Patents Assigned to Bank of America
  • Patent number: 10805295
    Abstract: A system that includes a switch, a network authentication server (NAS), and a threat management server. The NAS sends a device identifier for an endpoint device to the threat management server in response to the endpoint device connecting to a port on the switch. The threat management server determines the endpoint device is present in a blacklist based on the device identifier in response to receiving the device identifier. The threat management server determines the endpoint device is blocked from one or more second ports on the switch. The threat management server blocks the endpoint device from accessing the network via the first port on the switch in response to determining the endpoint device is blocked from the one or more other ports on the switch.
    Type: Grant
    Filed: November 4, 2019
    Date of Patent: October 13, 2020
    Assignee: Bank of America Corporation
    Inventors: Rahul Isola, Anthony P. Grossi
  • Patent number: 10805353
    Abstract: A system includes devices, first and second cluster servers, and a global server. The first cluster server updates a second set of parameters for the first device and a first set of parameters for the second device. The second cluster server updates a fourth set of parameters for the third device and a third set of parameters for the fourth device. The global server updates the first set of parameters and the second set of parameters for the second cluster server and updates the third set of parameters and the fourth set of parameters for the first cluster server.
    Type: Grant
    Filed: September 26, 2018
    Date of Patent: October 13, 2020
    Assignee: Bank of America Corporation
    Inventors: Gaurav Bansal, Sunish Satapathy, Prajit Kumar Datta, Dheeraj Singh
  • Patent number: 10805424
    Abstract: The invention provides a gateway system for sending and coordinating digital requests for resource transfers amongst various computing systems. Typically, the various computing systems are configured to operate on different hardware and/or software platforms. Accordingly, the gateway system communicates with the various computing systems via an API, which provides an efficient way to coordinate resource transfers amongst the various computing systems while ensuring present and future compatibility with the various platforms during the resource transfer process.
    Type: Grant
    Filed: September 11, 2017
    Date of Patent: October 13, 2020
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Daniel Paul Doran, Dean Lyons Henry, Anand Ahuja
  • Patent number: 10803300
    Abstract: A computing platform may receive video, audio, and/or biometric information of one or more people. The computing platform may identify the people based on a comparison of the video, audio, and/or biometric information to stored information in one or more user profiles each associated with the people. For example, the computing platform may compare multiple types of biometric information, including fingerprint, retina scan, facial features, and the like, as part of a process for identifying the people. The computing platform may further determine one or more interactions between the people, and, based on the interactions, determine and/or identify a relationship between the people. The identified relationships may further be used for confirming identifies of the people. Based on the identifications (e.g., biometric, video, audio, relationships), the computing platform may further provide access for the people to one or more services.
    Type: Grant
    Filed: March 19, 2019
    Date of Patent: October 13, 2020
    Assignee: Bank of America Corporation
    Inventors: Sandeep Kumar Chauhan, Pinak Chakraborty, Vidhu Beohar
  • Patent number: 10803710
    Abstract: Embodiments of the present invention are directed to systems, methods, and computer program products for a cassette system and device network for secure resource replenishment and distribution among a plurality of computer terminals. A resource replenishment device comprising a tamper-proof, sealable container may securely store and transport one or more resources within the interior of the device. The resource replenishment device may be used for efficiently fulfilling calculated resource deficiency requests at one or more computer terminals, wherein resources may be transferred to the resource replenishment device from a resource reserves station for transport and transfer to a resource-deficient, requesting computer terminal.
    Type: Grant
    Filed: June 26, 2017
    Date of Patent: October 13, 2020
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Jon Robert Wolf, Matthew Edward Williams
  • Patent number: 10803051
    Abstract: A system for validating a dataflow graph is disclosed. The system receives an input dataflow graph and compares the input dataflow graph to each of a plurality of pre-learned dataflow graphs. Each of the pre-learned dataflow graphs is associated with an occurrence rate. Then, the system identifies a pre-learned dataflow graph that matches the input dataflow graph and identifies an occurrence rate associated with the pre-learned dataflow graph. The system compares the occurrence rate with a pre-defined threshold for validating the input dataflow graph. If the occurrence rate exceeds the pre-defined threshold, the system determines that the input dataflow graph is a valid dataflow graph.
