Patents Assigned to Bank of America
  • Publication number: 20200250152
    Abstract: A system for identifying the databases, database tables and views that are impacted by batch processing tasks and the activities performed on the databases, databases tables and views as a result of the batch processing tasks. Static script files and the associated scripts are parsed to identify predetermined keywords, and types of configuration settings and the command line and/or options passed to the script from a scheduler are examined to determine how the logic in the script operates. Based on the keywords, type of configuration settings and knowledge as to how script operates, the databases, databases tables and/or views that are impacted by batch processing task can be determined and the associated activities performed on the databases, databases tables and views identified.
    Type: Application
    Filed: April 24, 2020
    Publication date: August 6, 2020
    Applicant: BANK OF AMERICA CORPORATION
    Inventor: James C. Pulaski
  • Publication number: 20200249984
    Abstract: Embodiments of the present invention provide a system for real-time transmission of data associated with trigger events. The system is configured for identifying one or more priorities associated with a user, extract one or more triggers associated with the one or more priorities of the user, receiving an indication that at least one condition associated with at least one of the one or more triggers is met, determining that the user is performing one or more actions associated with at least one priority of the one or more priorities based receiving the indication, in response to determining that the user is performing the one or more actions associated with the at least one priority, dynamically extracting information associated with the user, and transmitting, in real-time, the extracted information associated with the user to at least one third party entity.
    Type: Application
    Filed: February 5, 2019
    Publication date: August 6, 2020
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Katherine Dintenfass, Paul Adam Keifer, Ashwin Borges
  • Publication number: 20200250513
    Abstract: Embodiments of the invention are directed to systems, methods, and computer program products for a unique platform for analyzing, classifying, extracting, and processing information from images. In particular, the novel present invention provides a unique platform for analyzing, classifying, extracting, and processing information from images using deep learning image detection models with the use of convolutional neural networks. Embodiments of the inventions are configured to provide an end to end automated solution for extracting data from images that can be securely distributed to multiple entities and third parties while maintaining the ability to deter unauthorized copying of the platform via embedded steganographic watermarking introduced during the encoding process and only removable using an additional step between the encoding and decoding processes.
    Type: Application
    Filed: February 4, 2019
    Publication date: August 6, 2020
    Applicant: Bank of America Corporation
    Inventor: Madhusudhanan Krishnamoorthy
  • Publication number: 20200250001
    Abstract: Embodiments of the present invention provide a positioned system for passive scanning and evaluation of various event execution of a user to determine future resource requirements for event execution. The system integrates bots for user applications, geolocation, and beacon recognitions to determine and make recommendations for event execution by the user. The system may extract and pull data and use the bots to pull into analytics to understand event patterning of the user. The system utilizes specificity filtering based on specifics of users and constantly, in real time updates a set of priority events for the user with a dynamic interaction and modifier occurring over time.
    Type: Application
    Filed: February 5, 2019
    Publication date: August 6, 2020
    Applicant: BANK OF AMERICA CORPORATION
    Inventor: Katherine Dintenfass
  • Publication number: 20200249853
    Abstract: A system, computer program product, and computer-implemented method for smart contract dependent resource transfer are disclosed. The system is configured to establish a smart contract between a first storage location and a second storage location, the smart contract being configured for conditionally transferring resources between the first storage location and the second storage location; monitor the first storage location to determine that a first transfer condition has been met; based on determining that the first transfer condition has been met, automatically transfer a number of resources from the second storage location to the first storage location; determine that a second transfer condition has been met; and automatically transfer the number of resources from the first storage location to the second storage location based on determining that the second transfer condition has been met.
    Type: Application
    Filed: February 5, 2019
    Publication date: August 6, 2020
    Applicant: BANK OF AMERICA CORPORATION
    Inventor: Katherine Dintenfass
  • Patent number: 10735199
    Abstract: Embodiments of the invention are directed to a system, method, or computer program product for file transmission validation and failure location identification. The invention provides a cryptographic hashing function to generate a unique hash for each block in a file being transmitted. The hash from the previous block is included along with the contents of the next block to create the hash for the next block. Similarly the hash from the previous blocks is used with the data of that block to generate the hash forming onto a block chain. The files can only be transmitted to a select group of servers forming a private block chain network within the entity server systems after the files are transmitted to the target location. As such, the system can recalculate the hashes and match hash blocks to identify an exact file location of a transmission failure.
    Type: Grant
    Filed: January 2, 2018
    Date of Patent: August 4, 2020
    Assignee: BANK OF AMERICA CORPORATION
    Inventor: Siten Sanghvi
  • Patent number: 10733293
    Abstract: Systems, computer program products, and methods are described herein for cross platform user event record aggregation system. The present invention is configured to receive one or more exposure events from one or more detection systems; determine that a combination of at least a portion of the one or more exposure events indicates an intrusion in at least one of the one or more detection systems, thereby requiring elevated review of each exposure event; initiate the elevated review based on at least the indication of the intrusion; determine whether the intrusion is benign or harmful; and re-train the machine learning algorithm based on at least determining whether the intrusion is benign or harmful, thereby adjusting the score for future incidents of each exposure event in the combination of at least a portion of the one or more exposure events.
