Patents Assigned to Banks Corporation
  • Patent number: 10545807
    Abstract: The present disclosure discloses a fault scenario information collecting method and system for an information system, which regularly acquire information of each parameter of a first preset parameter set in the information system at a preset time interval, monitor operating states of the information system to judge whether a fault occurs in the operating states of the information system, and acquire information of each parameter of a second preset parameter set in the information system when the fault occurs in the operating states of the information system.
    Type: Grant
    Filed: December 22, 2016
    Date of Patent: January 28, 2020
    Assignee: China Construction Bank Corporation
    Inventors: Dawei Wu, Weijie An, Huaiyi Xin, Yuan He, Tao Gu
  • Patent number: 10152353
    Abstract: The present disclosure discloses system resource allocating method and device based on account activity level, wherein the method includes: acquiring an account activity level parameter of a user and calculating an account activity level of each user according to the account activity level parameter of the user; determining an account activity level rank of each user according to the account activity level of the user and a preset account activity level rank dividing manner; establishing an account activity level index of each user according to a user number, the account activity level and the account activity level rank of the user; allocating the system resource for performing the information processing to a target user according to the account activity level index of the target user, where the information processing is to be performed on the target user.
    Type: Grant
    Filed: December 22, 2016
    Date of Patent: December 11, 2018
    Assignee: China Construction Bank Corporation
    Inventors: Jinxin Zhao, Kezun Liang, Wei Wang, Shunhua Zhang, Liqiang Hu, Xiaoyu Xie, Yinghui Lu, Nan Wang, Ran Tao, Shusheng Chen
  • Patent number: 9904617
    Abstract: The present disclosure discloses system parameter processing method, device and system. The method includes receiving a parameter processing instruction input by a user; responding to parameter processing sub-instruction to acquire a responding result; storing the responding result corresponding to parameter processing sub-instruction in a preset format; comparing the actual value of the parameter corresponding to the parameter identifier to be processed with the test value thereof respectively; and outputting a comparison result.
    Type: Grant
    Filed: December 22, 2016
    Date of Patent: February 27, 2018
    Assignee: China Construction Bank Corporation
    Inventors: Yinqian Cheng, Meng Li, Dongxiao Li, Wei Xu, Xiaoyao Yang, Zhe Wang, Chao Guo, Wenpeng Gao
  • Patent number: 8341043
    Abstract: A system and method are disclosed for monitoring, managing and reporting credit card prepayment risk for an issuing bank. Sales data, corresponding payment data and data indicating the fulfillment of orders are monitored. The amount required as security by the bank is dynamically adjusted, for example on a daily basis, in response to the quantum of prepayment exposure determined by the data.
    Type: Grant
    Filed: April 16, 2010
    Date of Patent: December 25, 2012
    Assignee: Westpac Bank Corporation
    Inventors: Justin Tingle, Donald Neil Williams, Geoffrey Peter Tunbridge
  • Patent number: 8240566
    Abstract: A blocking device for a magnetic-stripe or EMV® card reader, such as readers on an Automated Teller Machine (ATM), point of sale (POS) machine, or gas station pump. The blocking device securely attaches to the transaction machine such that unauthorized removal of the blocking device is difficult and likely will attract attention. The blocking device surrounds exposed portions of a magnetic-stripe card reader housing such that a skimming mold that fits over both the housing and the blocking device will stand out and be obvious to a user of the transaction machine. Also, a skimming mold fitting over the blocking device may prevent a card holder from properly inserting a magnetic-stripe card into the card reader. The difficulty of placing a skimming mold under or over the blocking device likely will deter a potential criminal skimmer from attempting to attach a skimming device in the first place.
    Type: Grant
    Filed: October 31, 2011
    Date of Patent: August 14, 2012
    Assignee: M&T Bank Corporation
    Inventor: Carolyn F. Criscitiello
  • Patent number: 7431201
    Abstract: An Archive Interface Manager (AIM) can provide a common interface between the image delivery channels and image archives. AIM handles requests and fulfillment of queries and images between the image delivery channels and the image archive/s. AIM processes requests for documents to the appropriate document archive/s and fulfills and returns a list of items that matches the request and subsequently, the requested item to the requestor. AIM processes the request, searching multiple archives, going to the appropriate place of record, combining the hit list with all the items and returning a single hit list with the matched request. AIM also allows the requestor to query and retrieve items without seeing a hit list such as in a request for a single item.
    Type: Grant
    Filed: July 9, 2004
    Date of Patent: October 7, 2008
    Assignee: U. S. Bank Corporation
    Inventors: Kari Brey, Matthew Eliason, Charles Hall, Stephanie Wentland
  • Patent number: 6474124
    Abstract: A cold steel cambering apparatus and method of use, the apparatus comprising, a cambering assembly having a forward-most end and a rearward-most end and therebetween a plurality of adjustable beam guides, each having means to restrain lateral movement of at least one cold steel beam placed on the cambering assembly, with a plurality of guides also having second means to restrain upward movement of at least one cold steel beam placed on the cambering assembly; and at least one hydraulic lift cylinder positioned directly under at least one cold steel beam placed on the cambering assembly with means to impart a concave or upward camber to at least one cold steel beam placed on the cambering assembly over the forward hydraulic cylinder and restrained by the means to restrain lateral and upward movement.
    Type: Grant
    Filed: November 13, 2000
    Date of Patent: November 5, 2002
    Assignee: Banks Corporation
    Inventor: William B Leftwich