Patents Assigned to Bank of America Corporation
  • Publication number: 20220263665
    Abstract: Quantum-level cryptography of delegated digital signatures. By implementing quantum-level computing principles, delegate signatures are provided that are unclonable, unforgeable and can not be repudiate. Specifically, at least four quantum particles are entangled, with one particle assigned to each of a third-party verification entity, a signature delegate, a delegatory signature authorizer entity and a signature requester entity. In addition, Bell State measurements (BSMs) are performed at the signature delegate, the delegatory signature authorizer entity and the third-party verification entity to allow the original signer (i.e., the signature delegator) to securely delegate signature to a signature delegate and perform an event, such as a payment process or the like.
    Type: Application
    Filed: February 16, 2021
    Publication date: August 18, 2022
    Applicant: BANK OF AMERICA CORPORATION
    Inventor: Ravi Kiran Hukmani
  • Publication number: 20220261666
    Abstract: Big data searches, statistical computation and artificial intelligence is leveraged to determine the likelihood that a user will renounce an object post-resource event. Specifically, the present invention relies on object-identifying data and user data to key a plurality of data mining searches of big data sources. In response to extracting responsive data from the big data sources, the present invention implements statistical computing to determine a go/no-go indicator that indicates either that (i) the user is unlikely to renounce (i.e., abandon, fail to use and/or return) the object post-resource event, or (ii) the user is likely to renounce (i.e., abandon, fail to use and/or return) the object post-resource event. Artificial Intelligence (AI) is used to analyze previous likelihood of renunciation determinations to determine a confidence level which is used in the statistical computation of the go/no-go indicator.
    Type: Application
    Filed: February 12, 2021
    Publication date: August 18, 2022
    Applicant: BANK OF AMERICA CORPORATION
    Inventor: Srinath S. Chakravarty
  • Publication number: 20220261814
    Abstract: Embodiments of the invention are directed to systems, methods, and computer program products for intelligent transaction information sharing, issue notification, and remedial response. By utilizing a common platform for information sharing between multiple financial entities, the invention provides a channel of communication between these entities in order to provide preemptive information as to potential problematic resource transfers. The system is also adaptive in that it can be adjusted based on the needs or goals of the entity or team utilizing it, and may adapt over time in an intelligent fashion to identify and alert of patterns developing over a cross-transaction dataset in real time.
    Type: Application
    Filed: February 16, 2021
    Publication date: August 18, 2022
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Maria Konyakhina Smith, John Henry Denning, Ruchira Ghosh
  • Publication number: 20220261234
    Abstract: Embodiments of the invention are directed to a system, method, or computer program product structured for synthesizing and building infrastructure platforms.
    Type: Application
    Filed: April 29, 2022
    Publication date: August 18, 2022
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Aruna Jonna, Bhuvaneswar Reddy Velkuri
  • Publication number: 20220261293
    Abstract: Systems, computer program products, and methods are described herein for implementing federated containerization platform using LiFi (Light Fidelity). The present invention is configured to electronically receive, from a container orchestration engine, a request to allocate one or more resources to one or more applications to execute a first task; retrieve one or more resource requirements associated with the one or more applications; determine, using a machine learning model, one or more resources to be allocated to the one or more applications; retrieve, from a resource repository, the one or more resources to be allocated to the one or more applications; and allocate the one or more retrieved resources to the one or more applications.
    Type: Application
    Filed: February 16, 2021
    Publication date: August 18, 2022
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Madhusudhanan Krishnamoorthy, Vasuki Anand
  • Publication number: 20220258334
    Abstract: Systems, computer program products, and methods are described herein for decentralized edge computing enablement in robotic process automation. The present invention is configured to receive an indication that a hosted virtual desktop (HVD) has received a first set of instructions for execution from a controller hosted virtual desktop (CHVD); electronically receive, from the HVD, an indication that the first set of instructions have been executed by the HVD; predict, using the edge computing enablement engine, a second task to be executed by the HVD; determine, using the quantum database search algorithm, a location of the second task in the knowledge repository; retrieve a second set of instructions associated with the second task from the location of the second task in the knowledge repository; and receive, from the HVD, an indication that the second set of instructions have been executed by the HVD.