    Type: Grant
    Filed: January 28, 2020
    Date of Patent: August 4, 2020
    Assignee: Bank of America Corporation
    Inventors: Scott Anderson Sims, Kolt Arthur Bell, Michael Joseph Carroll, Elliot Piatetsky, Stephen M. Schneeweis, Craig D. Widmann, Dharmender Kumar Satija, Sai Kishan Alapati
  • Patent number: 10735357
    Abstract: An apparatus includes a memory and a hardware processor. The hardware processor receives a first message from a first chat application and parses the first message to determine a plurality of words in the first message. The processor determines an intent of the first user and communicates a second message to the first chat application indicating the intent. The processor receives a third message confirming the intent and determines an action and an object. The processor determines a processing application and communicates a fourth message that includes the action and the object to the processing application. The processor receives a fifth message that indicates the results of performing the action on the object and communicates the fifth message to the first chat application. The processor receives a sixth message from a second, different chat application and communicates the sixth message to the first chat application.
    Type: Grant
    Filed: January 22, 2019
    Date of Patent: August 4, 2020
    Assignee: Bank of America Corporation
    Inventors: Charles Chandy Philip, Jaya Prakash Pulavarti, Priya Birendra Yadav
  • Patent number: 10732624
    Abstract: Embodiments of the present invention provide a system for generating a communicable linkage and communication channel between various user devices, including smart devices, with a vehicle system. The system converts data from the user devices into readable format for implementation into a vehicle system. The implementation may include autonomous implementation for location transmission and guidance for the vehicle. Upon authentication of the user to the vehicle, the system directs the vehicle based on the converted data.
    Type: Grant
    Filed: May 22, 2018
    Date of Patent: August 4, 2020
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Mark Allan Nelson, Ashish B. Tajpuria, Karen Lea MacQueen, Stephen Philip Selfridge, Steven Michael Twombly
  • Patent number: 10733606
    Abstract: Apparatus and methods for protecting biometric authentication information associated with a paper document are provided. A mobile device application may pre-associate the document with a biometric input. The mobile device application may generate a first composite hash value based on a combination of a numerical representation of a first image of the paper document and a numerical representation of a first biometric input. Subsequently, an authentication server may generate a second composite hash value based on a combination of a numerical representation of a second image of the paper document and a numerical representation of a second biometric input. The authentication server may determine whether an edit distance separating the second composite hash value and the first composite hash value is less than a threshold distance. If the edit distance is less than a threshold distance, the paper document may be authenticated.
    Type: Grant
    Filed: July 7, 2017
    Date of Patent: August 4, 2020
    Assignee: Bank of America Corporation
    Inventors: Pinak Chakraborty, Udaya Kumar Raju Ratnakaram, Nagasubramanya Lakshminarayana
  • Patent number: 10735936
    Abstract: Aspects of the disclosure relate to transmission of emergency event notifications and reception of responses corresponding to the emergency event notifications. A computing platform may receive emergency event information. The computing device may identify, based on the emergency event information, a first target device. The computing device may transmit, a first notification to the first target device. Thereafter, the computing device may receive, from the first target device, a response corresponding to the first notification. The computing device may identify, based on the first response and the emergency event information, a second target device. Then, the computing device may transmit a second notification to the second target device. The second notification may comprise information that is different from information in the first notification.
    Type: Grant
    Filed: June 19, 2019
    Date of Patent: August 4, 2020
    Assignee: Bank of America Corporation
    Inventor: Mardochee Macxis
  • Patent number: 10733273
    Abstract: Method and apparatus for a system to harden digital consents. The system uses an evaluation of geographic locations, transaction times, and device identities to control the upload of consent data. Evaluations occur using numerous techniques including MAC address evaluation, IP address evaluation, meta-data evaluation, and physical location of restricted equipment such as ATMs and kiosks. Reliability of consent data entered into the system may be enhanced by strictly evaluating geographic locations, transaction times, and/or device identities.
    Type: Grant
    Filed: September 16, 2019
    Date of Patent: August 4, 2020
    Assignee: Bank of America Corporation
    Inventors: Elizabeth S. Votaw, David J. Smiddy, F N U Sidharth, Stephen T. Shannon, James Alexander
  • Patent number: 10733070
    Abstract: A functional test execution engine (“FTEE”) may be configured to execute test scripts with respect to a server stack. The FTEE may be communicatively coupled to a test script storage device, which may store the test scripts. The FTEE may select one or more test scripts for execution with respect to the server stack. The one or more test scripts may carry out maintenance or diagnostic functions for the server stack. The FTEE may determine the processing resources of the server stack and, based on those processing resources, select a first set of test scripts from the one or more test scripts to execute. The FTEE may cause the first set of test scripts selected to execute with respect to the server stack in order to generate test script results. The FTEE may store the test script results for subsequent analysis and use during execution of subsequent test scripts.
