Abstract: An article for holding currency and credit cards is disclosed which comprises (a) a first length of substantially non-stretchable material having a first end and a second end configured to form a closed flat loop when the first end is retained on or near the second end, a lumen in the first length, a flat length of bendable metal within the lumen in the first length which allows the closed flat loop to retain a desired shape, the closed flat loop having a length which is slightly longer than half the length of U.S. currency; (b) a second length of substantially non-stretchable material having a middle, a first end, a second end, and a lumen, the first end and the second end secured to the first length of substantially non-stretchable material, thereby forming a second flat loop slightly wider than the width of U.S.