    Type: Application
    Filed: February 17, 2021
    Publication date: August 18, 2022
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Madhusudhanan Krishnamoorthy, Aruna Jonna
  • Publication number: 20220261242
    Abstract: A system is provided for computer code development environment cloning and authentication using a distributed server network and machine learning. In particular, the system may use a machine learning algorithm configured to automatically identify and analyze changes in computing code between two or more environments and publish a record of said changes to a private distributed register stored on a plurality of distributed server nodes. Based on the analysis, the system may generate one or more recommended changes to the source code. If the changes are confirmed by one or more authorized users, the system may automatically implement the changes and publish a confirmation record of the implemented changes to the distributed register. In this way, the system may provide an efficient way to ensure synchronization of code across multiple computing environments.
    Type: Application
    Filed: February 16, 2021
    Publication date: August 18, 2022
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Varun Sasi Pakiteeri, Raja Arumugam Maharaja
  • Patent number: 11416072
    Abstract: Systems and methods for transferring data via a smart contact lens from a first user interface (“UI”) to a second UI is provided. Methods may include triggering a tracking of the focus of the user's eyes on the first UI and further tracking a start point and an end point of the focus of the user's eyes based on detection of deliberate blink gestures. Methods may further include capturing a segment of data within the start point of focus and the end point of focus and storing the segment of data in memory on the smart contact lenses. Methods may further include updating the second UI based on an instruction in a data packet transmitted to the second UI, by inputting the segment of data at a point of focus of the user's eye on the second UI.
    Type: Grant
    Filed: July 20, 2021
    Date of Patent: August 16, 2022
    Assignee: Bank of America Corporation
    Inventor: Shailendra Singh
  • Patent number: 11416933
    Abstract: Aspects of the disclosure relate to implementation of a recursive hierarchic blockchain for event validation and processing. A computing platform may receive event data from first and second data sources. The computing platform may store, in a first distributed ledger, an event record for each event from the first data source and may store, in a second distributed ledger, an event record for each event from both data sources. In response to determining that a validation condition for a current block of the second distributed ledger has been satisfied, the computing platform may compute a hash and generate a numeric representation of the first distributed ledger. In a new block of the second distributed ledger, the computing platform may store the hash and the numeric representation. The computing platform may write, to the new block of the second distributed ledger, additional event data from both data sources.
    Type: Grant
    Filed: January 7, 2020
    Date of Patent: August 16, 2022
    Assignee: Bank of America Corporation
    Inventor: Maharaj Mukherjee
  • Patent number: 11418503
    Abstract: Aspects of the disclosure relate to notification, and assistance systems that may utilize sensor-based authentication techniques. A computing platform may receive user information corresponding to a first user. The user information may be authentication information from a sensor and/or a first communication device associated with the user. Based on the received user information, the computing platform may authenticate an identity of the first user and determine a location of the first user. Then, based on authenticating the identity and determining the location, the sensor may retrieve data corresponding to the first user and transmit the data to a second communication device.
    Type: Grant
    Filed: July 3, 2019
    Date of Patent: August 16, 2022
    Assignee: Bank of America Corporation
    Inventors: Kamesh R. Gottumukkala, Siten Sanghvi, Linda Haddad, Jeff Lojko
  • Patent number: 11418493
    Abstract: Aspects of the disclosure relate to identification of confidential data, in a message, and encryption of the confidential data. A computing platform may determine, based on a knowledge base, confidential data in a first message transmitted over one or more computing networks. The computing platform may encrypt the confidential data in the message. The computing platform may generate a second message based on encrypted confidential data. Further, the computing platform may update a header, corresponding to the second message, to indicate an encryption technique used for the encrypted confidential data. The computing platform may further encrypt the header of the second message, and transmit the second message.