    Type: Grant
    Filed: March 29, 2018
    Date of Patent: August 4, 2020
    Assignee: Bank of America Corporation
    Inventors: Pratap Dande, Manikumar Juttukonda, Daniel P. McCoy, John Mckenzie
  • Publication number: 20200244590
    Abstract: A resource transfer system that provides intelligent distribution of resources based on resource routing selections, resource receipt selections, and/or resource processing advantages, and in response makes the resource transfers accordingly. The resources may be transferred based on the desired speed of distribution, the reason for distribution, the entities involved in the interaction, the level of security for distribution, level of protection for the interaction, or the like.
    Type: Application
    Filed: January 30, 2019
    Publication date: July 30, 2020
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Rosemary Carbery Stack, Richard C. Clow, II
  • Publication number: 20200241849
    Abstract: Systems, computer program products, and methods are described herein for data transformation prediction and code change analysis.
    Type: Application
    Filed: January 30, 2019
    Publication date: July 30, 2020
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Haribabu Reddy Marthala, Bhagat Kumar Allugubelly
  • Publication number: 20200242125
    Abstract: Systems, computer program products, and methods are described herein for data transformation prediction and code change analysis. The present invention is configured to electronically receive one or more data transformation protocols; electronically extract data from a first source system based on at least receiving the one or more data transformation protocols; determine the one or more target systems associated with the data transformation request; extract a source code associated with each of the one or more target applications; transform the source code associated with each of the one or more target applications based on at least the one or more data transformation protocols; and implement the one or more changes to the one or more target systems based on at least transforming the source code associated with each of the one or more target applications.
    Type: Application
    Filed: January 30, 2019
    Publication date: July 30, 2020
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Haribabu Reddy Marthala, Bhagat Kumar Allugubelly
  • Publication number: 20200242509
    Abstract: A system for event data extraction for real-time event modeling and resolution may be configured for: processing a plurality of event requests associated with a first user, wherein processing each event request comprises: identifying an event content field in the event request, extracting event data from the event content field, wherein the extracted event data comprising information regarding a future resource transfer commitment, and storing the extracted event data in an event data repository; receiving a request or offer acceptance from the first user for a temporary resource transfer having a temporary resource transfer amount; analyzing the extracted event data to determine a capacity of the first user to return the temporary resource transfer amount based on future resource transfer commitments associated with the first user; and based on the capacity of the first user to return the temporary resource transfer amount, completing the temporary resource transfer.
    Type: Application
    Filed: January 30, 2019
    Publication date: July 30, 2020
    Applicant: Bank of America Corporation
    Inventors: Richard C. Clow, II, Joseph Benjamin Castinado
  • Publication number: 20200241977
    Abstract: Systems, computer program products, and methods are described herein for restoring a transformation state using blockchain technology. The present invention is configured to electronically receive a data transformation request to implement one or more changes to one or more target systems; electronically extract data from one or more source systems based on at least receiving the one or more data transformation protocols; determine the one or more target systems associated with the data transformation request; generate an image of the first state of the one or more target systems; generate a cryptodigit associated with the first state of the one or more target systems; store the generated cryptodigit and the image of the first state of the one or more target systems as a first node in a blockchain distributed ledger; and implement the one or more changes to the one or more target systems.
    Type: Application
    Filed: January 30, 2019
    Publication date: July 30, 2020
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Haribabu Reddy Marthala, Bhagat Kumar Allugubelly
  • Publication number: 20200242600
    Abstract: Embodiments of the present invention provide a system for providing leveraged collaborative pre-verification and authentication for secure real-time resource distribution associated with a managing entity. Within a real-time resource distribution processing network, when a resource distribution request is received, historical verification factors are identified and used to establish a statistical model of how an associated account is expected to operate. Features of the pending resource distribution request are analyzed with respect to the statistical model to establish a pre-verification value of the user. Based on this established pre-verification value, the resource distribution request can be pre-verified or terminated, or additional authentication credentials can be prompted and received from a computing device of a user associated with the resource distribution request to verify the resource distribution request in real-time.
    Type: Application
    Filed: January 30, 2019
    Publication date: July 30, 2020
    Applicant: Bank of America Corporation
    Inventors: Rosemary Carbery Stack, Richard C. Clow, II, Joseph Benjamin Castinado
  • Publication number: 20200242613
    Abstract: A resource transfer system that is utilized to allow the entities to enter into interactions using real-time resource transfers, identify potential misappropriators before entering into interactions, and/or provide an interaction communication exchange that allows entities to communicate regarding the interactions to adjust the real-time resource transfers.
    Type: Application
    Filed: January 30, 2019
    Publication date: July 30, 2020
    Applicant: BANK OF AMERICA CORPORATION
    Inventor: Rosemary Carbery Stack