Patents Assigned to BANQUE NATIONALE DU CANADA
  • Patent number: 11734757
    Abstract: A computer implemented method, a system and a non-transitory storage medium are provided, for automatically recreating and displaying the chronology of market events that led to a variation in a profit and loss (PnL) account of an entity implementing a trading strategy. The chronology of market events is represented in a graphical user interface. The trading strategy is run by a plurality of processing devices which are remotely located from one another. A computer implemented method for automatically identifying chains of market events is also provided, where the market events have led to unusual variations in a profit and loss (PnL) account of a group of securities traded by an entity.
    Type: Grant
    Filed: April 2, 2021
    Date of Patent: August 22, 2023
    Assignee: Banque Nationale du Canada
    Inventors: David Shaun Guay, Remi Croteau, Olivier Lefebvre
  • Patent number: 11636536
    Abstract: According to an aspect, a system for automating pricing desk operations is described. The system includes an input module configured to receive a proposed offer in relation to a financial product and associated context information; a machine learning module trained to classify offers according to positive or negative client; a processing module configured to optimize the proposed and an output module configured to transmit the optimized offer for communication to the client. According to additional aspects, a corresponding computer-implemented method, non-transitory computer-readable medium, and systems and methods for training a machine learning module are also described.
    Type: Grant
    Filed: July 21, 2021
    Date of Patent: April 25, 2023
    Assignee: BANQUE NATIONALE DU CANADA
    Inventors: Eric Charton, Yann-Edern L'Hour, Marie-Eve Malette, Julien Rizkallah-Leroux, Michel Descoteaux
  • Publication number: 20220129988
    Abstract: A method, a processing device and a computer-readable medium are provided for generating an indicator of the likelihood that an individual will achieve one or more financial life goals. The indicator of the likelihood that the individual will achieve the goal(s) according to the given scenario is calculated, based on a plurality of simulated financial projections. The indicator is displayed on a graphical user interface. Also proposed is a method and a system which generate customized financial products that allow individuals to achieve their respective life goals. The customized financial products are determined such that cash flow projections for the individuals remain positive for their entire lifetime and such that an indicator of the likelihood that the individual will achieve their life goals stays above a predetermined threshold.
    Type: Application
    Filed: October 27, 2021
    Publication date: April 28, 2022
    Applicant: Banque Nationale du Canada
    Inventors: Christophe FAUCHER-COURCHESNE, Simona GANDRABUR, Pierre LAROCHE, Bryan MONCHAMP, Nada NAJI, Chelsey RIEGER, Eric-Olivier SAVOIE, Karine YELLE, Roger MILLER
  • Publication number: 20190378120
    Abstract: A method for an institution to open an account for a user is provided. The method notably comprises receiving a request from the user to open the account with the institution. The user is asked, via a digital channel, for a payment from a digital wallet of the user. The identification of the user is performed at least in part by receiving information about the user from the digital wallet of the user and using an identification method that is associated with the digital wallet. The authentication of the user is performed by comparing at least two sets of information, one received from the digital wallet and one inputted by the user. The account with the institution is then opened and a payment request is made from the digital wallet to an issuing bank of the user.
    Type: Application
    Filed: June 10, 2019
    Publication date: December 12, 2019
    Applicant: BANQUE NATIONALE DU CANADA
    Inventors: Olivier BERROD, Christopher SEBASTIEN, Roger MILLER