    Type: Grant
    Filed: August 7, 2019
    Date of Patent: August 16, 2022
    Assignee: Bank of America Corporation
    Inventors: Sandeep Kumar Chauhan, Amit Kumar Singhal
  • Patent number: 11416454
    Abstract: Aspects of the disclosure relate to management of databases in different server environments. In particular, various aspects of this disclosure relate to correction, synchronization, and/or migration of databases between different database servers. A feed file that is rejected from loading in a database associated with a source server may prioritized in a destination server. A feed file hierarchy of the rejected feed file may be determined and the destination server may process loading of the rejected feed file to a database based on the determine feed file hierarchy. Any corrections applied at the destination server may also be applied at the source server.
    Type: Grant
    Filed: January 14, 2021
    Date of Patent: August 16, 2022
    Assignee: Bank of America Corporation
    Inventors: Venugopala Rao Randhi, Damodarrao Thakkalapelli, Rama Venkata S. Kavali, Ravindra Dabbiru
  • Publication number: 20220253544
    Abstract: Embodiments of the invention are directed to systems, methods, and computer program products for utilizing machine learning to identify data which is to be obfuscated in a format-preserving manner, which allows the obfuscated or masked data to appear as though it is original data. Because this type of obfuscation technique may require a higher degree of computational power than other techniques, there is a need to be able to dynamically choose when to implement format preservation based on a variety of factors. By using machine learning techniques, the present invention provides the functional benefit of analyzing both the data to be obfuscated, as well as available computational resources, to determine when it is appropriate to apply a format-preserving masking algorithm to the data. Accordingly, the present invention may ensure that organizational data is appropriately masked while preventing the resource strain associated with preserving the format of all original data.
    Type: Application
    Filed: February 10, 2021
    Publication date: August 11, 2022
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Brandon Sloane, Charles Edward Dudley, Jinyoung Nathan Kim, Adriana Tache
  • Publication number: 20220253541
    Abstract: Embodiments of the present invention provide a system for performing obfuscation of electronic data through alteration of data formats. The system is configured for extracting data from one or more data sources associated with an entity, determining data format associated with the data extracted from the one or more data sources, calculating, via a central decisioning engine, an exposure score associated with the data based on one or more factors, determining, via the central decisioning engine, an obfuscation algorithm from one or more obfuscation algorithms for obfuscating the data based on the exposure score and the data format associated with the data, and obfuscating the data using the obfuscation algorithm.
    Type: Application
    Filed: February 10, 2021
    Publication date: August 11, 2022
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Brandon Sloane, Charles Edward Dudley, Jinyoung Nathan Kim, Adriana Tache
  • Publication number: 20220253774
    Abstract: Big data searches, statistical computation and artificial intelligence are leveraged to determine the likelihood that a user will renounce a facility or service post-acceptance. Specifically, the present invention relies on facility/service data and/or user data to key a plurality of data mining searches of big data sources. In response to extracted responsive data from the big data sources, the present invention implements statistical computing along with machine learning/Artificial Intelligence techniques to determine a go/no-go indicator that indicates either (i) the user is unlikely to renounce (i.e., abandon, fail to use and/or return) the facility or service post-acceptance/acquisition, or (ii) the user is likely to renounce the facility/service.
    Type: Application
    Filed: February 11, 2021
    Publication date: August 11, 2022
    Applicant: BANK OF AMERICA CORPORATION
    Inventor: Srinath S. Chakravarty
  • Publication number: 20220253545
    Abstract: Systems, computer program products, and methods are described herein for implementing multi-dimensional data obfuscation. The present invention is configured to electronically receive, from a computing device of a user, a request to implement a multi-dimensional data obfuscation on a first database; initiate a data obfuscation engine on the first database based on at least receiving the request, wherein initiating further comprises: determining one or more data types associated with the one or more data artifacts; determining one or more exposure levels of the one or more data artifacts; retrieving, from a data obfuscation repository, one or more data obfuscation algorithms; and implementing the one or more data obfuscation algorithms on the one or more data artifacts based on at least the one or more data types; and generate an obfuscated first database based on at least initiating the data obfuscation engine on the first database.