    Type: Grant
    Filed: October 10, 2018
    Date of Patent: October 13, 2020
    Assignee: Bank of America Corporation
    Inventors: Amitava Deb, Sandip Gopal Bhatwadekar, Chih-Chin Yang, Jovan Cenev
  • Patent number: 10805297
    Abstract: Embodiments of the invention are directed to systems, methods, and computer program products for identification of normal state authenticity indicators for user authentication into applications in real-time to prevent misappropriation at the point of authenticity. In this way, the system provides decomposition of streaming transactions through a matrix of engines giving the system the ability to profile different characteristics of streaming data. Furthermore, providing strategies to respond based on the output of the decomposition. As such, requests for identification, authentication, or access to secure locations along with historical data through multiple vectors that are specialized in specific misappropriation identification to output a complete misappropriation profile from the vectors for recommended actions for the authenticity of the user. The results from each engine are cross compared to generate a complete misappropriation profile that covers a range of factors for the input.
    Type: Grant
    Filed: March 9, 2018
    Date of Patent: October 13, 2020
    Assignee: BANK OF AMERICA CORPORATION
    Inventor: Eren Kursun
  • Patent number: 10802453
    Abstract: A system for managing process automation with a macro bot is provided. By allowing for modifications to RPA bot behavior without changing the code of the RPA bots and providing for an efficient querying and reporting function, the system addresses a number of computer technology-centric challenges. The system allows the entity to push updates to bot behavior through a rules database without individually reconfiguring each bot. This ensures that the functionality of the bots may be updated for future entity needs and objectives while minimizing bot downtime. Furthermore, providing updates without changing the code of the bots allows the system to increase computing efficiency by reducing the demands on computer resources associated with applying a system-wide update, such as processing power, memory space, storage space, cache space, electric power, and networking bandwidth.
    Type: Grant
    Filed: June 2, 2017
    Date of Patent: October 13, 2020
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Nye Walter Allen, IV, Vinaykumar Mummigatti, Ryan Eric Davis
  • Patent number: 10802948
    Abstract: Embodiments of the present disclosure provide a system, computer program product, and method for providing a centralized, automated, and integrated platform for management and provisioning of testing data. In particular, the integrated platform may provide users with a comprehensive interface through which the user may procure and/or customize data for the purposes of testing an application within a testing environment before migrating the application to a production environment. In this regard, the integrated platform may comprise various applications that allow users to migrate, mine, verify, condition, sanitize, reserve, synthesize, and/or provision testing data, among other such functions.
    Type: Grant
    Filed: July 13, 2018
    Date of Patent: October 13, 2020
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Parthiban T. Shanmugam, Srinivasa Rao Batchu, Sujata Devon Raju, Bayyareddy Sreenivasulu Reddy, Durga Prasad Turaga, Vinod Kumar Alladi
  • Patent number: 10803454
    Abstract: This disclosure illustrates that resource exchange requests may be identified and sent directly to ATMs. The service providers access the ATMs and are able to select the resource exchange request from the ATMs (e.g., electronically, or the like). The service providers transfer the resources at the ATMs, and reconcile the resources at the ATMs. The ATMs may send service provider and/or organization reconciliation notices confirming the reconciliations. In some embodiments, the reconciliation may be stored in a distributed ledger within a blockchain system.
    Type: Grant
    Filed: May 1, 2019
    Date of Patent: October 13, 2020
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Rebecca Stepp Morgan, Shawn Cart Gunsolley, Chad Ryan Compton, Eric Dryer
  • Patent number: 10805234
    Abstract: A closed loop processing interaction network in which the resource pool source of the user and the resource pool destination are both within the same organization or group of organizations. As such, resources associated with interactions may be distributed directly between the resource pools. The interactions may occur through communication between user computer systems (e.g., mobile devices, or the like) and/or interaction terminals of product providers (e.g., mobile devices, or the like). The interaction terminals of the product providers may create and allow for the use of interaction zones, which allows for the identification of users that are a part of the interaction network, allows users to receive specialized offers, allows for direct transfer of resources within an organization that by-pass traditional resource processing. The closed loop interaction network improves the processing speeds, memory requirements, security, and costs associated with processing resources related to interactions.
