN(s) based in part on time of generation and PIN. The SUFACN is presented to the seller's register component via scanning (e.g., when SUFACN is a barcode) or entering the SUFACN. The register component sends the SUFACN to the FTP, which interacts with the user's financial account(s) to facilitate payment.
Type:
Grant
Filed:
December 2, 2010
Date of Patent:
July 24, 2018
Assignee:
B & H WORLDWIDE, LLC
Inventors:
Joseph Thomas Ritorto, Christopher Robert Lattanzio
Abstract: System(s), method(s), and device(s) that facilitate efficient removal of a nut(s) from a wheel stud or bolt are presented. A nut removal facilitator device comprises a first arm with a holder component, wherein the first arm is attached to a lever component and a second arm, which includes a force applicator component. A socket of a wrench is placed on a desired nut, with the wrench handle portion near the socket held within the holder component and an end portion of the wrench handle in contact with the force applicator component. A force can be received at the top portion of the lever component is leveraged based on the length of the lever component. The leveraged force is transferred to the force applicator component which applies the transferred force to the wrench handle to move the handle and socket in the desired direction to loosen and remove the nut.
Type:
Grant
Filed:
January 13, 2010
Date of Patent:
July 16, 2013
Assignee:
B & H Worldwide, LLC
Inventors:
Joseph Thomas Ritorto, Jr., Christopher Robert Lattanzio
Abstract: System(s), method(s), and device(s) that generate and use single-use financial account card numbers (SUFACNs) to facilitate secure processing of financial transactions are presented. A user registers a financial account(s) with a financial transaction platform (FTP), a user profile comprising user-related information is created, and a personal identification number (PIN) is associated with the user. When making a purchase locally or online, the user's portable communication device (PCD) accesses the FTP via an application or web site, the PCD synchronizes with the FTP, and the PCD and FTP each respectively generate the same SUFACN(s) based in part on time of generation and PIN. The SUFACN is presented to the seller's register component via scanning (e.g., when SUFACN is a barcode) or entering the SUFACN. The register component sends the SUFACN to the FTP, which interacts with the user's financial account(s) to facilitate payment.
Type:
Application
Filed:
December 2, 2010
Publication date:
June 7, 2012
Applicant:
B & H WORLDWIDE, LLC
Inventors:
Joseph Thomas Ritorto, JR., Christopher Robert Lattanzio
Abstract: System(s), method(s), and device(s) that facilitate efficient removal of a nut(s) from a wheel stud or bolt are presented. A nut removal facilitator device comprises a first arm with a holder component, wherein the first arm is attached to a lever component and a second arm, which includes a force applicator component. A socket of a wrench is placed on a desired nut, with the wrench handle portion near the socket held within the holder component and an end portion of the wrench handle in contact with the force applicator component. A force can be received at the top portion of the lever component is leveraged based on the length of the lever component. The leveraged force is transferred to the force applicator component which applies the transferred force to the wrench handle to move the handle and socket in the desired direction to loosen and remove the nut.
Type:
Application
Filed:
January 13, 2010
Publication date:
July 14, 2011
Applicant:
B & H WORLDWIDE, LLC
Inventors:
Joseph Thomas Ritorto, JR., Christopher Robert Lattanzio