    Type: Application
    Filed: February 10, 2021
    Publication date: August 11, 2022
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Brandon Sloane, Jinyoung Nathan Kim, Adriana Tache, Charles Edward Dudley
  • Publication number: 20220255946
    Abstract: Systems, computer program products, and methods are described herein for intrusion detection using resource activity analysis. The present invention is configured to receive, from a computing device of a user, an indication that the user has accessed a resource allocation portfolio of a customer; determine a geographic information of the user; retrieve a geographic information of the customer; determine that the geographic information of the user does not match the geographic information of the customer; determine an exposure level associated with the user access of the resource allocation portfolio of the customer; determine that the exposure level is greater than a predetermined threshold; and automatically trigger a transmission of a notification to a computing device of an administrator indicating that the exposure level associated with the user access of the resource allocation portfolio of the customer is greater than the predetermined threshold.
    Type: Application
    Filed: February 10, 2021
    Publication date: August 11, 2022
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Scott Anderson Sims, Andrew DongHo Kim, Craig Douglas Widmann, Jeffrey Brian Bashore
  • Publication number: 20220253532
    Abstract: Systems, computer program products, and methods are described herein for dynamically generating linked security tests. The present invention may be configured to perform security tests on an application, generate, based on the results of the security tests, security test sequences that include at least one security test that the application failed, perform the security test sequences on the application, and, iteratively and until the application passes each security test sequence in an iteration, generate additional security test sequences. The present invention may be further configured to provide results of the security tests and security test sequences to one or more machine learning models to generate supplementary security test sequences and determine probabilities of the application failing the supplementary security test sequences.
    Type: Application
    Filed: February 11, 2021
    Publication date: August 11, 2022
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Jack Lawson Bishop, III, Timothy Andrew Wright, Robert Riley Zink
  • Publication number: 20220253464
    Abstract: Systems, computer program products, and methods are described herein for identification of obfuscated electronic data through placeholder indicators. The present invention is configured to electronically receive, from a computing device of a user, a request to obfuscate one or more data artifacts stored on a first database; retrieve, from a data obfuscation repository, one or more data obfuscation algorithms; implement the one or more data obfuscation algorithms on the one or more data artifacts; generate one or more placeholder indicators identifying the one or more data obfuscation algorithms implemented on the one or more data artifacts; create one or more data fields corresponding to the one or more masked data artifacts on the first database; store the one or more placeholder indicators in the one or more data fields; and update the first database with the one or more masked data artifacts and the one or more placeholder indicators.
    Type: Application
    Filed: February 10, 2021
    Publication date: August 11, 2022
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Brandon Sloane, Jinyoung Nathan Kim, Adriana Tache, Charles Edward Dudley
  • Publication number: 20220255747
    Abstract: Dynamic segmentation of network traffic through the use of Pre-Shared Keys (PSKs). Each defined network segment uses a different pre-shared key and a message authentication code (MAC)-signing algorithm to sign data packets with segment-specific MACs. As such, only those computer hosts/nodes that are in the network segment (i.e., have been assigned the same pre-shared key for generating and decoding the MAC signed data packets) are capable or reading the segment's network traffic. By implementing segment-specific MAC signed data packets, the present invention allows for confidential data transmission absent the need to encrypt the actual contents/data being transmitted.
    Type: Application
    Filed: April 20, 2022
    Publication date: August 11, 2022
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Brandon Sloane, Regina Yee Cadavid, Gloria Joo, Jinyoung Nathan Kim, Nia Mack