    Type: Grant
    Filed: October 8, 2018
    Date of Patent: October 13, 2020
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Joseph Benjamin Castinado, Charles Russell Kendall, Andrew S. Heiman
  • Patent number: 10802973
    Abstract: An apparatus includes a first database, a memory, and first and second processors. The first database stores a list including a first identifier assigned to the first processor and a second identifier assigned to the second processor. The processors each randomly shuffle a copy of the list and place the first element of their shuffled copy in a third list. Each processor further determines that the first identifier appears a first number of times and the second identifier appears a second number of times in the third list, the first number greater than the second number. In response to determining that the first number is greater than the second number, the first processor copies data stored in a second database into the memory and sets a flag to true, while the second processor determines that the flag is set to true and accesses the data copy stored in the memory.
    Type: Grant
    Filed: July 1, 2019
    Date of Patent: October 13, 2020
    Assignee: Bank of America Corporation
    Inventors: Udaya Kumar Raju Ratnakaram, Niroop Reddy Patimeedi, Sarvari Tadimalla, Maruthi Shanmugam, Jian Jim Chen, Punit Srivastava
  • Patent number: 10802905
    Abstract: Systems, apparatuses, and methods for remediating the transmission of data from a sending computing device to a receiving computing device. An administrative computing device may determine data that has been transmitted and a predicted transmission path taken by the transmitted data. The administrative computing device may include or be communicatively coupled with a machine learning model. The administrative computing device may receive, from one or more computing devices involved in transmitting the transmitted data, status data corresponding to the transmitted data. The status data may include, for example, timestamps associated with the data, hash values of the data, processing information associated with the data, or the like. Based on the status data, the administrative computing device may cause one or more computing devices to take remedial actions.
    Type: Grant
    Filed: May 23, 2018
    Date of Patent: October 13, 2020
    Assignee: Bank of America Corporation
    Inventors: Marie S. Merriam, Manu Kurian
  • Publication number: 20200322133
    Abstract: Embodiments of the present disclosure provide a system for data characterization and tracking via cohesive information units. In particular, the system may be structured to define a cohesive information unit (“CIU”) which may serve as the fundamental functional unit that serves as the basis for data electronically stored, transferred, modified, and/or copied within computing systems. Each CIU may be electronically associated with metadata which serves to identify the CIU as the CIU is stored and/or in motion. Rather than allowing applications and/or users to change the data within the CIU directly, the system may write subsequent CIU's to reflect proposed changes by the applications and/or users. In this way, the system provides a secure and reliable way to maintain authenticity of data within the entity system.
    Type: Application
    Filed: April 5, 2019
    Publication date: October 8, 2020
    Applicant: Bank of America Corporation
    Inventors: John Howard Kling, Paul E. Foshee
  • Patent number: 10796304
    Abstract: In one or more embodiments, one or more systems, processes, and/or methods may receive, via a network, a multiple positions corresponding to multiple physical locations of a consumer device, may receive, via the network, a position of a physical location of a financial transaction device, and may receive a request for a financial transaction, and may determine a transaction authorization based on a path indicated by the multiple positions and the position of the physical location of the financial transaction device. For example, a path and/or track may be established via periodical reports of the position information from the consumer device, which may provide and/or indicate an authenticity metric and/or a validity metric to a current position attribute when the current position attribute is utilized in a financial transaction.
    Type: Grant
    Filed: June 12, 2017
    Date of Patent: October 6, 2020
    Assignee: Bank of America Corporation
    Inventors: Rick A. Beye, Rahul G. Isola, Scott A. Sims
  • Patent number: 10795980
    Abstract: A vehicle computing platform may receive driver sensor data indicating whether a driver seat in a vehicle is occupied. The vehicle computing platform may determine, based on the driver sensor data, an identity of a driver of the vehicle. The vehicle computing platform may receive passenger sensor data indicating whether a passenger seat in the vehicle is occupied. The vehicle computing platform may, based on the passenger sensor data indicating that the passenger seat in the vehicle is occupied, obscure information on a screen of the vehicle.
    Type: Grant
    Filed: June 12, 2019
    Date of Patent: October 6, 2020
    Assignee: Bank of America Corporation
    Inventor: Manu Kurian
  • Patent number: 10795880
    Abstract: A system for communication between two or more computer programs is disclosed. The system includes a memory, an interface, and a processor. The memory stores a first file, expected metadata for the first file, and expected metadata for one or more fields in the first file. The interface receives a file from a computer program. The file comprises fields that each comprise information provided by one or more sources. The processor executes a second computer program which extracts a first set of file metadata from the received file, compares the extracted first set of file metadata to the expected metadata, and determines if the extracted first set of file metadata corresponds to the expected metadata. If the extracted first set of file metadata corresponds to the expected metadata for the first file, then the processor performs analogous comparisons at a field level and stores the first file in the memory.
    Type: Grant
    Filed: October 28, 2019
    Date of Patent: October 6, 2020
    Assignee: Bank of America Corporation
    Inventors: Brad E. Romano, Shashi Thanikella
  • Patent number: 10798007
    Abstract: A method, apparatus, computer-readable medium, and/or system may comprise a user device configured to transmit, to a computing device, data indicative of a first routing network and data indicative of a second routing network. The computing device may comprise a processor and memory storing computer-executable instructions that, when executed by the processor, cause the computing device to receive, from the user device, the data indicative of the first routing network and the data indicative of the second routing network. The computing device may determine, based on the data indicative of the first routing network, a plurality of parameters for the first routing network. The computing device may determine, based on the data indicative of the second routing network, a plurality of parameters for the second routing network. The computing device may generate a secure session connection between the computing device and a server associated with the second routing network.
    Type: Grant
    Filed: September 18, 2019
    Date of Patent: October 6, 2020
    Assignee: Bank of America Corporation
    Inventors: Steven M. Twombly, Matthew Murphy, Mark Williams, Bradley Holland, Mark A. Nelson
  • Patent number: 10795650
    Abstract: A code lineage tool includes a scanner, a parser, and an integrator. The scanner identifies elements in ETL code. The parser determines that a first element is affected by a second element and adds the first element to a parse tree and the second element to the parse tree as a sub-node of the first element. The parser determines that the second element is affected by a third element and adds the third element to the parse tree as a sub-node of the second element. The parser determines that a fourth element does not affect the first element and prevents the fourth element from being added to the parse tree or removes the fourth element from the parse tree. The integrator determines that a change to the third element will change the value of the first element and generates a lineage for the first element.
    Type: Grant
    Filed: October 11, 2019
    Date of Patent: October 6, 2020
    Assignee: Bank of America Corporation
    Inventors: Prashant Wason, Vijaya Rudraraju
  • Patent number: 10798105
    Abstract: A system that includes a tagging engine and a routing engine. The tagging engine is configured to link a data element with an access control tag. The tagging engine is configured to apply context rules to the access control tag array based on the content of the data element to change the access control tag value for one or more of the access control tags. The tagging engine sends the data element with the access control tag array to a target network node within an end user group. The routing engine is configured to identify an access control tag value in the access control tag array corresponding with the end user group and to forward the data element to the target network node in response to determining that the access control value is greater than or equal to the access control level associated with the end user group.
    Type: Grant
    Filed: November 15, 2018
    Date of Patent: October 6, 2020
    Assignee: Bank of America Corporation
    Inventors: Manu J. Kurian, Michael S. Karafotis, Paul G. Roscoe, Saritha P. Vrittamani, Jo-Ann Taylor, Srinivasa D. Madireddi, Timothy L. Atwell, Crystal M. Sundaramoorthy